Personal Finance (Not Investing) • Healthcare expense loan
I have a newborn with chronic medical conditions, anticipate a lot of healthcare expenses this year including major surgery. One hospital bills are adding to 3.3k, still waiting on the bills from...
View ArticlePersonal Finance (Not Investing) • How much of my net worth should i use for...
How much of my net worth should I allocate to a down payment for a rental property?Currently have $100k in equities fully invested, $124k in 90 day treasury bills, and $18,000 emergency fund sitting...
View ArticlePersonal Investments • FXNAX Fidelity US Bond Index Fund has 7.6% Foreign
Hello,This morning I noticed that FXNAX symbol representing Fidelity US Bond Index Fund, which is supposed to represent the "aggregate price and interest performance of the debt securities in the...
View ArticlePersonal Finance (Not Investing) • filing amended return on turbotax (2023...
So I realized I made an error in calculating the cost basis on some old stocks I sold. I filled my taxes last week and when doing my annual "how am I doing review" I caught it. It isn't huge, but will...
View ArticlePersonal Finance (Not Investing) • No AF FTF spending accounts with decent...
Hi there, Just looking to see if anyone knows an account, that is somewhat like a checking account, can be a brokerage account, that1 Has a debit card with no foreign transaction fee, preferably...
View ArticlePersonal Finance (Not Investing) • Change in Empower Dashboard Personal...
I saw the following on Reddit.https://www.reddit.com/r/PersonalCapita ... lot_of_us/ ...the change is the result of adjusting the return, risk, and correlation assumptions used in the Monte Carlo...
View ArticlePersonal Investments • Inherited IRA Phase 2
Recently completed the task of transferring an inherited IRA from Edward Jones to Vanguard.By law proceeds must be liquidated over a 10 year period and I am having any distributions swept into MMF,...
View ArticleInvesting - Theory, News & General • CD and callability
I have what may be a silly question.I am looking to buy $350,000 worth of CDs in my IRA account. I already know what I will buy - jpmorgan - and have a fundamental question.Is there any correlation...
View ArticlePersonal Finance (Not Investing) • landlord insurance late payment
Because of a miscommunication, My insurance company cancelled my home insurance and sent the unpaid balance to collections. It was a small amount so I negotiated and paid off the balance. I was told...
View ArticleInvesting - Theory, News & General • Is Raymond James beating the SP500?...
So I am 100% a follower of the Boglehead philosophy and 100% invested in Vanguard stocks. However, my brother is invested in Rayomend James and keep saying they beat the SP500 and that I am crazy....
View ArticlePersonal Investments • IRMAA: When do premiums reset?
I understand what IRMAA is and the tiers based on one's MAGI. I also understand that IRMAA is calculated based on MAGI from 2 years earlier.So 2024 Medicare Part B premiums are based on 2022 income....
View ArticlePersonal Consumer Issues • Microsoft Office 2021 for Home
I have an old Dell Optiplex 3080 Micro desktop that I never opened and am in the process of setting up for home office use. I need to get Microsoft Office, and I know that I can either purchase a...
View ArticlePersonal Finance (Not Investing) • Buying a new house
What is the best way to buy a new house while my current house is being sold ? I will need the money from my current house to pay off the new house . My house would most likely not sell in time and I...
View ArticlePersonal Finance (Not Investing) • Filed 2023 Return and Received K1 Today
As the title states, I already filed our Federal and State 2023 return and my wife received a K1 today. I had to mail the returns as I had to include a form that was not eFile allowed (Form 4852). The...
View ArticlePersonal Finance (Not Investing) • Filing taxes for Roth IRA...
Hello and good evening!Hope this message finds you well! I am helping my girlfriend with her taxes. In 2023, she contributed max amount to roth ira. Also in 2023, she moved to a new team and with a...
View ArticlePersonal Investments • FAWXX for emergency funds
I currently just have my emergency funds sitting in my checking account. Was looking at HYSA but trying to keep it simple by having everything at Fidelity. Would this fund in my brokerage account be...
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Personal Investments • Margin account is running wild with interest on...
Hello, I’m a new investor and started a Fidelity account about 5 years ago. The goal was to start a 401K and start a modest investment portfolio. Recently after not looking at my account for about 2...
View ArticlePersonal Finance (Not Investing) • Using Roth IRA Contributions for Home...
My wife and I are actively looking to buy a house out of state where we expect to spend our retirement. Although we intend on selling our current residence, I would like to be able to make an offer...
View ArticlePersonal Finance (Not Investing) • Tax deduction for legal fee related to...
Has anyone here took a personal tax deduction for legal fee related to his/her employment? I had incurred a $10K legal expense (unreimbursed) to resolve a matter under my employment contract with my...
View ArticlePersonal Investments • Check my work: Taking over management of my parent's...
My elderly parents have been using the same financial advisor for the past 30 years or so who is part of their circle and church. But he is retiring and rather than get handed off to someone they...
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