Personal Finance (Not Investing) • Dental insurance and specialists
I am looking into buying dental insurance or discount plans. I have read the relevant posts. To summarize:1. The main benefits are in-network price discounts and/or tax savings if the premium is paid...
View ArticlePersonal Investments • Concern about placing international stocks (VTIAX) in...
Debt: NoneSalary: approximately $130,000 but will be $140,000 in a few monthsTax Filing Status: SingleState of Residence: VirginiaAge: 31Current portfolio: $402,540Current assetsHigh yield savings...
View ArticlePersonal Finance (Not Investing) • Applying for HOV decal in California
I bought a new EV (hyundai ioniq5) a few days ago. If anyone recently bought a new EV I'd love to get inputs.Does CA still give HOV decals. And do we just have to apply here...
View ArticleInvesting - Theory, News & General • European stock migration
Does anyone have reliable information on how many European (and other international) stocks have migrated completely to US exchanges in say the last 10 to 15 years?Statistics: Posted by nyejos11 — Sat...
View ArticlePersonal Finance (Not Investing) • We'd Like To Retire. How's It Looking?
My wife and I want to RE. Here is the relevant info.Late 50s. Live in a HCOL area. No kids. No other heirs.50%/50% AAHouse is paid off; no debts.Able to collect pension upon retirement.Retiree health...
View ArticlePersonal Investments • Finding a post
Hi, I posted a question before Christmas and I am trying to find it without success. Can anyone help me with the way to find it.Thanks, Rondistrictd2Statistics: Posted by Rondistrictd2 — Sun Jan 07,...
View ArticlePersonal Investments • What Makes the USA Stock Market So Amazingly Successful
One reason the Boglehead strategy is so successful is that the USA Stock market is a power house. Just invest in SPY and you are pretty much guaranteed well above returns on inflation. Heck since 2000...
View ArticleInvesting - Theory, News & General • Confusion about backdoor roth ira if...
We are in the high AGI bracket.Typical examples of backdoor roth ira show that you first contribute to IRA and then convert IRA account to roth IRA account (I think).We have brokerage at Vanguard and...
View ArticlePersonal Investments • Finding Year End Distribution Info @ Fidelity Website,...
So I tried searching but could not find an answer to this.I can go to VG on the "My Dashboard: page, click on any of my accounts, click the pulldown menu at top of page @ "Show". Click "Distribution...
View ArticlePersonal Finance (Not Investing) • IRS Letter CP2000--529 Issues
We received a dreaded CP2000 letter yesterday from the IRS "proposing" a large payment from us with respect to our 2022 return based on four 1099s that the IRS said were not included on our...
View ArticlePersonal Finance (Not Investing) • How does/did having a kid impact your...
We're tossing around the idea of planning to have a baby.What kinds of expenses should be planned for in an emergency fund for pregnancy, childbirth, newborn, etc?Thank you!Statistics: Posted by...
View ArticlePersonal Finance (Not Investing) • SS one time payment
I have filed to start SS benefits in January 2024 ( first payment in February 2024). The website says everything is set as of 3 January 2024.But I see that I have been issued a one time payment of...
View ArticlePersonal Investments • Backdoor Roth IRA, aggregation & pro-rata rule...
Good afternoon Bogleheads, Happy new year to all! I am looking to do my first Roth backdoor IRA transaction and hoping to ensure I have a decent understanding of the aggregation and pro-rata rules as...
View ArticlePersonal Finance (Not Investing) • Setting up a custodial account for wife...
Hey folks, Wife and I are retired and in good health but I understand we may not always be so blessed. We have our investments, to include checking and savings, with maybe 5-6 different institutions....
View ArticlePersonal Consumer Issues • Romania and Bulgaria are now in the Schengen
FYI, Romania and Bulgaria will be part of the Schengen zone effective March 1, 2024. Just wanted to post this update here.A bit of a disappointment for some of us who were counting on using Romania...
View ArticleInvesting - Theory, News & General • Tuning out the Noise documentary...
Just heard an interview on the Rational Reminder podcast with Errol Morris, director of The Thin Blue Line, The Fog of War, and several other notable films. He just made a documentary, Tuning out the...
View ArticlePersonal Investments • QLAC death benefit question
My wife and I administer her 95 year old father's finances which includes many annuities. He recently received a notice from Mass Mutual that his QLAC Individual Deferred Fixed Income Annuity, which...
View ArticlePersonal Finance (Not Investing) • Northwestern Mutual Plan 65
Hello B-Heads,Thank you in advance: Took out whole life Plan 65 policies on two children about 38 years ago. Just got statements showing $7,000 each in loans due. Premium is $44.00 every three months....
View ArticlePersonal Finance (Not Investing) • Another new car thread
Quick background. My Mazda 3 turned 10 years old today and I want a new EV soon. If I’m being honest this is not a financial decision, more of a “ I want this and I think I deserve it” decision. My...
View ArticlePersonal Finance (Not Investing) • SPIA from Roth: taxable?
If I roll over a traditional IRA into a SPIA I believe the conversion is non-taxable but the annuity income stream is taxable as ordinary, correct?If I fund a SPIA from a Roth, is the resulting income...
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