Personal Finance (Not Investing) • Any reason to keep an old bank account?
Back in the early 90s when I was not quite a teen and started cutting the neighbor's grass down the street, my parents had me open a bank account to deposit the $25 check I was given every week of the...
View ArticlePersonal Investments • Asset Allocation Across All Account-Divorce Situation
This is a hypothetical situation. I'm not getting a divorce.We live in a 50/50 state (Wisconsin). We have our asset allocation set up across a taxable account and two IRA's and we use a joint checking...
View ArticlePersonal Investments • Advice for 29 year old daughter
My daughter is 29 years old. She is single and her job pays about $80K/year. She owns a condo that she rents out and is slightly cashflow positive. Lives at home with parents for now and is saving...
View ArticlePersonal Finance (Not Investing) • Our State Farm agent retiring
Been with SF for decades (since I was a teenager). Had one SF agent for much of that time. He retired, account was transferred to a different SF agent. Didn't like that one (location was not...
View ArticlePersonal Finance (Not Investing) • California tax return lost in mail
I (perhaps foolishly) sent over my California tax return via "certified first-class" USPS mail early last week. It was supposed to be delivered within 2 days but I had just received a message from...
View ArticlePersonal Finance (Not Investing) • H&R Block tax software and two 1099-R
I started taking my Motorola pension a few years ago before I turned 59 1/2.In 2023, I turned 59 1/2, so I received two 1099-RIn one 1099-R Box 7 Distribution Code has 7 = Normal distributionIn one...
View ArticlePersonal Finance (Not Investing) • Need online payment capability without...
I am treasurer of a very small non profit group of retirees. We currently have 138 members and our membership has declined during Covid. We hope to begin growing our membership again.Our members pay...
View ArticlePersonal Investments • cost basis on mixed of covered and non-covered gifted...
Simplified hypothetical cost basis information (for the Vanguard fund shares that were gifted to you few years ago) that Vanguard provides: ................ ................... Quantity ....... cost...
View ArticlePersonal Finance (Not Investing) • What percentage should I negotiate to sell...
I’m in the process of listing my house in the Southwest for sale. My agent of choice works for a non- discount brokerage. He represented us in the purchase of this home, and in the purchase of another...
View ArticlePersonal Investments • Future Guidance
Hello,I have been following the boglehead way for some time. I'm 42, and have a Vanguard account setup tax efficient with both a taxable account and Roth IRA. In total has about 340k in value... See...
View ArticlePersonal Finance (Not Investing) • Suggestions on handling disallowed Spousal...
Just received an email from our CPA as they work on our 2023 returns. For years we've done max Roth IRA contributions in January of each year. I've done 'backdoor' contributions via an otherwise empty...
View ArticlePersonal Investments • [Wait for new Dept. of Labor Financial Avisor...
If I want to best protect my spouse from inferior financial advice, should I wait until proposed new U.S. Dept. of Labor Financial Adviser rules and regulations are instituted? They reportedly...
View ArticlePersonal Investments • Retirement Calculators
I went to this pagehttps://www.bogleheads.org/wiki/Retirem ... d_spending1. How do to request changes— Some links are broken on this page2. What is your favourite calculator for retirement?3. Is there...
View ArticlePersonal Finance (Not Investing) • K-1 question: partnership interest income...
I'm a limited partner in a real estate LLC. My K-1 shows:1) a -$19,419 loss in Part III Box 2 (net real estate income)2) $4039 in interest income in Part III Box 5 (interest income)3) a -$15,402 loss...
View ArticlePersonal Finance (Not Investing) • 401k Roth vs. Pre-Tax...again
Another question here on the issue of contributing to Roth vs. Pre-Tax 401k. Trying to decide how to adjust my (and my wife's) allocations, searched a ton on this forum/online, and still having a...
View ArticlePersonal Consumer Issues • Animation course
Not finance related but I find bogleheads forum to be one of the very few trustworthy public forums. So here goes - we are exploring online classes for teaching Animation to our middle school kid. Any...
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Personal Finance (Not Investing) • Vanguard Information Technology VGT...
Curious if anyone has any insight on why VGT increased its dividend so much this quarter, from $0.80 in December to $1.26.Any of the stocks declared special dividends?...
View ArticlePersonal Investments • PSA: EFTPS is apparently down
Apparently EFTPS is down. Depending on where you enter the site looks fine until you try to log on. I got this message when access the EFTPS Online link on Google.Technical DifficultiesThis Web site...
View ArticlePersonal Investments • 403B Asset allocation switch up
Hello,Currently I have a 403B through Lincoln financial. My employer contribution is maxed out at 6% and I am putting in 13%. I have historically been on one of their target date plans which had the...
View ArticlePersonal Investments • Community property brokerage account at Wells Fargo...
I have a personal brokerage account at Wells Fargo (wells trade) in California, and I want to convert it to community property to add my spouse. Account was opened after being married and I did not...
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