Personal Consumer Issues • Light carry on luggage - Tom Bihn Techonaut or...
I've been a long-time "one-bag" carry on traveler. I can usually fit 10 days worth of clothes in an Osprey Daylight 40L wheeled bag. Wheels are great when you go from airport to rental car to hotel,...
View ArticlePersonal Finance (Not Investing) • iCloud storage vs Dropbox
I am paying $12.99/month for Dropbox and $2.99/month for iCloud which is clearly duplicative! I want to cancel Dropbox but before I do that, is there any reason to reconsider? I am a dedicated Apple...
View ArticlePersonal Investments • Schwab first impression
After some deliberation I moved my and my wife’s Roth from Vanguard to Schwab. Both our Roths met the bonus range for $500 each. All I wanted to say is that was as easy a transfer as I have ever made....
View ArticlePersonal Consumer Issues • Car buying? Factory installed accessories
Hi All,I am in the market looking for new Car. In the Toyota website for Sienna car, base car MSRP it shows say 51K then it asks for accessories which are optional.But the dealer quote, shows...
View ArticlePersonal Finance (Not Investing) • Vanguard Trust Account - Change SS# to EIN
Hello All,Looking for some direction. My father passed away, and fortunately, he had the foresight to more the vast majority of his assets into a trust, including his Vanguard account. After meeting...
View ArticlePersonal Investments • RMDs at Schwab
My tIRA is at Schwab. My RMD is set to pay out automatically each month. HOWEVER, I have to set up a new autopay from the settlement account each year.I am trying to do two things: First, I would like...
View ArticlePersonal Investments • Absolutely elementary-level 4% drawdown question
Let's say I actually am able to save up enough for retirement (that's a story for another day), and I can get to the point where I am comfortable with a 4% drawdown... ...how does that work?For ease...
View ArticlePersonal Finance (Not Investing) • Federal/NJ inheritance tax [need for trust]
$3 million dollar estate. Given NJ has 0% inheritance tax and the Fed In 2024, the first $13,610,000 of an estate is exempt from taxes, do I still need to create a trust for an only child? Thank...
View ArticlePersonal Investments • Should I care about FDIC or SIPC insurance?
As far as FDIC insurance goes, I understand that they have a nominal limit of $250k covered per bank, per type of ownership. However, I currently have my savings with Bank of America and I imagine...
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Personal Investments • Mid-Century Check-In
Hi all,I turned 51 a little while ago and it's been several years since my last confession, err check-in. I've reached a point where I'm probably FI in the sense that I could cover all my fixed costs...
View ArticlePersonal Consumer Issues • Landlord wants open house while we are still renting
The contract gives him the right to show potential buyers the house, but he is asking us (politely) to be out of the house for 2 to 3 hours one time during a weekend (we can choose the day and the...
View ArticlePersonal Finance (Not Investing) • [Auto insurance - Do I need comprehensive...
I have a 2005 Lexus worth $1500. Is it worth keeping comprehension coverage? Thank youStatistics: Posted by fxkowalski — Sun Jun 02, 2024 3:46 pm — Replies 8 — Views 357
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Investing - Theory, News & General • Are Investing Returns Affected by...
I am willing to surmise that participation in the market, and specifically stock indexes, has risen dramatically as pensions have fallen out of favor, 401k have supplanted them, and self-directed,...
View ArticlePersonal Consumer Issues • When CC accounts report balance?
I see some conflicting answer to the question: when is the account balance reported to the credit report agencies and which balance (current or last statement). So I pulled up my credit report on...
View ArticlePersonal Consumer Issues • Portable Grill?
I am interested in purchasing a portable grill for picnics at the park this summer, as well as tailgating, etc.Presumably, a propane grill. I don't have much experience with grilling, but seeking to...
View ArticlePersonal Investments • Logistics of slowly getting out of VXUS and into VEA...
Thanks for the posts on my other thread about VEA in taxable. In looking at our tax situation, and my personal preference, I've decided I want VEA (and its higher % of qualified dividends) in my...
View ArticlePersonal Investments • How to choose: BND vs SCHO vs SCHZ and VXUS vs SCHF?
I am about to start investing in my Schwab accounts, and I'm looking at implementing a 3 fund portfolio. I am a beginner investor.I'm feeling confident with VTI for US stocks, but for bonds what would...
View ArticleInvesting - Theory, News & General • Finding % qualified dividends for...
Is there an easy way to compare the % of qualified dividends for an international ETF? I'm trying to compare VEA (Vanguard Tax Managed FTSE Developed), IDEV (shares MSCI Developed International) and...
View ArticlePersonal Investments • ChatGPT for financial advice
Are you all using ChatGPT? I've been asking it very specific financial questions lately and am finding the responses incredibly thorough. A lot of users here post "should I do this or that" type of...
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Personal Finance (Not Investing) • Resolved: Truv for employment verification...
Update: as mentioned in my second post here, try other options before using Truv.As one of the final steps for my mortgage to be approved, the lender is requesting an updated employment verification,...
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