Investing - Theory, News & General • Thought Experiment: For Balances...
I've been playing around with this calculator https://cashbackcow.io/calculators/effe ... alculator/ and it has me thinking: for many people just sticking to cash in the bank or SGOV in a brokerage...
View ArticleInvesting - Theory, News & General • Are HYSA obsolete? [High Yield...
In light of products such as Fidelity's cash management account (CMA), which allows holdings in extremely safe, high yield money market funds, while ALSO able to effectively function as a...
View ArticlePersonal Finance (Not Investing) • Talk me out of using box spreads for a...
I have a $200k project coming up. I reduced my intl exposure a few months ago bc my tax liability on the sale is going to be near $0. As a result, I have $120k in cash sitting in a money mkt account...
View ArticlePersonal Investments • Berkshire Hathaway Cash Position effect on Personal...
I keep roughly 20% in cash/fixed income. Berkshire Hathaway makes up 50% of my equities holdings. With Berkshire's cash levels at 30%, I technically am holding 32% in cash. Can I look at it this way?...
View ArticlePersonal Investments • Received a big inheritance $10m+. No idea what to do
Hi,I received an inheritance from my late grandmother. It's in excess of $10m usd. I'm not sure what to do with this money. I've been trying to learn and educate my self here. It's in a trust, so...
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Personal Investments • Should I sell this US Treasury Bond in my Roth now?
I have this US Treasury Bond in my Roth IRA. U S TREASURY BOND 4.25% 11/15/40 11/15/10. The maturity date is 11/15/40. Ultimately, I want to sell it and buy VFIAX since it’s in my Roth (tax...
View ArticlePersonal Finance (Not Investing) • Home Insurance Question
How to determine if you have enough/or too much home insurance coverage? My insurance company just sent my renewal and the the Dwelling Protection Limit is $815000. My home would appraise for around...
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Investing - Theory, News & General • swvxx august distribution
was expecting a swvxx august distribution. wonder why i am not seeing it. normally the 15th of every month. is it normal to sometimes skip a month? Statistics: Posted by justthink — Wed Aug 21, 2024...
View ArticleNon-US Investing • Opinion on changing allocation during (hypothetical)...
Wanted to ask what the Bogleheads' opinion is on changing one's asset allocation during a (theoretical) market drawdown.I'm currently in my late 30s, with an asset allocation approaching 70/30...
View ArticlePersonal Finance (Not Investing) • Requesting Help on Taxes for inheritance...
Thanks in advance for any help. I am wondering if my CPA is correct...Background:- My parents placed their house in a revocable trust (E.g. Mom and Dad Trust) decades ago. My Mom passed away at a...
View ArticlePersonal Finance (Not Investing) • Business partition Sale?
One member of LLC is trying to force business through partition sale. What are my options?Key points 3 Members LLC2 Members don't want to sale (including me). 2 members have combined 55% of...
View ArticleNon-US Investing • My simple portfolio, doubt on which bonds
I am 29 and my goal is to start investing and accumulating capital following the Bogleheads' approach.My first tentative portfolio ended up with70% Vanguard FTSE Developed World UCITS ETF Acc...
View ArticlePersonal Consumer Issues • Eliminating Unnecessary or Junk Mail - The Last...
I have been on a mission to eliminate unnecessary or junk mail. This is because I have been tired of being relentlessly advertised to through every medium of communication (social media, TV, radio,...
View ArticlePersonal Finance (Not Investing) • The Proper Rent
Could someone please tell me the ideal salary an individual should have who pays $2095 for rent, $192/month for a car, about $100/month for car insurance, and $150/month for a college loan? All other...
View ArticlePersonal Investments • Bonds in My Taxable Account
I’m going to be getting about $200,000 soon from the sale of some property. It needs to go to into a fixed income fund to achieve my desired asset allocation. I have to put it in my taxable account...
View ArticlePersonal Investments • Question around legitimacy of things like "Ian...
Hi there,Apologies if this is not a good sub but thought I'd bounce this Ian King "Strategic Fortunes" ... infomercial type bit that my father stumbled upon last night and attempted to immediately...
View ArticleInvesting - Theory, News & General • Low Fee/Non-Profit Financial Advising
Long time lurker, first time poster. I’m active on the Bogleheads subreddit but I wanted to get a more measured and comprehensive response so I came right to the source.Context:I am a school teacher...
View ArticlePersonal Investments • Selling individual treasury bonds at vanguard or...
I have bought tbills at auction but have never sold them before their maturity. If I bought a 10 year treasury note and I want to sell it before maturity is it an easy process? Is there a fee or...
View ArticlePersonal Finance (Not Investing) • Tax Minimization Strategy for Retirement
Hello Fellow Bogleheads,My wife and I are a couple of years out from retirement at 50/47 and I am firming up the tax efficient retirement income plan. We have been saving and investing for years like...
View ArticleInvesting - Theory, News & General • ETF vs ETF Trust
Just curious. I notice that some ETF's have "ETF Trust" in their names. Some examples: SPDR S&P 500 ETF Trust (SPY), Invesco QQQ Trust ETF (QQQ), and iShares Bitcoin Trust ETF (IBIT).Does...
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