Personal Investments • Fund in 401k lineup gravely deviates from stated...
One of the funds in the limited selection of my ADP Mykplan 401k lineup has the following stated objective:State Street Conservative Strategic Balanced Securities Lending Series Fund - Class VII Web...
View ArticlePersonal Investments • Is there withholding tax on intl bonds?
I know (or I think I know) that if an investor holds an intl equity fund such as VXUS, some of the dividend income is withheld by foreign governments. And for this reason, it often is advised to hold...
View ArticlePersonal Consumer Issues • Quebec City
My wife and I will be taking a cruise from New York, which ends up in Quebec city. We would like to stay in Quebec for two nights. Does anybody have any experience with Quebec…where to stay and what...
View ArticleInvesting - Theory, News & General • Index Investing: An Odd Thought...
Imagine a world in which everybody is a BHWhat is the mechanism whereby the index changes the weights of it's holdings ?I cannot see why company market value changes.Statistics: Posted by EricGold —...
View ArticlePersonal Investments • sequence of withdrawals during retirement--differing...
In this post:viewtopic.php?t=434084I read, among the replies, the following, from two different respondents:"In general withdraw first from a taxable brokerage account during the first years of...
View ArticlePersonal Investments • How Can One Increase Shares in Vanguard Information...
Retired. A several years ago I did some trimming of profits, selling and buying. I used the funds to buy 3 Vanguard ETFs. One of the ETFs I brought was Vanguard Information and Technology (VGT), but...
View ArticlePersonal Consumer Issues • Where to Purchase High End New Sport Coat....
This post isn't about debating whether or not one should spend the money on buying high end clothing but instead focused on where to buy it.Normally, I would go to the annual Nordstrom sale and buy...
View ArticlePersonal Finance (Not Investing) • Mortgage When Calculating Total Debt
Hi Bogleheads!Quick question in regards to calculating your total debt...when including remaining mortgage, do you include your outstanding loan balance (total principle owed) or the principle + the...
View ArticlePersonal Investments • 18 Yo, New Investor Seeking Advice (500K+)
Hi, I just turned 18 and am seeking financial advice. Finally being 18, I have many new doors open for me when it comes to investing. An older colleague of mine recommended Bogleheads as a resource. I...
View ArticlePersonal Investments • The constant never ending debate.
Hello all, I recently became familiar with the Bogleheads and finished the bogleheads guide to investing and going over common sense book now and it has made a huge impact on how I think about...
View ArticlePersonal Investments • A few newbie questions for Fidelity (taxable) users.
I've got a few questions before I make my first purchase in my Fidelity taxable account. I've found where to change the interest/dividend settings. The core (SPAXX) is set to re-invest.1) Once I make...
View ArticlePersonal Finance (Not Investing) • Hail damage - should I file a claim?
Hello:I live in Colorado, we had a intense hail storm 6/9, most are 1/2 some 3/4 inch. There is a roof contractor with a large local roofing firm who had came by my house last year uninvited, but told...
View ArticleInvesting - Theory, News & General • Article: Blackrock No Match for...
Interesting commentary by Jeff Benjamin at ETF.com, on Vanguard rapidly closing in on Blackrock's share of the ETF market, with a nice "shout-out" to our Bogleheads community......
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Personal Investments • How do you feel about mixing and matching funds in one...
I currently have SCHB and SVSPX in my Schwab ROTH IRA. and I'm planning on purchasing some Vanguard funds/etfs. I've read the three-fund portfolio on here and it's showing no mixing of funds, it's...
View ArticlePersonal Investments • Rebalancing Roths without bonds
I will be retiring in 7 years and am simplifying my portfolio into a simple mix:36% - Total US Equities Index20% - International Equities Index4% - REIT Index40% - Short-Term Treasuries Index...
View ArticlePersonal Investments • ways to lock-in gains
DW and I are recently retired. No pensions, and waiting until 70 to collect SS, so are in the decumulation phase. Our target asset allocation is 55/45, although upward movement is stocks has shifted...
View ArticlePersonal Investments • Portfolio Review Request
Hello Boglehead community! I'm new to the forum and excited to learn from you. I would greatly appreciate a portfolio review and feedback. Thank you!---Age: 34Debt: None, thank godTax Filing Status:...
View ArticlePersonal Investments • Portfolio Advice
I have learned a lot reading this forum and thank everyone for their thoughts. I have these questions:1. Due to several CD's maturing recently, I have 275K parked in Vanguard Money Market and our...
View ArticlePersonal Finance (Not Investing) • Buying house with cash or take out a...
Looking to upgrade from a 1900sqft home to a 3200sqft with an impending arrival of a couple of new babies. New house is ~$460k and old house is estimated at $335k before fees.Question: With interest...
View ArticlePersonal Investments • Indirect rollover from Roth 457 to Roth IRA
I have a small Roth 457B account (~$10K) at an ex-employer. I would like to roll it over into my Roth IRA. Is it possible to get a check from the Roth 457B and put it into my Roth IRA?I am over 59-1/2...
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