Personal Investments • Bond Fund Ladder?
Do you see any issues with creating a bond FUND ladder? Does this make sense? Here is what i mean.Example: say you have $1M to invest, and you want a bond duration of 7 years. Instead of buying one 7...
View ArticlePersonal Finance (Not Investing) • When would the deductible be met
Suppose one has a HDHP. The insurer pays nothing until deductible is reached.The insurer also provides a max out of pocket.An insured has a heart attack and goes to the ER.The hospital submits their...
View ArticlePersonal Consumer Issues • Fall in Maine
My wife and I have narrowed down our fall travel plans to two things and are now trying to decide between them. One of them is a trip to Maine, we were thinking fly into and spend a few days in...
View ArticlePersonal Finance (Not Investing) • Starguard or Lo jack worth it?
Hi all,Is getting Starguard or Lo Jack on a new car worth it? It seems insurance companies offer a car insurance discount if you have it. It costs about 1k on the 35k new car I am looking...
View ArticlePersonal Finance (Not Investing) • Need help choosing car insurance coverages
I can change car insurance companies and get better coverage for less. I'm not sure what coverages to choose since I had an agent help me when I first got my license and kept the same coverage for 20...
View ArticlePersonal Investments • new company 401k plan
VTHRXVanguard Retirement Fund 2030VTTHXVanguard Retirement Fund 2035VFORXVanguard Retirement Fund 2040VTIVXVanguard Retirement Fund 2045VFIFXVanguard Retirement Fund 2050VFFVXVanguard Retirement Fund...
View ArticlePersonal Finance (Not Investing) • What to do with a fully depreciated vehicle??
We have a 2016 model vehicle that was fully depreciated as a business vehicle in 2020. I've been letting a family member drive it for their personal use since 2020 but we are thinking of selling it or...
View ArticlePersonal Investments • Establishing a solo 401(k) - anything I'm missing?
Hello,Requesting feedback on whether establishing a solo 401(k) makes sense in my situation, or if there's anything I'm missing. Details follow and thanks!Background: I will soon be laid off from a...
View ArticleNon-US Investing • Interactive brokers asking for source of wealth
IB want me to send documentation showing my net worth has been derived from the source of wealth I (truthfully) declared. Has this happened to anybody else?This will be impossible to provide, as...
View ArticlePersonal Consumer Issues • Dental Implant vs Bridge
My previous post got blocked apparently for it being perceived that I asked for medical advice despite explicitly stating that I wasn't. So let me try again, wording it a different way to see if it...
View ArticlePersonal Finance (Not Investing) • ACA Health Insurance for a son(Non tax...
Hello All, My son(age 20) is transferring and moving to FL(UF) this fall as a junior in college. He is in a combined BS/MD(3+4) program so will start a medical school in fall 2025. We are planning to...
View ArticlePersonal Finance (Not Investing) • Life Advice Needed - Software Engineer to...
Hi Boglehead community. Long time lurker, first time poster. The knowledge gained from reading this forum over the years has been invaluable, and now I'm looking for advice specific to my current...
View ArticlePersonal Investments • Funds for Income and some Capital Growth
I am 74 years old retired with SS and a pension that more than cover my expenses and mortgage. I have my IRAs (Roth and Traditional) and my taxable account in the three fund portfolio originally that...
View ArticlePersonal Finance (Not Investing) • Problems depositing a check made out to a...
My elderly father (my brother and I manage his financial affairs) had issues depositing a check made out to a trust in his name, even though previous such checks went through smoothly. Glitch, or?He...
View ArticlePersonal Consumer Issues • Have a permit-Hire an independent inspector anyway?
We have our basement finished with a new bathroom. We have a permit and that requires inspections. However, does it make sense to hire an independent inspector to verify the work? I am not sure how...
View ArticlePersonal Finance (Not Investing) • What happens to Inherited IRA after I die?
I'm the trustee of my parent's living trust. It is the beneficiary of an inherited IRA, from which I've been taking RMDs for 15 years. The question is what happens to the inherited IRA after I die? I...
View ArticlePersonal Consumer Issues • lamb ribs
I recently did a cross country trip for a college gradation. We stopped at (near) Kansas city's Jack Stack BBQ and I tried their lamb ribs and I was impressed. I need to do another cross country trip...
View ArticlePersonal Consumer Issues • Help me find custom beveled tempered glass...
I called all of the suppliers in Tampa and they tell me that it is all manufactured by the same manufacturer locally and it is too small (will fall through the gaps in the conveyor belt or something...
View ArticlePersonal Investments • Security backed LOC?
Scenario:Sold our home and some farm property last November and invested all of that money into a three fund portfolio. 1.6M total. It has done well and about 60% of it will be considered Short term...
View ArticlePersonal Consumer Issues • Extra Dr. Appts just to bill? (not medical advice)
Hello Everyone (moderators this is not for medical advice just seeing how common extra appointments are).Our family is finding that our Drs are creating extra appointments that may not be necessary. I...
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