Personal Investments • 401k question
Hi there,I'm a very inexperienced investor with a question on a recent transaction within my employer 401k account. I recently moved my funds from one fund to another and received a notification that...
View ArticlePersonal Investments • A positive Fidelity experience
I recently helped a friend set up a brokerage account at Fidelity and thought I would share the experience.Step 1 was to open a new brokerage account. The account was to be registered as a trust, but...
View ArticlePersonal Investments • ETRADE Vs Vanguard
Hi Blogleheads,We have a brokerage account with etrade and another with vanguard. Its split equally. However our rest of the portfolio is mostly in Vanguard and Fidelity due to work alignment with...
View ArticlePersonal Finance (Not Investing) • Calculate fair payments when different...
Hypothetical, $100,000 house. I pay $200/mo, partner pays $100/mo. I want to pay off my half faster. Is tracking principal contributions enough to determine half? Presumably if i pay off my half...
View ArticleInvesting - Theory, News & General • Timing of estimated income tax...
I am considering taking my 2025 RMD as an in-kind transfer of shares of VFIAX to my taxable brokerage account. My first thought is to divide the RMD into 4 transfers made in March, June, September and...
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Personal Consumer Issues • Trailer Tire advice please.
I've had a custom built tandem axle trailer, with brakes, for 14 years.Early on, we used it for heavy construction materials, stacks of "railroad ties (heavy), and to haul my tractor, ATV, Golf cart,...
View ArticlePersonal Investments • Timing investments in IRA
Hello, Bogleheads. Progress is being made when it comes to transferring the aforementioned inherited IRA from Wells Fargo to Vanguard. As I mentioned previously, my plan is to withdraw $16k a year...
View ArticlePersonal Finance (Not Investing) • Lack of motivation during the boring middle
We are a couple in our early 40s with 2 elementary school kids. We make about 220K a year as a couple. Our current net worth is $2.2M with about 400K of it being home equity. Our 1.8M investments are...
View ArticlePersonal Investments • Retirement Planning Gaping Holes
Have a few questions for retirement planning.Emergency funds: We have thisDebt: No debt, own houseTax Filing Status: Married Filing Jointly, no childrenTax Rate: 12% Federal, 4.25% StateState of...
View ArticlePersonal Investments • 401k rollover - Roth vs traditional
Hello I recently rolled over my Roth and traditional 401k to IRAs.I need to reinvest the cash into mix of 60 US/30 Int'l/10 bond ETF.These are the ETFs I'm looking at: VOO, VUG, VXUS, VTI, QQQM,...
View ArticlePersonal Investments • Need Suggestions For Bond Portion
I have never understood bond funds very well and have mostly shied away from them. Most of the bond side of my portfolio is either in CD's and treasuries or a small portion in managed fund but with...
View ArticlePersonal Finance (Not Investing) • beneficiary awkwardness (follow-up to TSP...
So about six months ago I posted about being asked to help my father access his wife's (my stepmother's) retirement account, to validate correct contact info, and withdraw an amount that would satisfy...
View ArticlePersonal Investments • AVGE vs VTI + VXUS in Taxable
I am trying to decide between a 1 fund approach with AVGE or a 2 fund approach with VTI + VXUS with a 60/40 ratio in my taxable account. The 1 fund approach with AVGE is appealing because it is ultra...
View ArticlePersonal Finance (Not Investing) • Bare Legal Title for Real Property in a...
I noticed that Fidelity Personal Trust Corporation requires that they hold bare legal title to any real property held in the revocable trust while the grantor is alive. I find it hard to believe that...
View ArticlePersonal Consumer Issues • Anyone with L2 charger at home and more than 1 EV?
I currently have a Tesla wall charger on a 100A line (runs at 80A). I got a new Mercedes EQS SUV which charges fine using an adapter. My wife will be getting an EV in the near future (likely a Porsche...
View ArticlePersonal Finance (Not Investing) • POD vs regular beneficiary?
I plan on putting rmd's from my inherited ira and inherited roth ira into a new brokerage account under my name only (and not into our marital trust). i would like our 2 children to be the primary...
View ArticlePersonal Investments • Financial Health check and help with guilt after spending
Hello All,First of all thank you to this knowledgeable group for helping selflessly with valuable advice on important financial matters. It is due to this guidance, I am in a better financial...
View ArticlePersonal Finance (Not Investing) • Checking account cushion: keep higher...
I started using BoA/Merrill for preferred rewards, and ended up liking their checking. I moved our emergency fund and medium term cash over to Merrill and have it in TTTXX so everything "cash related"...
View ArticlePersonal Investments • Replace Bond Funds??
Now that NAV's are starting to heal and distributions are starting to cool down with Bond Funds, I was looking for advice on whether I should replace my Bond Funds with something less sensitive to...
View ArticlePersonal Investments • Can I FIRE now?
Seeking FIRE Advice: Am I Ready?I was recently laid off and am trying to determine if I can pursue FIRE (Financial Independence, Retire Early). Here's my current situation:Age: 35, singleAssets as of...
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