Investing - Theory, News & General • Graph of asset allocation for many...
Somewhere in this forum I once saw a graph of the stocks vs bonds for many different target date funds. It was kind of all over the place. Some were S curves, others were more linear, some increased...
View ArticlePersonal Finance (Not Investing) • Should I sell all ESOP shares in 401(k)?
Happy Holidays! I’m an employee of Lockheed Martin and, as part of my compensation package, get shares of Lockheed Martin common stock (LMT) in the ESOP in my 401(k). Current value of my 401(k) is...
View ArticlePersonal Consumer Issues • Best Office/Business Casual Shoes?
I have $300 in credit card rewards on my business credit card and want to use them to buy some new shoes.I generally wear a quarterzip and jeans/slacks to the office. Unfortunately the only shoes I...
View ArticlePersonal Investments • Vanguard Federal Money Market Fund VMFXX
VMFXX is yielding about 4.62% YTD much better than Total Bond Market. I have a substantial amount of cash in VMFXX and was going to invest in more fixed income such as Total Bond and Total...
View ArticlePersonal Investments • What to do with old 401k
I am 43, a USA citizen but have lived here for only 6 years, I think I will stay here another 10 years. I expect I will retire at 53 and then live on savings until I can take my retirement funds. I...
View ArticlePersonal Finance (Not Investing) • Accused of suspect vehicle claim
I’ve received a few vehicle damage claim letters from National Car Rental in recent months. At first I thought it was a scam, since I hadn’t rented the particular vehicle and the documentation looked...
View ArticlePersonal Consumer Issues • Book recommendations for emotional control
Hi everyone!Looking for recommendations for help with emotional control that I’m hoping will help with parenting, marriage and just life in general. Not necessarily a parenting book. I have read some...
View ArticlePersonal Consumer Issues • Gift ideas for adult sibling to share with...
I will give a sibling a birthday check but would like to try to also give another gift they (including sibling's spouse, potentially) could use with their grandkids. So, I am thinking of maybe some...
View ArticlePersonal Investments • Vanguard Target Date Funds. Dump or Switch or Keep?
Hello all,We are considering making some adjustments to the following:His - Vanguard Target 2030 (expense .080%) (Stocks 62.53, bonds 36.53)Hers - Vanguard Target 2030 (expense .080%)Here is what we...
View ArticleInvesting - Theory, News & General • Fidelity IRA w/Limited Margin: can’t...
I have a mutual fund in my Fidelity Roth IRA account, which has limited margin enabled. I thought I had read somewhere that with limited margin, I would be able to put in a Sell order for the mutual...
View ArticlePersonal Investments • Review my 529 investment choices for 16 yr old and 14...
I have a 529 account at Bright Start for 2 kids (16 and 14). They are leaning towards a career in finance and biology respectively and I am hoping to cover both of their 4 year education at a good...
View ArticlePersonal Investments • Moving funds from 1 fund to another fund - in 1 lump...
Hello,I have an international fund that has a high expense ratio of 1.02 that I want to sell and move the same amount of money to another international fund that has a lower expense ratio of 0.25 and...
View ArticlePersonal Finance (Not Investing) • FIRE/Landlord Policy Headache
Hi GuysI am having some serious trouble shopping for a new fire/landlord policy. I'm currently at Travelers and with my 4th straight yearly 30% plus premium raise I've decided to shop around...but the...
View ArticlePersonal Finance (Not Investing) • Net Unrealized Appreciation (NUA) ESOP...
I have shares of my employers ESOP that allows for NUA. My basis is approximately 10% of the current value. I have compared NUA with rolling the balance into an IRA and doing a back door Roth for a...
View ArticlePersonal Investments • Buying a rental property with sibling?
Over the holidays I had a discussion with my sister and her wife about buying a two-unit rental property that abuts their house.It is habitable but judging from the outside (plywood where a window...
View ArticlePersonal Investments • Minimizing Taxes in an Irrevocable Trust
Hi bogleheads!I have two accounts with my brokerage company. My primary brokerage and an irrevocable trust which I am trustee and beneficiary of. I am trying to minimize my tax burden and could use...
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Personal Investments • Roth Conversions
Did my first Roth Conversion at E-Trade today. Pretty painless (except the taxes). Transferred shares in-kind plus a little cash. All online and it took about an hour to process , although the form...
View ArticlePersonal Finance (Not Investing) • Distributing Dead Parents Personal Property
My dad died in October 2022 (his wife in 2021). I am executor of the estate. I inherited his house but the personal property is to be distributed to the other 8 members of our blended family.I have...
View ArticlePersonal Investments • VTWAX or VTSAX Next 30 Years?
For long play in retirement, which is the better option?Statistics: Posted by iTravler73 — Thu Dec 28, 2023 11:36 am — Replies 10 — Views 356
View ArticlePersonal Investments • Simplest investment for aging parent
Hello BHs- I am looking for recommendations for simple / conservative portfolio for 90+ year old parent with about 2.5m in assets, managing with a sibling. Although my parent is very risk adverse, the...
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