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Personal Investments • Portfolio Plans for Early Career "Sabbatical"
Hello, I'm looking for some advice on how to handle an early career break. After graduating college, I have been working at my current job for five years now. I make 110k per year before taxes, and...
View ArticlePersonal Finance (Not Investing) • Seeking reassurance on convos with IRS re:...
I apologize for the chronology that follows, rather than something more cinematic, but (spoiler) having just sent off an amended return after a rabbit-chasing series of phone conversations with IRS...
View ArticlePersonal Finance (Not Investing) • Would you change jobs?
I’m currently employed as an Analyst at a large insurance company. I’m 35, make 155k after bonus, and the job is, well, cushy and boring. It’s also a complete dead end. The company has pushed...
View ArticleInvesting - Theory, News & General • ETF fee revenue for providers
I record Bloomberg ETF IQ for entertainment purposes, not investment advice. This week’s episode had a revenue by fee bucket list for ETFs provided by the industry. The percentage of revenue provided...
View ArticlePersonal Finance (Not Investing) • when to stop accumlating money and stuff?...
Simple life is own less stuff, being sufficient and happy. I think I have enough and accumulate too much stuff. I am frugal and don't need a lot to be happy. When to stop accumlating money and stuff?...
View ArticlePersonal Investments • Vanguard Target Retirement 20YY exchanged out to...
Hello,I used to work for Amazon when in the US. I permanently relocated to India 5 years ago. I left my 401K untouched when I returned to India.I have now realized that I need to be reporting my 401K...
View ArticlePersonal Investments • Is there a sweet spot for Roth conversions?
Let's ignore the legacy concerns for a moment and assume one still wants to optimize Roth conversions, not so much to minimize the chances of running out of money, but rather to minimize expenses post...
View ArticlePersonal Consumer Issues • Database App For A Mac
Many years I ago I used a Windows DB called Visual Foxpro. I believe Microsoft bought them and rolled it into MS Access.Does anyone have a recommendation for a basic, stand alone (non subscription...
View ArticlePersonal Finance (Not Investing) • Advice liquidating parents investment account
Parents wants to liquidate around 80k high fee managed account with John Hancock. They want to liquidate and give to me and sibling. We understand the tax implications on capital gains. Is this...
View ArticlePersonal Finance (Not Investing) • Various NQDC/409(a) questions
I know about the bankruptcy related potential downsides of these plans. I have a few further questions on usage of these in ways that start to rise to the level of "oh my god, there's no way this is...
View ArticlePersonal Finance (Not Investing) • Joint accounts and gift tax
This is a bit of a different spin and I was curious as to opinions. My elderly mother had a trust with a bank set up to handle all of her affairs after dad died abd she was not named as a co trustee....
View ArticlePersonal Investments • Are Small-cap Value Stocks / Funds Still a Worthwhile...
About a month ago, I posted a question about micro-cap value vs small-cap value. That question assumed that micro / small-cap value stocks / funds are good investments that did very well from 2001...
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Personal Investments • How to get to the finish line?
Not looking for a portfolio review, but how did others finish out the last decade before retirement? Anything you “got in order” before your anticipated departure from the workforce? I have read...
View ArticlePersonal Investments • College Student Starting Roth IRA: Seeking Advice on...
Hello everyone,I am a 22-year-old college senior and will be graduating next May with an engineering degree from Texas A&M.I’m just beginning my investment journey and have decided to start with a...
View ArticlePersonal Investments • Ready to retire / Seeking guidance
Hi. Looking for guidance before retiring and deciding whether or not to sign up for Personal Advise Select, digital advisor or just self planning. Recently 59 1/2 after accumulating $1.7M in 401k from...
View ArticlePersonal Investments • Investment options for a 1099 taxed as S Corp using a...
I run a 1099 contracting business in which I’m taxed as an S Corp. I pay myself payroll as a W2. The only account that I am currently saving in for retirement is my SEP-IRA with VANGUARD. Due to my W2...
View ArticleInvesting - Theory, News & General • WSJ reporter doing story on folks...
Wall Street Journal reporters are writing an article that looks at people who have moved money out of target-date funds within the past year or two and would be willing to speak to a reporter about...
View ArticlePersonal Investments • Company Changing 401k
My company is changing 401k from Vanguard to Empower.I will be rolling my 401k over to my IRA.I still have a few good Vanguard funds with Empower but some of these funds really surprise me. The...
View ArticlePersonal Consumer Issues • United Car Care Service Extended Warranty
Just purchased a new 2024 KIA Telluride. Standard warranty is 3/36 bumper to bumper and 10/100 powertrain. Dealer is offering extended warranty coverage thru United Car Care Service, Platinum Coverage...
View ArticlePersonal Finance (Not Investing) • How long in advance do you book vacations?
Some of my friends seem to be booking vacations more than 6 months in advance but we have a hard time making plans that far into the future. We tried it a few times and the trips were terrible because...
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