Personal Investments • 403B Asset allocation switch up

Hello,
Currently I have a 403B through Lincoln financial. My employer contribution is maxed out at 6% and I am putting in 13%. I have historically been on one of their target date plans which had the following breakdown:
-Vanguard 500 Index VFIAX 23.16%
-Vangaurd Total Bond Index VBTLX 21.82%
-Vanguard Developed Market Index VTMGX 13.99% 11815 540 1074
-Vang emerging Mkt Index VEMAX 8.94%
-Vang SMPC Index VSIAX 8.01%
-Vang MIDCP index VIMAX 7.02%
-Blackrock equity dividend MKDVX 4.05%
-RERGX, VMRXX, MWTIX, BSFIX-z69,(Lincoln stable value), VTIAX totaling 13%
The overall asset allocation is 73% stock 23% bond, 3% cash/stable
They don't appear to have other total market index funds beyond what you see here.

They don't have a preset plan that allows you to alter asset allocation to a more aggressive portfolio than this. As a new Boglehead I've been doing my best to reallocate funds according to the 3 fund model. I would like my asset allocation to be closer to 90/10 as I am 33 years old. My thoughts on the reallocation are 67.5% VFIAX 10% VBTLX 27.5% 22.5% VTIAX. Thoughts on this?

Statistics: Posted by RAW20 — Wed Mar 27, 2024 10:47 am — Replies 2 — Views 84

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