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Personal Investments • Tax Loss Harvesting questions and VG website vs others...

I'm looking to do some TLH, specifically moving VXUS into VEA in my taxable. The idea is to move my international exposure in taxable into developed markets and then hold developing in tax deferred....

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Personal Consumer Issues • Garmin Watches: do you wear it at night? if not,...

I'm getting a new Forerunner 265. Did some research and it sounds like many of the "health" features like training readiness, performance predictions, VO2 Max, etc. basically require you to wear the...

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Personal Finance (Not Investing) • Tax ACT HSA questions

I have asked the questions about our HSA for taxes for 2023 filing, however I am not getting the answers correct on the Tax Act questionnaire. I know they are not correct because we went from owing...

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Personal Investments • 401k Salary Amount Phase Out? - $345k

I was talking to a financial advisor buddy of mine (not my financial advisor as I don't have one) and he mentioned that when you hit $345k in salary/bonus comp you can no longer contribute to a 401k....

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Personal Investments • Moving Money Around? Seeking Advice for New Boglehead!

I've recently come to the Boglehead movement (31F) after finding what I've read in The Little Book of Common Sense Investing and The Boglehead Guide to Investing to be compelling. I come from a...

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Personal Finance (Not Investing) • Paying for grandparents to babysit,...

My family is blessed with our first baby and we are lucky enough that my parents were willing to move from Europe to come and live with us to take care of the baby. That is sort of a custom, a common...

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Personal Consumer Issues • Suggestions around Dulles-IAD Arrival

Although from Maryland the Dulles area I rarely go to except for international flights. This time we will arrive from Europe around 9pm and with time to get through customs it obviously will be later....

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Personal Finance (Not Investing) • Quit claim deed has a lot of room for fraud

This is mostly to fulfill my curiosity. The county recorder's office (in the place I live) records Quit Claim Deed without checking any identification of the person recording the document. They do not...

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Personal Finance (Not Investing) • “Bellys” on sewer scope for new house

We just went under contract for purchasing a 30 year old house in North Scottsdale. My realtor suggested a sewer scope as part of the pre purchase inspection. They found 2 bellys, which are dips in...

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Personal Finance (Not Investing) • Am I crazy for considering a home purchase.

Good Morning Bogleheads,I have posted a small amount of times for the past few years and have been so grateful for the advice I've received. Our financial and family situation has changed since our...

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Personal Investments • MIL's inherited Taxable (sell right away?)

My MIL inherited 1/3 of three accounts at Edwards Jones. We've now moved her 1. taxable, 2. inherited IRA died 2021, and 3. inherited IRA died 2023 to Vanguard. Starting to just think about overall...

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Non-US Investing • Choosing Irish equity ETFs

Hi, a new user here.I'm based in Cyprus and have accumulated a relatively sizeable (for me) chunk of USD as a result of a number of consulting projects I undertook over the past few years (got paid in...

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Personal Consumer Issues • Google Reviews

I am skeptical of Google Reviews.As an example, a local home improvement company had Google Review Score of 4.9 out of 5,based on 94 reviews. Wow! Sounds great. . .The company requires 90% down...

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Personal Investments • Fired AUM advisor - now what? (portfolio questions)

Hi folks,First I’d like to thank the members of this forum for all the great advice you’ve given people. Your generosity with your time and knowledge is inspiring. You’ve been a great resource for me...

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Personal Finance (Not Investing) • State income tax , working in TX, living...

Dear bogleheads,I am a NM resident with a house and family in the state and have accepted a position in El Paso TX.I rent in El Paso and commute home for the weekend .My TX employer withholds NM state...

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Personal Investments • 10 Year TIPS Purchase for Ladder - What to buy in 2024

I am hopeful for some thoughts / guidance regarding an initial TIPS purchase for a ladder. While I have a general understanding of how TIPS work, the ability to analyze the following is just out of my...

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Personal Investments • Back door Roth questions

Some kinda basic (maybe dumb) questions on Back door.I’m over the AGI limit for normal Roth and i have a 401k at work, so i was looking at doing the non-deductible contribution to a traditional IRA...

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US Chapters • Minnesota Bogleheads Spring Meeting: April 27, 2024

Save the DateDate: 4/27/24Time: 9:30 - NoonPlace: Minnetonka, Ridgedale Library - Rohlf Room (plus 172 & 174) This has been our regular meeting place for the past few years.An agenda with...

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Personal Finance (Not Investing) • Vanguard and SPIC insurance

Good morning,My vanguard account has a traditional IRA (old 401k), Roth and brokerage with total assets of about 650K. Now my current employer has transferred the 401k to vanguard increasing my total...

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Personal Consumer Issues • Overnight in a DC Hyatt March 2025

Looking to pair Lisbon with a DC overnight end of March 2025. The following day, I’d want to see cherry blossoms and maybe Phillips collection. I also enjoy Dupont and Logan Circle, with a DC friend -...

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