Investing - Theory, News & General • "Vanguard Quietly Embraces AI...
Added: This looks like a non-paywalled version:Vanguard Quietly Embraces AI...I can't get past the paywall, but I was able to read this much:Original Bloomberg article: Vanguard Quietly Embraces AI in...
View ArticleInvesting - Theory, News & General • Is this a sensible way to compare...
Is this a sensible way to compare two 20-year, $1000 Treasury bonds?Bond 1 has a 4.375% coupon and sells at a slight discount, for $99 per $100.Bond 2 has a 4.750% coupon and sells at a premium, for...
View ArticlePersonal Finance (Not Investing) • Crypto appraisal needed for 2023 donations
I have some substantial crypto donations I made to a DAF this year and I'm having a very hard time finding anyone who can provide the IRS-required appraisal. The one company I did find wants to charge...
View ArticlePersonal Investments • First Time Post_WannabeBogleHead_Investing_100K +
Hello all of you Bogleheads out there!!I've been listening to the Boglehead podcast for on and off now since last year.I'm ready to dive into investing and was looking for strategy advice on...
View ArticlePersonal Investments • Help me to calculate my Solo401k
I have a W2 job where I max my FICA and my 401k (23k employEE). I also have a 1099 side gig so I opened up a non-prototype solo 401k to allow after-tax->roth. So if I made 200k after deductions in...
View ArticlePersonal Investments • TIAA 403b brokerage window transaction fee for...
My university has moved to the current trendy setup of 403b at universities by having a small set of core funds plus a brokerage window at TIAA. While the set of core funds includes a low cost S&P...
View ArticlePersonal Finance (Not Investing) • Suspending Social Security and paying for...
My wife is collecting SS. She claimed early and has since reached full retirement age. I believe she can suspend and collect at 70 or earlier. We'd like to use do Roth conversions and that space would...
View ArticleInvesting - Theory, News & General • The new Capital Market Line series...
In another thread, I expressed disrespect for nominal bonds and especially, nominal bond funds, such as Total Bond. And I specifically dissed Target Date Funds. [viewtopic.php?t=422026]Participants...
View ArticlePersonal Consumer Issues • Which college?
I've been helping my son though his college admissions journey this past year. He's been fortunate to have been accepted to several very good in-state and out-of-state public universities around the...
View ArticlePersonal Finance (Not Investing) • Suspicious Verifcation Code (scam)?
I've been receiving random text of a verification code from a small regional bank Credit One Bank in which I did not request, nor do I have an account with. Should I just ignore this or should I reach...
View ArticlePersonal Investments • Backdoor Roth Eligibility w Maxed 401ks
Situation (2023, 34 years old): - I maxed my 401k ($22.5k, 100% roth) - My wife maxed her 401k ($22.5k, 100% pretax) - We each have only 1 VG Roth IRA (no traditional/SEP IRAs or pro-rata conversion...
View ArticlePersonal Finance (Not Investing) • Tax question on the sale of a house as...
My father in law passed away in July and in his will left everything to his two sons, and named my husband as the executor (by the way, don't do that to your children, being the executor while you're...
View ArticlePersonal Finance (Not Investing) • Lagoon communities in Florida -...
There are a lot of lagoon communities coming up in Florida in Wesley Chapel, San Antonio, Parrish etc. Since I'm looking to move there after retirement in a few years, I'm interested to hear if folks...
View ArticlePersonal Investments • Transferred assets out of Betterment
I have been investing with Betterment over the last seven years with a 100% stock fund in a taxable account and have been very happy with their service. I make weekly deposits, which automatically go...
View ArticlePersonal Finance (Not Investing) • Home Equity Line of Credit (HELOC)
A recent Bogleheads post noted the benefits of obtaining a HELOC while one is still employed, if possible. While I haven't done an exhaustive search, my sense is that banks do not offer HELOCs as...
View ArticlePersonal Investments • Inherited IRA
About to inherit a traditional IRA from parent. I know there is a 10 year rule to liquidate. Question is:Is there an advantage to liquidating faster? or slower? I modeled on a spreadsheet and it looks...
View ArticlePersonal Finance (Not Investing) • Is Medigap coverage retroactive?
I'll be turning 65 later this year and according to https://www.medicare.gov/basics/get-sta ... gap-policy If you’re under 65, you might not be able to buy a Medigap policy, or you may have to pay...
View ArticlePersonal Investments • Seeking advise to adjust my AA to 80/20 & organize...
Hello All, We are looking to move our AA to 80/20 or 75/25. Not sure. Will welcome advise & suggestions. Right now at 92/8.Emergency Funds: Yes, 6 Months in Vanguard MM @ 5.5%Debt: Mortgage...
View ArticlePersonal Investments • 401k Allocation in Empower RET Account
Hello! I’ve been studying various subreddits and the Boglehead wiki. I haven’t found a ton of postings on the offerings my employer does in Empower RET for a 401k. I collected the funds they offer. I...
View ArticlePersonal Investments • Complex 401K Rollover w/After-tax acct.
Looking to roll over my old workplace 401K into traditional and Roth IRAs I set up on the same brokerage group. Thought it would be straightforward as a qualified distribution, but I'm running in to...
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