Personal Finance (Not Investing) • Very concerned about security!
I am very concerned about the security on my Vanguard 401K.Thai past weekend I tried to process a Qualified Charitable Deduction from my Vanguard 401K as I have in the past weeks. The process would...
View ArticlePersonal Investments • Wife changing jobs, what to do with Roth 401k
Hi everyone, Thankfully, wife found a job to a new place. And she will be starting in a few weeks.She has both Trad 401k and Roth 401k (about 20k invested in 2022). Now, her new work, allows both...
View ArticlePersonal Investments • Another Bond Fund Question
This is my first post and in the near future I will list specific information for more specific answers and suggestions if you all are willing to play. I transferred approximately $240K from a...
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Investing - Theory, News & General • Vanguard just won't stop sending me...
I'm losing patience with Vanguard for the silliest reason. My account is set to e-Delivery for everything, but month after month, I get paper statements, for a individual brokerage account. It's so...
View ArticlePersonal Finance (Not Investing) • Multiple Roth IRA accounts - Do I need...
I was just hoping few people can chime in about my situation here.I have a Roth IRA account that I use for contributions to Roth IRA or backdoor to Roth IRA from traditional in the years I cant do...
View ArticleInvesting - Theory, News & General • TQQQ volatility decay question
This is probably a dumb question (certainly not boglehead-ish), but I couldn't find the answer in plain terms and there are a lot of knowledgeable and smart people on this forum.If I bought 1 share...
View ArticlePersonal Finance (Not Investing) • Ineligible for spousal benefits because of...
My wife applied for social security at 62. I just opened my claim in December and she applied for spousal benefits last week. Today we received a letter saying she was ineligible for the following...
View ArticlePersonal Finance (Not Investing) • Tax topic: NIIT tax handling of foreign...
TLDR: If a person has substantial passive foreign investment income e.g international index funds AND files for foreign tax credit, is this tax deductible from investment income for NIIT...
View ArticleInvesting - Theory, News & General • Roth Conversions And State Income...
According to the Center on Budget and Policy Priorities, 1 in 5 states slashed income tax rates in 2023, and 26 states have now reduced income tax rates in the last 3 years....
View ArticlePersonal Investments • Nominee Interest from Savings Bonds (How Do I...
I have the issue where mother purchases savings bond issued as co-owners in the names of both mother and daughter. When the bond matured, daughter redeemed/cashed it. Daughter then received a 1099-INT...
View ArticleUS Chapters • BogleDocs Update & Kickoff
Wanted to post a quick update for everyone. We've had a great initial response and have successfully formed the "BogleDocs" subgroup and chapter here on the forum. We have big things planned for the...
View ArticleInvesting - Theory, News & General • Asset allocation in taxable account
TL;DR: stock (especially growth stocks) in taxable should be used as a different formula in asset allocation if my math checks out.. 10000$ invested today should be used as 2000$ cash and 8000$ stock...
View ArticlePersonal Finance (Not Investing) • Form 8606 question about $1 tIRA...
Hello all,I've gone round and round in circles with the WCI guide to backdoor Roths, forum posts here, and everything I can get my hands on, but clearly something simple is eluding me and I want to...
View ArticleUS Chapters • Happy Birthday John C. Bogle Center for Financial Literacy
It was a long and, at times, frustrating road dealing with all of the bureaucratic stuff that it took to get The John C. Bogle Center for Financial Literacy up and running as Jack had asked me to do....
View ArticlePersonal Investments • Work 403B tranferring from TIAA to Fidelity
My organization is transferring our 403B plan administrator from TIAA to Fidelity in March. Some of the funds I hold in the TIAA account will transfer to the same funds with Fidelity (as an "in-kind"...
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Personal Investments • Roth vs Traditional 401k contributions when at HNW
Dear Bogleheads - My question relates to contributing to an employer Roth 401k vs traditional 401k, if your traditional 401k is doing well with 15-20 years before retirement. Our situation - wife and...
View ArticlePersonal Consumer Issues • 4 1/2 mo rental Denver helping daughter of dear...
Dear fellow Bogleheads,Got a phone call out of the blue last night from a very dear friend in Paris, France. His daughter who is 21 and attending the French equivalent of MIT, was selected for a...
View ArticlePersonal Finance (Not Investing) • Tax On Trust Income For Out-Of-State...
I am the fiduciary for an irrevocable trust in which my daughter is the beneficiary. I distribute a federal and state K-1 to her every year and she uses it to pay tax on the dividend distributions...
View ArticlePersonal Finance (Not Investing) • Bad Debt - Sell Investments?
I am looking for advice on *developing a workable plan*. This is one of the principles in the Bogleheads Investment Philosophy.My current situation: I’m a 40y/o single parent with a 15 year old. I...
View ArticlePersonal Finance (Not Investing) • Second-to-die insurance
Used the search function, but didn’t see this discussed:Second-to-die insurance seems to be mostly used for estate planning to manage tax liabilities. Most I read online doesn’t specify but I guess...
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