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Personal Investments • 2026 Tax tables impact on Roth conversions! Act now?
OK so no hard and firm numbers from IRS yet but it seems like the 2026 Tax table might look approximately like (per the guess at eFile page): 2026 MFJ15% $20,226 - $83,55025% $83,551 - $168,62528%...
View ArticlePersonal Investments • Those complimentary dinners for retirees by investment...
So how bad could they be?I retired 5 years but am finally getting the postcards inviting us to these dinners. The most common one is a steak dinner at one of our favorite restaurants that is about 5...
View ArticlePersonal Investments • Social Security Question
Over the last few years S/S has had a number of COLAs. I am not currently taking S/S but do review my S/S statement twice a year. I do not see these represented in my S/S statements. So do these COLAs...
View ArticlePersonal Investments • Married filing jointly while spouse's income is from...
Hello all,I'm a software professional working remotely from Michigan for a company that is in San Diego, my state tax is from Michigan.My spouse who is a student and working as a Research Assistant...
View ArticlePersonal Finance (Not Investing) • Sold an investment property, how to figure...
Hello BH,We filed our taxes already for 2023 (MFJ), but then recently sold our rental property. I'm reading up on estimated quarterly taxes since we made a profit / capital gains.One site mentions...
View ArticleInvesting - Theory, News & General • Vanguard TDF -- Why are there...
I'm reading Bernstein's second edition of the Four Pillars. He is not supportive of international bonds (currency risk, and more credit risk than the US Treasury). Several other books I've read say...
View ArticlePersonal Finance (Not Investing) • Part year residency when taking a few...
My spouse and I moving in 2024 and have questions about part year residency and which states we should pay taxes to. We plan to sell our CO house in May, take a couple months to travel, including a 30...
View ArticlePersonal Investments • Purchasing treasury notes through Schwab in secondary...
Over the last couple of years, I have built a ladder of treasuries through the secondary market using Schwab's bond listings. The ladder has approximately four rungs with one year remaining maturities...
View ArticlePersonal Finance (Not Investing) • Costs of children after daycare
There are some older threads addressing this topic but none recently (edit: viewtopic.php?p=7702104#p7702104) . I'm trying to project if/how our costs of children will change after they are out of day...
View ArticlePersonal Consumer Issues • Need information on clothes dryer lint screen
A few months ago, we bought a new electric clothes dryer: GE GTD42EASJ2WW. The lint trap seems completely ineffective, meaning that after drying a load of linty cotton towels, the lint trap is clean...
View ArticleNon-US Investing • What is the difference between VFAWF and VWRP
They both say "Vanguard FTSE All-World UCITS ETF USD Acc" so I can't figure out the difference.I want to buy the Vanguard all world etf, but domiciled in ireland.I live in the US but im a non-us...
View ArticlePersonal Finance (Not Investing) • Mortage Interest Deduction (partially...
Hi,Last year, I sold my existing home and bought a new home with about a month of overlap. This means I had 2 mortgages during the last year and hence two 1098s each referring to a different property....
View ArticlePersonal Finance (Not Investing) • SERIES E savings bonds
I have two SERIES E savings bonds, dated 1967. Where do I need to get them cashed?Is there interest on them? Twenty-five dollars in 1967.Statistics: Posted by brandy — Mon Mar 25, 2024 11:12 am —...
View ArticlePersonal Finance (Not Investing) • Mega Back Door Roth 401K AND Back Door...
I have a young family member who has been working at Big Law for a short time. They did the mega back door Roth 401K in 2023 (first year earning "big money"). Did they also miss an opportunity to do a...
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Personal Consumer Issues • how to open paper milk carton "cleanly"?
Some 1/2-gallon paper milk cartons have the more conventional opening where one opens the sides to form a spout. Others come with a capped plastic spout, from which one uncaps the spout to pour milk....
View ArticlePersonal Investments • Traditional Vs Roth 401k
So the last two years me and my wife have started contributing to all Roth401k. We currently reside in a high tax state (NY) and are in the middle of the 24% tax bracket. We started doing the Roth for...
View ArticlePersonal Investments • Which Bonds Fund To Buy
hey, i'm 59, planning on retiring in 4-5 years. I've reached my number for retirement ($1 mil, plus enough equity in house to buy a smaller place once the kids leave for college in 2 years), so...
View ArticlePersonal Finance (Not Investing) • Received Life Insurance Estate mail.
We received 2 pieces of mail from a life insurance policy from someone’s Estate that me and DW have know idea is. Most likely to someone who used to live at our address. What do we do with the...
View ArticlePersonal Investments • Looking for a new savings/investment vehicle.
I'm maxing out my 401K and my employer provides a nice match. I also max out my IRA every year. I'm looking for some other tax deferred vehicle so I can invest/save for my future. I've had people try...
View ArticlePersonal Finance (Not Investing) • Form 1041 (Estate Income Tax) Questions:...
We had parents pass away in quick succession without wills back in 2021, which resulted in lengthy probate processes. The estate ultimately included a house, which was passed to the two surviving...
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