Personal Finance (Not Investing) • Prior Year Minimum Tax Carryforward
Hello! I would appreciate advice on how to position my portfolio to accelerate recognition of Prior Year Minimum Tax Carryforwards. For example, should I allocate capital to optimize Qualified...
View ArticlePersonal Finance (Not Investing) • Step transactions, gift/loan, family
Hi all,This is my first post and I could use your input. My husband is a frequent reader and sometimes commenter here, and because our question includes specific details that could be recognized by...
View ArticlePersonal Consumer Issues • Contemplating new car purchase
My current car is coming up on 12 years old. It is a Japanese compact sedan. I bought it new. It has about 101k miles and has had no issues. Regular maintenance (tires, oil, filters, etc) and gas and...
View ArticlePersonal Finance (Not Investing) • Last minute estimated tax help?...
I'm unemployed and my 2024 income is very unpredictable so I'm having a hard time figuring out estimated tax. I spent many hours filling out several worksheets for Fed and NY state estimated taxes,...
View ArticlePersonal Investments • Whole portfolio allocation for accounts with large...
EF: Yes, $75kDebt: 2x car loans (2.7% and 3% rates, $40k outstanding total), mortgage @ 2.65%, $350k outstandingTax Filing Status: MFJTax Rate: 37% Federal, 5% StateState: KYAge: 32 (self), 34...
View ArticlePersonal Investments • Trying to liquidate fixed income
I have a portfolio at Morgan Stanely with many dozens of fixed income positions.I decided to liquidate them in order to simplify my portfolio.The guys at MS says the only way is to put out a small...
View ArticlePersonal Investments • LLC taxed as S CORP tax returnns question
Hi Team, Please guide me on this. By mistake I overdrew distribution , and fell short of $1400 to pay the taxes. I paid with my personal account . Can I adjust my distribution amount to reduce by the...
View ArticleInvesting - Theory, News & General • Before Treasury Direct was in...
I bought my first Inflation bonds in 2003. Held onto them for 10 years and sold when I needed the money. Rather recently started buying them again on TD. I remember getting paper bonds in 2003. And I...
View ArticlePersonal Investments • I think it's time for me to get back in total bond fund
Apr 2020 I pulled all of my money out of my 401k total bond index fund (which was all my fixed income in my 50/50 AA) and put it into my 401k stable value fund. I cannot remember why I did that, to be...
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Personal Finance (Not Investing) • [IRS timezone issues? Online payment down...
Hope so....Hi all,I tried to pay my taxes at 8:45pm PST 4/15/2024 at irs.gov.The site said it was down for scheduled maintenance until 4/16. (said to myself....On tax day???? After Billions to spend...
View ArticlePersonal Investments • Inservice rollover from employer 401k
Hello, next month I will turn 59 1/2 and wish to do an in-service rollover of all my current 401k and Roth 401k funds from my employer's plan into new Rollover IRA and Rollover Roth IRA Vanguard...
View ArticlePersonal Investments • Long Term Treasury Index Fund
A couple of months ago I put some money into FNBGX, Fidelity Long Term Treasury Index Fund. Previously I was 100% TSM and wanted to diversify.The last 2 months, FNBGX has taken a beating because...
View ArticlePersonal Consumer Issues • Home internet speed question
I have ATT dsl which has been fine and averages about 75 mbps. I got back from a 3 week trip and it was out with a line problem and they said it would take 5 days to get someone out.I had a lot of...
View ArticlePersonal Investments • Difference between VUSXX and VMFXX?
My cash is in VMFXX as the default vanguard settlement fund, but if I'm trying to minimize taxes (state), any reason why I should switch to VUSXX? From reading, both seem to be primarily in US...
View ArticleInvesting - Theory, News & General • TIPS real vs CPI no correlation
https://tradingeconomics.com/united-sta ... tips-yieldhttps://www.multpl.com/inflationI couldn't come up with a way to copy images.But it's interesting that the 10y TIPS real rate historically since...
View ArticlePersonal Consumer Issues • What's behind low price of used Tesla EVs
[Topic is now in Personal Consumer Issues - new vs used car prices. mod mkc]Not in the market for a Tesla or any car, but found this price anomaly between used and new Tesla's. If I were to ever buy...
View ArticlePersonal Investments • Inherited IRA non spouse direct transfer triggered...
Hi and thanks in advance! I've been reading about this but am still a bit unclear:My spouse's mother passed away late 2023, and he inherited part of her IRA (along with siblings). All seemed to go...
View ArticlePersonal Finance (Not Investing) • Teams Don’t Want Me Reselling Their Season...
I don’t know where else to ask this, but I have a pretty successful side income hustle that simply involves buying season tickets and other single game tickets as well and reselling them for a...
View ArticlePersonal Finance (Not Investing) • Providing Prospective Landlord With My...
What can I do to help protect myself if a prospective landlord insists that I upload my bank statement and send it to him as part of the application for an apartment lease. It seems that according to...
View ArticlePersonal Investments • Novice Investing
Greetings everyone, I'll try to keep this brief but wanted to give a little background. Am in my 40's and recently started paying more attention to my investments, retirement, and just trying to...
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