Apr 2020 I pulled all of my money out of my 401k total bond index fund (which was all my fixed income in my 50/50 AA) and put it into my 401k stable value fund. I cannot remember why I did that, to be honest. It violated my IPS. I was in the throws of planning my exit from my job which happened in Mar 2021 when I retired. Maybe I wanted to reduce risk and the stable value fund was my answer.
In 2022, I invested 1/3 of the money in a 3 year CD tree. Now I am investing half the money in rolling 3 month treasuries. I feel like I have lost my way and become a fixed income trader. My equities are all total US stock.
Anyway, I think I need to stop this madness and just go back to my IPS and stay there. 50/50 AA. Equities are total US stock index, fixed income is total bond index.
Appreciate your thoughts.
In 2022, I invested 1/3 of the money in a 3 year CD tree. Now I am investing half the money in rolling 3 month treasuries. I feel like I have lost my way and become a fixed income trader. My equities are all total US stock.
Anyway, I think I need to stop this madness and just go back to my IPS and stay there. 50/50 AA. Equities are total US stock index, fixed income is total bond index.
Appreciate your thoughts.
Statistics: Posted by corn18 — Mon Apr 15, 2024 3:29 pm — Replies 3 — Views 165