Personal Finance (Not Investing) • Adjacent Land Purchase
Hello all, sorry for the long winded post but I am seeking some advice. My wife and I built a house five years ago in a rural area. The property next to ours is fairly dilapidated. The house has...
View ArticlePersonal Finance (Not Investing) • How can I lower my Federal tax withholding...
I'm trying to lower the Federal tax withholding on a pension (because I plan to pay most 2024 taxes from an RMD).I have Form W-4P (Withholding Certificate for Periodic Pension or Annuity...
View ArticlePersonal Consumer Issues • Smoke & CO detector recommendation
Yesterday I put the oven on clean, left the house, my wife called and said the smoke alarms were going off. They are about 20 years old. I figure it's time to replace them. I thought getting a Smoke...
View ArticlePersonal Investments • New to Investing, Need Help and Advice Taking the Leap!
I'm new here, and pretty new to investing. I am seeking advice about whether I should pull the trigger and invest most of my life savings into a Vanguard account.I've (34F) been saving money for my...
View ArticlePersonal Consumer Issues • North Central Italian towns in March
Good afternoon/evening. Need some advice from folks who have been to the following Italian cities/towns. Looking for your favorites and why. We are interested in cities/towns like these that have...
View ArticlePersonal Investments • 10 year old wants to buy stocks
Hi. I've read through numerous posts on here in the past, but I couldn't find my answers to these question. So I figured it was time I joined and asked it myself. My 10 year old just learned about...
View ArticlePersonal Consumer Issues • Supplements to improve sleep, mood
I (early 50s male) take a daily supplement for men, but that's it. Otherwise I eat a healthy diet, get enough exercise, etc. I am skeptical of the usefulness of most supplements, as many/most lack...
View ArticlePersonal Consumer Issues • How to stop accidentally activating items of...
I regularly scroll through listed articles on various sites, scrolling past those not of interest. This is done manually with a light touch, but no matter how I try, it frequently activates an...
View ArticlePersonal Finance (Not Investing) • Alternative to LTC insurance-thinking of...
Hello My husband and I are both 58.He wants to retire at 65. I want to try to retire at 67 although would like to possibly retire at 65 (our full age for SS is 67) I telework so will not hard to keep...
View ArticlePersonal Investments • Investing proceeds from farmland
Hello,I have some parcels of farmland through my family that have been rented. We just sold a parcel and I expect the proceeds to be around $300,000. The rent was $9600 before taxes(approximately...
View ArticlePersonal Finance (Not Investing) • Right of Offset BofA
I recently received a settlement check and deposited it with my bank. I’ve been with this bank for 12 years. Back in 2021 my business was approved for a cc through BofA. I eventually defaulted on the...
View ArticlePersonal Consumer Issues • Calling Ocean Engineers: What is happening to my...
Ms Cruise and I are currently on a cruise. Nice newish ship. We started out in calm seas and all was good with our veranda cabin, which is located on deck 6 of 9 decks. Our cabin is located...
View ArticleNon-US Investing • Investing in Indian real estate through mutual funds or ETFs
For those following the economy and specifically real estate market in India - what would be the best way to invest in the real estate market in India without owning physical properties there? Through...
View ArticlePersonal Consumer Issues • Best password manager, for pc and Android?
I would like a new password manager, easy to use, with strong password generator and storage, auto-fill capacity, which syncs across my devices. I have a desk top pc, a Samsung smart phone, and a...
View ArticlePersonal Investments • Convert t401k and a taxable to Roth IRA?
Is there a way to convert t401l and a taxable account to a Roth IRA without a tax event? If so, how?Mega Backdoor Roth conversion?Statistics: Posted by Vanguard User — Sun Jan 14, 2024 2:51 pm —...
View ArticlePersonal Investments • Portfolio Advice? 2024 age 70
OK, I’m likely in a bit of financial trouble going into retirement so if anyone cares to provide advice on how best to improve my situation, I would appreciate it!Emergency funds: Yes, 6 months cash,...
View ArticlePersonal Finance (Not Investing) • Buying home - transfer of staff / service?
We are buying a home with a well-established and reliable staff and set of service contractors for cleaning, gardening, pool, and other maintenance. This helps us not having to find our own, however,...
View ArticleInvesting - Theory, News & General • Chart of earnings growth + dividend...
Exhibit 2.1 in The Little Book of Common Sense Investing is a lovely chart of "investment return" (defined as earnings growth plus dividend yield) compared with market return from 1900-2005. Could...
View ArticleNon-US Investing • Investing outside of USA and India
I have my financial assets distributed among two nations USA and India. The assets are both stocks and real estate. I wanted to diversify into another region like say Europe. The idea is not to invest...
View ArticlePersonal Investments • Private investment opportunity
Hi Bogleheads - I have an opportunity through my employer, a very reputable private equity firm, to coinvest on deals alongside the funds. The fee on the funds are typically very high (think 2 and 20)...
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