Personal Consumer Issues • Seriously consider an EV
My commuter daily 50 miles, The gas price is around $5/gal here now. The electric is about 13c/kwh. So I would think I would save $4/day. I am thinking about purchase an used EV (2013 Nissan leaf for...
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Personal Investments • Vanguard brokerage--where are inservice distribution...
Ugh. Trying to find the on-line form to take an in-service distribution from 401k (yes, I'm 59+ and have done this before at Vanguard brokerage). Have tried searching several ways, eg,Under "Forms and...
View ArticleInvesting - Theory, News & General • Risks of going all TIPS/i-Bonds for...
I participated in the last few TIPS mania, and snagged a ladder of TIPS with YTM 1.5%-2.0%+. At this point almost all my fixed income is in TIPS, and I'm 65/35 split between stock/bonds.I just wanted...
View ArticlePersonal Investments • Backdoor Roth with pre-existing IRA
Question for the forum: I would like to do two backdoor Roths (one for me and one for my spouse). I don’t have a standard IRA, but my spouse has a pre-existing standard IRA with about $5000 that they...
View ArticlePersonal Finance (Not Investing) • Merit still to Harry Browne's Permanent...
(Not sure this is in the right forum but I put it here as I am asking about the value of a concept as opposed to a specific investment - sorry if I got that wrong! I also did a forum search and did...
View ArticlePersonal Consumer Issues • Backpacking/hiking - Dolomites, alps, New...
Hello! I’m looking to schedule backpacking and camping trips about 10-15 d long. Could be hut to hut, Refugio’s, hotels or legitimate camping. Looking for what is just stunningly beautiful for great...
View ArticlePersonal Consumer Issues • Bromeliads as annuals in Zone 6?
I am a snowbird.Here in FL I have several beautiful potted bromeliads that I keep as house plants.If I bring them with me to MA and wait until the ground warms up, and plant them in my garden...
View ArticlePersonal Finance (Not Investing) • Options for Spouse Named as Beneficiary on...
My mother is named as beneficiary on an annuity my father set up for himself. We received the claim form which sets out several options for how to handle the annuity now. I've been trying to read as...
View ArticlePersonal Finance (Not Investing) • CitiBank new account referred for closure...
Hello, Need some quick help as I am feeling stuck and exploited.I opened the Citibank account with $300 promotion with an enhanced Direct deposit offer tied to it. I opened the account on 04/09 and...
View ArticlePersonal Investments • Is it necessary to sell shares to rebalance?
Hello everyone. I recently started a new job, thus transferred the 401k from my previous job to an IRA (traditional and Roth) at Fidelity.When I had the 401k in my previous job, I invested in a TDF,...
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Personal Investments • How to deploy 100K+
Hello All,First of all thank you to this knowledgeable group for helping selflessly with valuable advice on important financial matters. It is due to this guidance, I am in a better financial...
View ArticlePersonal Investments • Rolling over a 401 with After Tax Value
I'm trying to roll over my 401 from Voya to Vanguard - Voya sent me a check (made out to Vanguard), and lists the "After Tax Value of Cash Rolled Over" on the check description, but I can't figure out...
View ArticlePersonal Investments • Pre-Tax Deductions and Calculating Withholdings
I’m trying to calculate the proper withholdings on my paychecks using the IRSs calculator. Should I add up the sum of my biweekly pretax deductions for medical, dental, and vision, and exclude that...
View ArticlePersonal Finance (Not Investing) • Schwab checking account: avoid hold days
Hi everyone,I've had a Schwab brokerage account for a while now and recently opened a Schwab checking account that's linked to the existing brokerage account. After transferring money from another...
View ArticlePersonal Consumer Issues • Foreign coins donation
I have a huge jar of coins from various countries, left over currency that has accumulated over the last 20+ years of travels. I haven't bothered to do anything about it but i'm moving and was...
View ArticlePersonal Investments • 403B Rollover to Roth IRA
I'm planning to rollover a 403B from UCLA into a Roth IRA. What is the best way to do so? So far i'm planning to open an account at Charles Schwab. What tax implications do I have to...
View ArticlePersonal Investments • Retirement account Roth IRA
Which ETFs would you recommend with a time horizon of at least 30 years?Statistics: Posted by JL301 — Fri Apr 12, 2024 1:26 pm — Replies 2 — Views 128
View ArticlePersonal Consumer Issues • Travel insurance-Travel Insurance Store/Mexican...
Hi,I'm traveling/cruising to Alaska with my brother (both of us are US citizens) and my SIL who holds Swiss/Mexican passports (may have a green card in the next few week) and lives in Mexico. My...
View ArticlePersonal Investments • 420K portfolio with 300K in CD
I've total USD 420k in funds.I moved from Canada to the USA 1 year ago. Because of some restrictions it seems I cannot invest in stocks in Canada. So, I've USD 300K in CD (GIC in Canada). I've USD...
View ArticlePersonal Investments • Recently retired, need help adjusting portfolio and RMD
Emergency funds: Three to six months of expenses (indicate if you have this, but it is generally not part of your asset allocation)YesDebt: Indicate if you have any debt (credit card, school loans,...
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