Personal Finance (Not Investing) • Filing an extension for 2023. Suggestions...
For various reasons, I won't make the filing deadline later this week. Last year I used H&R block to file online, using them primarily because they allowed the feature to purchase I Bonds with the...
View ArticlePersonal Finance (Not Investing) • In a new community, seeking estate attorney
I moved to a new state and have decided to seek a local attorney to set up my estate plan in this state.In terms of choosing someone to assist with this - would you just ask around and go with the...
View ArticlePersonal Investments • I bond new rate?
I thought the new 6 month I bond rate and fixed rate for May 2024 purchase would be known this morning. The series I bond Treasury Direct only lists rates up to April 30, 2024. I need to either...
View ArticlePersonal Finance (Not Investing) • 1099-DIV for a joint Vanguard taxable...
I have two unmarried friends that are the joint owners of a Vanguard brokerage account. They were asking me if they could each claim half of the dividends on their taxes. I said IRS says yes you can...
View ArticlePersonal Finance (Not Investing) • How to fund and invest SEP-IRA with...
Every year I have to go through an annoying two-step process to invest in my SEP IRA. First I have to add funds ( contribute ), by transferring cash from my linked bank account. Then I have to wait a...
View ArticlePersonal Finance (Not Investing) • Step up in basis question regarding...
If a person's estate is to be received by an irrevocable trust that's already funded, will that estate receive a step up in basis?Statistics: Posted by startabatha — Wed Apr 10, 2024 12:34 pm —...
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Personal Finance (Not Investing) • How to complete, "Annualized Income...
Facing a large tax penalty of around $1000 because I forgot to pay Q4 estimated tax for a large bonus that came in December 2023. The bonus is around 100k. AGI is 300k. I am trying to put these...
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Personal Investments • New Investor - Asset Allocation
Hello Bogleheads If you were a new investor looking to invest today what portfolio would you choose?my age - late 20samount available for investing - $100,000/year (in trad 401(k), roth ira, hsa,...
View ArticlePersonal Finance (Not Investing) • [Can I open a new HSA?]
[New question split from Subject: Can I transfer HSA without closing the account? - moderator ClaycordJCA]I have an HSA with a previous employer. My current employer doesn't have a high-deductible...
View ArticleInvesting - Theory, News & General • 2024 Bogleheads Conference: Sept....
Dear Bogleheads, The moment many of you have been waiting for is here! We are delighted to announce that the 2024 Bogleheads Conference will be held at the Hyatt Regency Minneapolis from Sept. 27-29....
View ArticleNon-US Investing • Trade Republic: would you recommend it and what are the...
I am going to spend next year in Italy so I am thinking of opening a new investment account with Trade Republic as they are apparently commission free. However it is quite difficult to find detailed...
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Personal Investments • Need help funding 2023 SEP
I know our accounts have some inefficiencies and need fixing, but short term I was looking for help funding my SEP (which is due very soon). It will be around 20-25k invested. Here are our...
View ArticlePersonal Consumer Issues • Dining Room Chairs
I am looking to purchase 10 dining room chairs to go with a pre-existing wood long rectangular dining table (our pre-existing chairs are in poor condition). This may cost around $1500.I don't know...
View ArticlePersonal Consumer Issues • 2024 estimated taxes
A family member waited too long taking a RMD and the company sent it without taking out any tax. This resulted in them being short 3K+ federal and 4K+ in state on his taxes.His tax guy set up...
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Personal Finance (Not Investing) • Have a toddler and now expecting twins;...
Fellow Bogleheads, looking for feedback and any suggestions for things I might be overlooking.(Apologies for the brain dump below, I've been processing this for the past two days and wanted to get it...
View ArticlePersonal Investments • Change of Funds Upon Retirement
Does anyone change not just AA but the funds they use once in retirement if those have a different function than the ones used to get to retirement?I have a standard 3-fund portfolio. Upon retirement,...
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Personal Finance (Not Investing) • Travel to Italy
Hi. We are headed to Italy soon for 2 weeks from Turin thru the Piedmont and then to the Lakes. First time to Europe. All large expenses such as hotel/guides/entrance fees and events are paid for thru...
View ArticlePersonal Finance (Not Investing) • Individual Financial Institution Fraud...
Weeks ago, I mailed off our tax returns to the IRS and our state department of revenue. I sent everything via certified mail for tracking information. I tracked that all but 1 had reached its...
View ArticlePersonal Finance (Not Investing) • Foreign taxes: how do I interpret this...
I think my reasoning below follows along with this thread. I see that there are many discussions on this topic, I've read through some but I need to keep reading. I think my situation (a foreign...
View ArticlePersonal Finance (Not Investing) • Can you have an HSA with a high deductible...
My current health plan (individual plan) has $5000 deductible and $7900 max out of pocket. It is called a PPO plan, but I think the deductible of $5000 is very high. even higher than my previous HDHP....
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