Now that NAV's are starting to heal and distributions are starting to cool down with Bond Funds, I was looking for advice on whether I should replace my Bond Funds with something less sensitive to interest rates with a better return (if that exists). 1/2 of my portfolio is in 3 funds, BNDX, VFIDX and VFSUX. This is all qualified money totaling $500 K. I have owned these funds for almost 9 years and are almost at breakeve from what I paid for them. Over this time period, the distributions have been relatively low, with the exception of recent times. Since inception, these funds have yielded 2.35, 4.66 and 3.07 % respectively.
Are there better funds to get a better return on this 1/2 of my portfolio, or am I missing something? I am 73 years old and would like to see this half of my portfolio do better in NAV and dividend or coupons or distributions or interest, whatever you want to call it. In other words make better money. At age 73 I don't want to go through another extended period of time with this kind of experience. Any ideas would be appreciated. Thank you.
Are there better funds to get a better return on this 1/2 of my portfolio, or am I missing something? I am 73 years old and would like to see this half of my portfolio do better in NAV and dividend or coupons or distributions or interest, whatever you want to call it. In other words make better money. At age 73 I don't want to go through another extended period of time with this kind of experience. Any ideas would be appreciated. Thank you.
Statistics: Posted by PGHunt24 — Sat Sep 14, 2024 3:30 pm — Replies 4 — Views 209