Personal Finance (Not Investing) • No AF FTF spending accounts with decent yields?

Hi there,
Just looking to see if anyone knows an account, that is somewhat like a checking account, can be a brokerage account, that

1 Has a debit card with no foreign transaction fee, preferably reimburses ATM fee
2 Has no annual fee, foreign transaction fee, currency conversion fee, or minimum account balance fee or monthly fee
3 Yields higher than Fidelity CMA, which yields 2.69% as of March 2024
4 Supports ACH payments for credit card bills to be paid

Schwab has excellent banking features except the very low yield

Fidelity has excellent banking features except the relatively low yield of 2.69 and I wouldn't want to buy and sell any funds, must be auto-sweep like Vanguard's VMFXX or Fido's QIMHQ

Revolute has excellent card features with no foreign transaction fees but yields nothing

Is there a product out there that is a perfect place to park your ready-to-spend money, while yielding better than Fidelity, closer to VMFXX, without any purchases needed manually, auto-sweep, and supports ACH and preferably have no FTF fees on debit card purchases?

Statistics: Posted by vu8 — Wed Mar 13, 2024 6:15 am — Replies 3 — Views 214

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