Personal Finance (Not Investing) • Big Bank Full Branch Experience? (BoA,...
I have a relative who doesn't like computers and the Vanguard experience is declining to the point where we have to find another option. We're thinking about using a big bank due to their numerous...
View ArticlePersonal Investments • 401K fund selection and allocation?
Hi,Would like the community to suggest what’s the most optimal for my 401K selection and allocation.- 55 years old- been using VG target date fund 2030 for years (I decided on 2030 as I would like to...
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Personal Finance (Not Investing) • 2023 Tax Year - First Big Roth Conversion...
.Last year, we converted $400,000 from one of our 401k accounts to a Roth account.If you'd like more background about our situation, you can review this post from last year.viewtopic.php?t=397687Here...
View ArticlePersonal Finance (Not Investing) • Deducting property taxes from farm rental...
We make money by renting out our farmland in Ohio. Among the expenses we can deduct from our taxes due on the proceeds are the property taxes paid. For my 2023 income tax return, do I deduct the taxes...
View ArticlePersonal Investments • Saved and Invested But New to Financial Planning
I’m single and 41 years old and I got a retirement report that said I have $1.1 million invested. I have never really thought about retirement, I just saved and invested in my 401k and living alone I...
View ArticlePersonal Investments • Inheritance [How to invest?]
Hello,This is my first time posting a question though I’m a long time reader of Bogleheads.My wife will inherit $360K over the next few months in cash. We’re turning 65 and 63 this year with a 60/40...
View ArticlePersonal Finance (Not Investing) • Getting ready to leave Northwestern Mutual...
Hi, Bogleheads! I've been lurking for awhile and am all in on simplifying my portfolio. I'm a big fan of and am currently using the 3 fund method where possible, committed to utilizing index funds, no...
View ArticleNon-US Investing • Seeking portfolio advice, UK in Taiwan
I am a UK citizen but tax resident in Taiwan (where I receive a salary in NTD). I am not legally allowed to invest in UK (as I am not resident) and I am not keen to invest in Taiwan because of...
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Personal Investments • Individual Tips Ladder or Target Retirement Income...
Hi all!Extremely long-time lurker and an almost daily reader since the very beginning (but very infrequent poster.)I have been following all the TIPS discussions with interest as well as the thinking...
View ArticlePersonal Consumer Issues • Dimmer Switches
I have two ceiling fixtures on the same circuit. Both fixtures are controlled by old Lutron dimmer switches. The fixture closest to the main panel has 9 LED bulbs. The second fixture has 4 LED bulbs....
View ArticlePersonal Investments • Tax loss harvesting VWLUX
Hello! Have about 20K unrealized long term loss in VWLUX, Long Term Municipal fund. May sell entire position to offset an expected real estate sale gain. Return on Money Market not that bad right now....
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Investing - Theory, News & General • Fed Chair Jerome Powell: The 2024 60...
In case you missed it...https://www.youtube.com/watch?v=ImrKxlLJCEYStatistics: Posted by biscuit5 — Sun Feb 04, 2024 8:25 pm — Replies 14 — Views 1144
View ArticlePersonal Finance (Not Investing) • Differences between After-Tax 401k...
This question is with regards to someone that is 17 years away from 59.5 years of age and that already has a Roth IRA that was established 5+ years ago.What are, if any, the differences of making...
View ArticlePersonal Investments • Vanguard Short-Term National Muni Face-off: VMLUX vs VTES
I can’t figure out why these two funds have such different SEC yields, with VMLUX sporting a 3.12% yield while VTES is only at 2.77%. Both have an average duration of 2.4 years. The former is actively...
View ArticlePersonal Investments • How do we determine balance with FDIC and SPIC ?
How do we determine balance with FDIC and SPIC ?====================================================Thanks for replying to my threads. I did review past threads on above subject.I am finding the total...
View ArticlePersonal Finance (Not Investing) • MAGI over limit for Roth contribution -...
I'm asking this question for my son and daughter-in-law. They have been making Roth IRA contributions in recent years and their salary, interest & dividend income has been well below the $228,000...
View ArticlePersonal Finance (Not Investing) • 529 to Roth IRA conversions
Has anyone done the 529 to Roth IRA conversions? If so, how was the experience? Somebody I know is waiting until someboy reports back on bogleheads before they actually make the transfer. I have...
View ArticlePersonal Investments • Retired: Combine Rollover IRA and Traditional IRA...
I retired in 2023, and I'm waiting on funds before I make my Traditional IRA contribution for 2023. In the past I did not have a traditional IRA balance and was able to execute the backdoor IRA...
View ArticlePersonal Investments • Backdoor Roth pennies question
Hello, So both my spouse and myself have been doing the BD roth for the past 3 years. But this year in our form 1099-R the gross distribution was 6500.75$ for each of us. We currently do not have...
View ArticlePersonal Finance (Not Investing) • Imputed Income/Turbo Tax Questions
I get a few thousand dollars imputed income in retirement, for life insurance I think. TurboTax insists on me answering the following question regarding the W2 input- Did you take money out of your...
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