Personal Investments • Investing Horizon Transition
Hello,I am in my early 40s and decided to move from 100% equities to 85/15. I've been seriously researching all the different options for fixed income and decided that since my investing horizon is...
View ArticlePersonal Consumer Issues • Interacting with electrician for big-ish job
I've got a laundry list of electrical work I'd like to get done in our house. I've interacted with electricians for small stuff, but nothing quite so big.Rough list:~2 ceiling fans (needs ceiling...
View ArticlePersonal Finance (Not Investing) • VTIAX Foreign Source Income for Foreign...
I am working on my taxes using FreeTaxUSA and have run into a question on the Foreign Tax Credit. I own VTIAX in my taxable brokerage account and received $18,833.14 in dividends and have -$1,198.29...
View ArticlePersonal Finance (Not Investing) • QQ: Regular Wages, Capital Gains - what...
Question for the tax planning.Assume Married Filing Jointly. Ignore state taxes for now.2024 Tax Brackets - up to $23,200 is 0% tax bracketStd Deduction is $29,200 in 20242024 Capital Gains Bracket -...
View ArticlePersonal Investments • Should I sell my townhome or keep it?
Hi All, I have been a long time lurker on this forum and need some advise. We live in the Bay Area, CA and recently (2 years back) bought a new SFH for 2.2M. The loan amount on this new home is 1.6M...
View ArticleInvesting - Theory, News & General • CalPERS Supplemental Contributions...
I found very scant information on this plan, while poking around and looking at information for my 457(b) plan that I contribute to as an active state employee in California. It appears to be a plan...
View ArticlePersonal Finance (Not Investing) • how do you like living in Columbus, Ohio...
Considering a few hospitalist positions in Columbus, Ohio, any colleagues out there to share what is like to practice as a hospitalist in Ohio? General information about living in or around Columbus...
View ArticleInvesting - Theory, News & General • How and why do bond fund prices...
How does the changing Fed interest rates change typically lead to the change in bond fund prices? Doesn’t the duration of the fund matter? Does it matter if they are junk bonds vs something like the...
View ArticlePersonal Investments • Selling T-bills before maturity - how long - help
I could do with some help. I have to sell some t-bills that I have in TreasuryDirect before maturity (but after the 45 day holding period). I believe I have to transfer them to a bank first. I think...
View ArticlePersonal Consumer Issues • Getting the family more into camping, hiking and...
I'm a fan of camping, hiking, and most things outdoors. But trying to get young kids to go on (and enjoy) a hike or spouse to go camping when the bathrooms may not be the cleanest or have some bugs is...
View ArticlePersonal Investments • VGT vs VITAX?
Is there any benefit of one over the other? (Aside from the $100k minimum for VITAX).Statistics: Posted by BAM! — Sat Jan 27, 2024 7:04 pm — Replies 3 — Views 200
View ArticlePersonal Consumer Issues • Lenovo All in One Desktop backlit when sleeping
We just got a Lenovo V50a 23.8 inch All in One desktop computer with Windows 11 a few weeks ago. DW likes the looks and simplicity of an All in One and who am I to argue? She uses the computer for a...
View ArticlePersonal Investments • E-trade vs Fidelity - which one offers good...
Between Fidelity and E-Trade, which platform provides better performance reporting? From what I have heard, Schwab provides powerful set of reports from Albridge. I am not talking about simple...
View ArticlePersonal Investments • 100% tax-deferred. Retiring early...
Current situation - (Yes, I wish I also had a taxable account but it is what it is.)Age 54. 401k $1.2M 64% S&P Index / 22% Russell 2000 Index / 14% Int'l Index. I will be retiring in 6 months...
View ArticlePersonal Investments • Can Vanguard track outside investments?
Hello. I’m trying to figure out how to have vanguard.com track my outside investments. I have some holdings over at Fidelity and alight. I read some of the post that YODLEE partnered with Vanguard to...
View ArticlePersonal Finance (Not Investing) • Rebalancing Fidelity 401k
His 401k with his employer recently moved from T Rowe Price to Fidelity.While it was with T Rowe Price, he did regular rebalancing between equities, bonds and money market. He only rebalanced pre-tax...
View ArticlePersonal Finance (Not Investing) • Experience with PinnacleCare health advisory?
Merill-edge diamond program offers complimentary membership with PinnacleCare (https://www.pinnaclecare.com).According to its website, it offers services including finding the best expertise for some...
View ArticlePersonal Investments • Looking for info/advice from Californians investing...
As we all know HSA's aren't tax advantaged in CA the same way they are elsewhere. I know about the strategy that Californians have with regards to bonds and HSA's. I want to invest into something that...
View ArticleInvesting - Theory, News & General • Is US economy toast? Prediction of a...
Just read about this prediction in a New York Times story on Dick Bove, a long time financial analyst, who is either greatly derided or loved.https://www.nytimes.com/2024/01/27/busi ......
View ArticlePersonal Finance (Not Investing) • Pension Choices with a Number of Options...
I'm sorting through my spouse's pension options, for triggering early next year. I've looked through a number of recent posts, and see recommendations that can be summarized as follows: camp 1: take...
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