Personal Finance (Not Investing) • Rollover IRA, Rollover Roth IRA,...
If I have a 401k, I can roll it over to a "Rollover IRA". At some point in the future, if I keep the money seperately from "regular" IRA, I can roll funds from "Rollover IRA" into the 401k again. This...
View ArticlePersonal Finance (Not Investing) • Jefferson Scholarship at UVA
A senior highschool student in my extended family is a finalist for this merit based full scholarship and would like to know the approximate number of finalist in previous years. From their website...
View ArticlePersonal Investments • VBR vs SPSM - Betterment is removing their value tilt
Betterment is changing their core portfolio to remove the value tilt. They are also shifting to Spyder funds, because they are lower cost then Vanguard funds it looks like. Is the S&P 600 small...
View ArticlePersonal Investments • Mega Backdoor Roth Question - Company Savings Plan to...
Hello All,I am looking for some advice on what I thought was a straightforward situation. My company allows post-tax savings and backdoor Roth conversions. My situation (please let me know if anything...
View ArticlePersonal Investments • Moving a Roth IRA - Questions
Hello,After much deliberation, I am moving my Roth account from TIAA to Vanguard for the lower-expense index funds. I have never done the transfer process before, but it sounds straightforward thus...
View ArticlePersonal Finance (Not Investing) • IRS 2848 POA tips and tricks
I've just had to prepare a 2848 POA form for an aging relative, and after many hours of googling, including picking up some good info from this very forum, I thought I'd post it all in one place for...
View ArticlePersonal Finance (Not Investing) • Structuring small income stream for my...
I'm expecting a small windfall from an insurance policy of my deceased father. I'm the estate administrator but in this case I am the named beneficiary of the policy. Other estate proceeds have been...
View ArticlePersonal Investments • 2 million in tax deferred ; 2.5 million in...
We have 2 million in tax deferred accounts in combination of 401k , IRA and defined benefit plan and 2.5 million in taxable accounts We are mid 50s couple ; at least one of us will work at least 5-10...
View ArticlePersonal Investments • Entire Settlement Fund balance locked down
I have a brokerage account at Vanguard, it has $5k in the Settlement Fund from distributions back in December. Over the weekend I executed a bank transfer from my checking account to a mutual fund in...
View ArticlePersonal Finance (Not Investing) • Claiming realestate tax loss from...
My wife was left a house from here mother's trust, who passed away in July 2022. The brother is the trustee. He did not want to change title over to my wife until the estate is ready for full and...
View ArticlePersonal Finance (Not Investing) • HSA Excess Contribution Multiple Years Ago
I have an excess HSA contribution of $83.30 from 2021. I have maxed my HSA contributions for 2022 and 2023. Is this the easiest course of action I have here?File 1040X & 5329 for 2021 to pay 6%...
View ArticlePersonal Finance (Not Investing) • Real estate transfer taxes between family
I inherited some real estate in NC with one other family member. I paid her for her interest and she gave me a special warrantee deed. The register of deeds said that I could just pay to record that...
View ArticlePersonal Finance (Not Investing) • Move or fix up the house?
45 yo M 40 yo F couplePurchased house approximately 2 yrs ago for 1.2 M.Remaining mortgage 700k @ 2.8%. 28 yrs leftrecently found out that house needs some major repairs/renovations, out-of-pocket...
View ArticlePersonal Investments • AA - Bonds - Capitalization of SS ?
Hello, I'm trying to sort out the allocation of portfolio assets and determine % of bond funds to hold. How does one quantify the capitalization of Social Security to include in total portfolio value?...
View ArticlePersonal Finance (Not Investing) • My father (Boglehead by proxy) passed away
Over the past 13 years, this community has helped me help my dad with so many of his financial, tax, and healthcare questions. I am forever grateful to you all. My dad passed away, suddenly, at the...
View ArticlePersonal Investments • What do do with $250k in Cash for Late 50s Investor
How would you set up investments for about $250k in cash (Money market)? Some in a Roth and some in a rollover IRA, all in Vanguard. Dollar-cost-average or all-in? Would you use the funds from the...
View ArticlePersonal Investments • Possible replacement suggestion for VEIRX (Vanguard...
It has ER of 0.19. BUT it has active management- I forgot or didn't note. Point 19 seems cheap but maybe not cheap enough.It compares poorly with VOO over every period up to and including 5...
View ArticlePersonal Finance (Not Investing) • First Time Umbrella Insurance
I'm thinking that it might be time for me to move up from my normal renters and auto liability insurance to umbrella insurance.I've never had umbrella insurance before and I don't know what I don't...
View ArticlePersonal Investments • Banks Cashing paper Savings Bonds
I was told that Chase Bank only cashes bonds up to $200 value. 4 years ago I was able to easily cash a $5K bond (around $9K value) at my local Wells Fargo branch and the proceeds were deposited into...
View ArticlePersonal Finance (Not Investing) • Parental leave with multiple employers
I wonder if anyone else here has been in a similar position: I work in a freelance capacity for 2 different employers. (I'm an hourly W-2 employee.) My wife and I are also expecting our first child in...
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