Investing - Theory, News & General • How should one think about bond funds?
I recently attempted to own a couple bond funds. I don't view this attempt as having been successful, and, about a year on, I've decided that that was most likely attributable less to these...
View ArticlePersonal Investments • ETFs or high yield savings account
Hi folks, I have about $225k sitting in my checking account that I would like to get a return on. This is after $50K that I'm keeping for emergency funds.I might need some of that money in the next...
View ArticlePersonal Finance (Not Investing) • Selling Home -> Power of Attorney
In the months ahead, I plan to sell a home and travel abroad for several months. I’d prefer to not return for signing and from what I’ve read, closing a sale using notaries abroad is a pain and not...
View ArticlePersonal Investments • CFP advising us to re-allocate retirement funds into...
BackgroundI hired a financial planner to manage my mother's funds (she has Alzheimer's and we needed help with managing her portfolio as she transitions to high cost memory care). The advisor is part...
View ArticleInvesting - Theory, News & General • New Vanguard brokerage exchange...
Went into Vanguard to do an exchange and it appears that I can do a multi-fund exchange in the brokerage interface. The site used to send you to the “full experience”, aka the old interface, to do...
View ArticlePersonal Investments • My entire portfolio - what would you change?
I'm new here - asked a few questions a few weeks ago and have made big changes to follow suit. Thank you for the advice so far!I recently stopped using a financial advisor to save the 1.5% fees. I'm...
View ArticlePersonal Investments • Short Term vs Long Term Bond Funds
My 60 year old sister will be transferring her 401k funds ($165,000) to an IRA and would like to be conservative. She is looking to invest in a bond fund but isn't sure whether to choose a short term...
View ArticlePersonal Investments • Fidelity: Automatic investment with (intentionally)...
I am considering Fidelity and would like to know if an automatic investment order from the settlement fund will go through when there are insufficient funds.At Vanguard, my recurring automatic...
View ArticlePersonal Investments • Moving positions (gifting/re-gifting stocks) back and...
Hi everyone! I'm wondering if anyone has been in a similar situation --My mother's trust just purchased a house. My mother is selling her stocks to pay in cash. (She has retirement accounts that she...
View ArticlePersonal Investments • Should I Consolidate?
Hi everyone,I’m 32 years old, and I have taxable acct holding several ETFs (VTV, VEA, VO, VOE, IWN, IWO) that make up about 35% of my portfolio, with the remaining 65% invested in VTI/VOO or...
View ArticlePersonal Investments • Comparing 3-Fund with Fidelity Wealth Management picks
I've been trying to really determine if the 0.73% annual fee I pay to Fidelity is a waste of money, or are they doing better than I could.I withdraw money from several accounts (it's complicated) but...
View ArticlePersonal Finance (Not Investing) • 529 withdrawal versus selling from taxable?
BHs:I have 2 choices to pay for my child's school this year - a 529 that is reasonably well funded for 4 year college and a taxable account. I could potentially withdraw the maximum limit of $10,000...
View ArticlePersonal Consumer Issues • Christmas markets in Germany
I'm considering taking a tour this December that visits the Christmas markets in Frankfurt, Cologne, Heidelberg, Stuttgart, Nuremberg, and Munich. In particular, I'm looking for original watercolor...
View ArticleInvesting - Theory, News & General • Leveraging assets vs....
I was just curious on the BH perspective on borrowing against assets to keep below various income trigger levels in tax laws versus selling assets outright. Is it a worthwhile endeavor or a fool's...
View ArticlePersonal Finance (Not Investing) • Small business savings account or money...
Business checking accounts pay 0% interest. Have any small business owners looked at having a savings/money market account for the extra cash the business keeps on hand for expenses/payroll? Is it at...
View ArticlePersonal Finance (Not Investing) • First credit card denial
I received my denial letter today for a Citi American Airlines Advantage card. I’m not a big time credit card churner but I will sign up for 1-2 cards each year if they’re offering a huge bonus. The...
View ArticlePersonal Consumer Issues • Storing Car for 1 Month: is it best to leave gas...
I need to put my Honda Accord in storage for one month. It will not be used the entire time. Is there a best practice regarding how much fuel to leave in the tank while it is in storage? Full? Nearly...
View ArticlePersonal Investments • Bond funds never make sense in taxable account - am I...
Hi everyone! I'm 19 and currently trying to construct my optimal portfolio. I currently have 100% equities in my retirement accounts, and don't plan to revisit that until I am >40. However, I want...
View ArticlePersonal Finance (Not Investing) • Beware arbitration clauses in real-estate...
Back in 2000 I sold a home in South Carolina to a guy who was in the Navy. I made a couple mistakes that cost me a lot of money, so I will warn others here not to do the same.The guy was using a VA...
View ArticlePersonal Investments • how to know if ETF subject to 60/40 tax rule?
How can I determine if a particular ETF (for example VDE and VNQ) is subject to the 60/40 tax rule for commodities*?*This 60/40 rules states that any gains/losses when sold be treated as 60%...
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