Personal Investments • Requesting assistance with MYGA or CD decision
I live in California, I will be 64 in November. In 2018 I was talked into buying the Brighthouse Shield 6 Year Annuity because I was completely uneducated on investing. I bought it through Mass Mutual...
View ArticlePersonal Investments • Tax deferred or Roth for pensioners with significant...
Hi all,We posted about this issue several years ago but wanted a fresh look given growth in our portfolio and new Roth options. We’re trying to determine whether to switch some or all of our tax...
View ArticlePersonal Finance (Not Investing) • Should I cash I bonds and buy T bills
We bought about 60 K of I bonds when the rates were high with no fixed rate . I consider it part of our EFWith rates being low ( I believe 2.96 percent), does it make sense to cash out and invest in T...
View ArticlePersonal Finance (Not Investing) • Inheriting house and selling it to daughter.
Friend inherits house from his parent and wants to sell it to his daughter at a below market price his daughter can afford. What’s the smartest way for him to do this? He just inherited it so his...
View ArticlePersonal Consumer Issues • Filing amendment for 2023 tax return
Hello, I posted shortly after filing our taxes that our accountant had made quite a few mistakes on our 2023 taxes. So much aggravation but I am trying to move forward. After bringing all of our...
View ArticleNon-US Investing • UK Temporary non-residence: tax on interest/dividends
Hi allI have just realized that the UK charges CGT even while I am a non-resident if I go back there. quite interesting. So, I have been UK tax resident for 4 years out the 7 before UK departure, I am...
View ArticlePersonal Consumer Issues • Suggest decent khaki
I was wondering if you can suggest the brand of khaki that has good value and is durable that are available at a local store?Statistics: Posted by gavinsiu — Thu Jun 20, 2024 5:03 pm — Replies 6 —...
View ArticlePersonal Investments • Request input on portfolio during retirement years
I would like to request advice about my portfolio. I am 66 years of age and my wife is 58. We are married filing jointly. We both plan to retire in 4 months. We are both employed and I carry medical...
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Personal Consumer Issues • Does this look intentional?
My wife called me and sent me this while she is out with the kids... my son noticed it while they were getting in the car but not sure when we got it. The tire was still inflated so I'm guessing it...
View ArticlePersonal Finance (Not Investing) • Best Direct Indexing Options for S&P...
Hello everyone,I'm exploring direct indexing options for investing in the S&P 500 or VTI with a goal of taking advantage of tax loss harvesting. I understand that several platforms offer this...
View ArticlePersonal Investments • Is Now the Time to Buy Vanguard Total Bond Market...
I am a retiree. I have BND on my wish list for approx 10 months now. I'm still waiting for an entry point/price. I first notice it when BND price was a little over $68.00 in OCT 2023. Since then BND...
View ArticlePersonal Investments • Milestone hit/ Wanting to retire. Critique please
Dear wife and I have hit a crossroads and a milestone with our net worth and savings and we would like to get a critique and response from the Boglehead community as to the wisdom of retiring...
View ArticlePersonal Investments • Portfolio analysis - factor tilted portfolio
Age: 29Emergency funds: Three months worth of living expensesDebt: NoneHomeownership: NoneTax Filing Status: SingleState of residence: Washington stateApproximate size of total portfolio including...
View ArticlePersonal Investments • Should we buy out co-owners of rental property?
Hi all,We own a part of a single-family home rental property and are considering buying out the other owners. Would love to hear peoples’ thoughts.The property is a 1000 sq ft SFH on 9000 sq ft lot....
View ArticlePersonal Investments • Help with asset management after splitting with...
Hi, first post here. I recently went ahead and decided to cut ties with my financial planner due to very high annual fees. These past weeks I've been working on transferring all my accounts/assets to...
View ArticleInvesting - Theory, News & General • Roth Conversion at Beginning of Year
I was searching for Roth Conversion Calculators and came across the below video encouraging conversions at the beginning of the year or some variation....
View ArticlePersonal Finance (Not Investing) • Should I cash in savings bonds early?
I have a few savings bonds from many years ago and given the current interest rates in a vanguard settlement fund, I’m wondering if I’m better off cashing out of all these bonds and just putting the...
View ArticleInvesting - Theory, News & General • 401k vs roth 401k contributions
Hello,I know this question has been asked lots of times before and the answer always has been pre-tax 401k is better because of the immediate tax benefit. But I have been thinking about it and please...
View ArticlePersonal Finance (Not Investing) • Apella, Empower, Pure Finance, or Root...
Hi. Does anyone have personal experience (good or bad) using any of these financial advisors: Apella, Empower, Pure Finance, or Root (or other)? If so, what did you like or not like about the...
View ArticlePersonal Finance (Not Investing) • 401K Roth Conversion Tools
Married couple with 5 mil saved in 401k, tIRA. DH55, DW50. Pension at 65 with 50K/year, SS at 70 with 80K current dollar. Need to do Roth conversion now to reduce future RMD tax. What's the best tool...
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