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Personal Consumer Issues • Cleaning hardwood floors - Bona, Swiffer, or?

I'm looking for the best way to clean hardwood floors without damaging them. We've been using Bona with a microfiber mop, but aside from removing light dust, it never really seems to get the floor...

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Personal Finance (Not Investing) • IRS Processing Time For 2023 Returns

I am curious how the IRS is doing in regards to processing paper returns for tax year 2023. Probably data from 2022 is about the best estimate at this point. I will need to file a paper return for a...

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Personal Investments • Portfolio Analysis - Simplify, FA Retirning,...

Hello,I am new to the forum, looking for your analysis of our financial life below. In your recommendation, please be specific to the fund(s) you might recommend as I am a novice. Thanks in...

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Personal Consumer Issues • Quality of insulation found in SFH of different...

There's a high likelihood of us settling down this year, most likely in the Upper Midwest (e.g. Milwaukee, Twin Cities, Madison, or Detroit). Based on what we've seen so far, the houses that we are...

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Personal Finance (Not Investing) • Can you send scannable and non-scannable...

If you have 1099-NEC forms (carbon ones) and a 1096 scannable form, can you send them together or do they have to be either one or the other? Or it doesn't matter?Statistics: Posted by schrute — Sun...

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Personal Finance (Not Investing) • capital gains on the sale of partnership...

Back in 2005, I inherited a business from my father.In 2010 I sold a 50% interest in that business to my partner.I just sold the remaining 50% interest in the business to my partner.I assume I will...

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Investing - Theory, News & General • Has anyone changed their asset...

I'm retiring in June and I plan on starting with a 50/50 allocation to have enough in interest and dividends to not draw down our money by too much. The plan is to take my SS at FRA and I think that...

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Personal Investments • First Post - Investment advise and other

Dear Bogleheads, This forum has been an eyeopener for me and I hoped to achieve the financial independence in next few decades.Thank your for your time and effort to share your knowledge in this...

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Investing - Theory, News & General • Why did the CRSP Large Growth...

Each quarter, CRSP publishes fact sheets for its indexes at www.crsp.org/crsp_pdf/. Each fact sheets reveals the market capitalization for its corresponding index. The indexes "nest," and can...

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Investing - Theory, News & General • If I can ask [about Vanguard...

Hi All,I just started to recently invest and starting to listening to the Boggleheads Guide to Investing Audiobook. I love what I see in this forum. So, far I was curious I only been investing about...

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Personal Finance (Not Investing) • What would you do if you found someone...

Strange question to ask here I know. But there's a discussion on the Nextdoor site where someone reported finding a debit card in a parking lot and posted on the site to see if they could find the...

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Personal Finance (Not Investing) • Social Security: "You Have Earnings...

In my most recent social security statement there's a page that reads "You Have Earnings Not Covered By Social Security. We have important information for you. You are receiving this fact sheet...

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Personal Investments • Withdraw from bond fund or savings account?

This is an odd one for me, I am a saver, not a spender. I am really good at saving money and investing it, but I get flustered when it's time to withdraw. I just need to bounce this off someone who is...

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Personal Investments • HSA, Roth, investing questions

Hello, I'm hoping for some investing decision clarity. Specifically, I am trying to decide whether to prioritize my new HSA over Roth contributions I have an HSA with HDHP through my employer. I know...

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Personal Finance (Not Investing) • Security alerts for Parent's bank accounts?

Hi BH friends,I cannot be the first person in this position, so I'm trying to avoid recreating the wheel. A search didn't turn up any results that addressed this specific point, but I apologize if I...

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Personal Investments • Canvas MYGA Process

I ran into an issue with the Canvas MYGA process I wanted to share. I’ve bought 3 of these the last 2 years and the process was painless. This last time it wasn’t.When applying I hit a snag regarding...

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Personal Finance (Not Investing) • Rejecting arbitration agreements

When opening CDs and high-yield savings accounts, I've noticed that the T&C have fine print saying that you can reject the binding arbitration clause by sending the bank a letter within a certain...

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Personal Investments • Cost Basis for selling RSUs

Hello everyone,I have recently become wiser and realized I'm over-exposed owning RSUs from my employer (FAANG) since late 2021. My RSU vested on a monthly schedule. My goal is to sell all or most of...

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Personal Finance (Not Investing) • Paying medical bill question

I have to get oral surgery this Friday. At my consultation, they informed me they do NOT accept my dental insurance (the dental insurance I have is awful) so that wasn’t a surprise. They also said my...

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Personal Finance (Not Investing) • Are IRS interest payments exempt from...

I received a 1099-INT from the IRS this year showing that I was paid $44 in interest because I had overpaid my taxes. Is this interest exempt from state (California) taxes? In other words, is this Box...

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