Investing - Theory, News & General • pitfalls allocating in IRA and taxable
If you sell a stock or a mutual fund or an EFT at a loss in a taxable account, then repurchase the same security inside an IRA within 30 days I understand that is a wash sale and you lose that loss to...
View ArticlePersonal Finance (Not Investing) • Considering jumping to Fidelity from...
Two reasons: One, no HSA account type at Vanguard. Two, Vanguard won't withhold Ohio income tax from IRA withdrawals.Anyhoo...my question is if my investments in my Vanguard taxable, IRA, and Roth...
View ArticlePersonal Finance (Not Investing) • Safe to give out selfie for identity...
I recently signed up at Wise.com, to wire money for family in Europe.The website/app requests that I submit my driver's license and a selfie, to verify my identity. In this age of AI, I am concerned...
View ArticlePersonal Finance (Not Investing) • JD School Options
My dd is struggling getting a very high scholarship or racking up debt for Ivy prestige. Stanford is the only TBD left, she was accepted in all the other historical and non-historical T14s, except...
View ArticlePersonal Investments • Interesting Story about Leaving Edward Jones...
My brother-in-law sought my help with his financial planning and investing. I provided him with general information and basic education (you can see my earlier post seeking input on 'Guiding...
View ArticlePersonal Investments • 457b and IRA contribution question
I have my taxes prepared by an established enrolled agent who has been in business for at least 35 years. I trust her when it comes to tax prep. She is also a bookkeeper and financial advisor with an...
View ArticlePersonal Investments • "Time in the Market" vs. DCA?
I started a job end of last year with stock compensation that vests quarterly (as opposed to monthly). What are the pros and cons of shoving all my cash into index funds right away once per quarter,...
View ArticlePersonal Consumer Issues • "Destroy if Dead" box
I'm packing up in anticipation of a move and it struck me that there are some things - amounting to about two small boxes of stuff - that I don't want people rifling through if something ever happened...
View ArticleNon-US Investing • UK: 3 and 6 treasury bills vs active savings
I keep most of my cash in active savings accounts (both with immediate access and with short term access) but I was wondering whether there is any advantage in buying treasury bills since my broker...
View ArticlePersonal Finance (Not Investing) • Rental 1/2 Duplex - Square Footage Tax...
We own/live in a duplex with one side rented. Expenses like property taxes, landscaping, snow removal, etc. have been split 50%/50% for many years - both sides being square footage equal at 1200sf. If...
View ArticleNon-US Investing • Vanguard Conversion of Mutual Fund to ETF / Living in Germany
I am currently living in Germany, been out of the US for almost 10 years. I am about to go into my draw down phase for retirement. I feel more comfortable having ETFs sitting in Schwab (where a...
View ArticlePersonal Finance (Not Investing) • Additional penalties when filing Form 5329?
A while back, a couple of you were kind enough to walk me through the steps to correct a screw up from back in 2019 where I contributed to my IRA even though I took the year off and didn't have any...
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Personal Finance (Not Investing) • Can a taxable Reward become an IRA...
BGI'm still somewhat attracted to sign-up bonuses, but the tax hit is annoying. I woke up this morning thinking about this conundrum and then wondered if I could treat the bonus as earned income and...
View ArticlePersonal Finance (Not Investing) • Which version of tax software
I've always used HRBlock downloadable software to do our taxes and have been pleased with it. I typically use the "Deluxe+State" version. We've never had complicated taxes -- retired, no children, one...
View ArticlePersonal Finance (Not Investing) • Taxes withheld for state that did not work in
Hello Bogleheads - I have a strange situation that perhaps the collective group has ideas on howto handle. I'm a resident of NY full year 2024 that took a remote job last year. As part of the...
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