Personal Finance (Not Investing) • BofA checking Balance Connect with Merril...
Has anyone setup overdraft protection for BofA Checking account with Merril edge CMA using Balance connect? If so can we use money market fund to cover for the anyover draft?Statistics: Posted by...
View ArticlePersonal Finance (Not Investing) • Paid taxes (for years) on full USPS...
My father worked for the USPS as a rural mail carrier, and he retired in 2000 (a year before he died). My mother then started receiving his pension, and her tax preparer retired after the 2014 tax...
View ArticlePersonal Investments • Keep my bond funds?
I am 73 years old with a portfolio totaling $1,090,500.51% stock ETF's: $127,000 VEU All World Stock, $432,000 VTI Total Stock Market US32% Bond Funds: All Qualified money; $85,000 VFIDX intermediate...
View ArticlePersonal Investments • Question about my portfolio in regards to 3 Fund...
- I currently have a 3 Fund Portfolio through Vanguard, currently holding $123,000+ (VFIAX, VTIAX, VBTLX) in a taxable brokerage account. (I have switched to 80/20 stocks awhile ago and withholding...
View ArticlePersonal Consumer Issues • HVAC Question (Mini-Split with Central Air?)
Hello, Bogleheads. Looking for input on an HVAC decision, as this is very much not my field of expertise.Brick home. Built 1919. ~2200 sqft.Location: St Louis (Hot summers. Sorta-cold winters -- cold...
View ArticleClik here to view.
Personal Investments • Closing Fidelity Wealth Management accounts - tax...
Hi, Newbie here, and I do plan to post a portfolio review once I pull all the information together soon. In the meantime, I'm trying to extricate from Fidelity Wealth Management accounts ASAP after 18...
View ArticleInvesting - Theory, News & General • Betterment to offer Goldman Bond ETF
Goldman is structuring portfolios for everyday investors that are meant to help them save money on their taxes, in part by moving their cash from ultrasafe bank accounts to fixed-income...
View ArticlePersonal Finance (Not Investing) • HSA Reimbursement When I Paid in Full for...
We began my son's estimated 24-month orthodontics treatment plan today. I used a check and paid the orthodontist in full today for the entire treatment plan. I cannot seem to find any definitive...
View ArticlePersonal Finance (Not Investing) • Closing out 529 plan - some questions...
My child is going to get a Master's degree at a foreign university. Unfortunately, this school is not listed in the 2024-2025 DoE/FAFSA list of schools eligible for payments via the NY State 529 plan...
View ArticlePersonal Finance (Not Investing) • Advice for choosing second career
Hi everyone, I'm looking into a potential career switch per another recent post of mineAs part of this process, I was wondering if the forum may have any tips/guidelines regarding how to make a good...
View ArticlePersonal Finance (Not Investing) • Amended Tax Returns
I could use some help. I sent my 1040-X to the IRS six weeks ago, with delivery confirmation. It was received. I went to the IRS site, Where's My Amended Return? I provided the information requested...
View ArticlePersonal Finance (Not Investing) • SECURE ACT 2.0 surviving spouse treated as...
Hi B'heads,B Steiner (Wealth Management dot com) wrote an article about this topic 'Revised Retirement Rules in the SECURE ACT 2.0' back in early 2023.I'm interested to know if anyone knows anything...
View ArticlePersonal Finance (Not Investing) • Houston Attorney Recommendations Estate...
I would appreciate recommendations for estate planning and probate attorneys in Houston. I am married with no children. There are no exes to deal with or any other complications. I live in downtown...
View ArticlePersonal Investments • VOO equivalent of Fidelity ETF?
Like many people here, most of my investment is in VOO with Vanguard. My brokerage account with Vanguard is getting close to the max SIPC insurance, $500k. I am thinking about putting some money into...
View ArticleClik here to view.
Personal Investments • Investment planning - TFSA vs RRSP?
Hello, This is my first post on Boglehead and I am looking for some help! I am in need of some advice regarding investments in RRSP vs TFSA. Introduction:I am a 27 year old about to enter graduate...
View ArticlePersonal Investments • portfolio @60
First, apologies for the ugly formatting. At the ripe old age of 59.75 I have finally taught myself Excel (well, Google Sheets really) to be able to organize and start making sense out of these 60...
View ArticlePersonal Finance (Not Investing) • Can you log into the merrill edge site...
I have tried several times this evening to login without luck. I have open buy orders (with limits) that I want to adjust before going to bed.Sometimes the website says says "account locked",...
View ArticlePersonal Finance (Not Investing) • FYI-News reporting massive outages with...
Appears to be impacting airlines banks hospitals Check out your favorite news outlets for more informationStatistics: Posted by mrmass — Fri Jul 19, 2024 4:37 am — Replies 0 — Views 73
View ArticlePersonal Investments • ROTH RULE CHANGES : 10 year limit
With the recent rule changes does doing a Backdoor/mega ROTH still hold an attractive strategy? Or is there a different outlook.Statistics: Posted by Ledzep91 — Fri Jul 19, 2024 4:06 pm — Replies 2 —...
View ArticleInvesting - Theory, News & General • Deriving SEC-yield relationships in...
Subject: Deriving SEC-yield relationships in inverted interest-rate years, for Vanguard bond types in normal interest-rate years.In a recent topic, OP was wondering what to do with additional income...
View Article