Personal Finance (Not Investing) • Regarding Tax on Gift money
If a person transfer personal money of amount like 400k to his brother/sister as gift within US, do they both (sender & receiver) need to report it to IRS and pay tax on it ? need clarification on...
View ArticlePersonal Finance (Not Investing) • Fidelity Visa Rewards 2% Card
HI, there, I completed Dave Ramsey's journey (Baby Step 7) and I am now contemplating using one credit card. (Fidelity Rewards Visa). I realize I'd be deviating from DR's plan by doing this, and that...
View ArticlePersonal Consumer Issues • Winter Gloves and Socks for camping
I'm hoping to do more winter backpacking / camping this year and am pretty set on gear except my last outing my toes got cold in the middle of the night (even in my 0 degree sleeping bag). I had on...
View ArticleClik here to view.
Personal Finance (Not Investing) • Parent having trouble accessing online...
There is a two-hour wait to talk to someone at Social Security today, and so I thought I would see if someone in this community had dealt with this issue before...So first off, the problem I have is...
View ArticlePersonal Finance (Not Investing) • HSA Reimbursement
I intend to soon begin taking reimbursements for prior years' costs incurred and documented. Over the past few years I have paid for insulin for my nephew, billed directly to my credit card. Are any...
View ArticlePersonal Finance (Not Investing) • IRMAA for 2024
I am a bit confused about how Medicare determines the premium for Part B and D. The IRMAA limit for 2024 for standard premium is <= $206,000 for MFJ. To determine premiums for 2024 the Medicare...
View ArticlePersonal Investments • 403b fund option changes with new job
I recently moved to a new job and although I wanted to keep the same 403b fund selections I had before, most of them are not available with the new plan. The selections I had before are:VANG Inst...
View ArticlePersonal Consumer Issues • GE Fridge crushed ice has cubes in it
Ok, not an earth shattering problem, but annoying. Haven't found anything searching here or the web in general.My GE PSS28KYHBCFS side-by-side fridge has an in-door dispenser that provides water,...
View ArticleNon-US Investing • [Germany] Starting German portfolio, and possibly moving...
Hi there,Country of residence: I am a German citizen and moved back to Germany some 3 years ago. I used to hold a US green card, which I gave up this year. International lifestyle: I've moved around...
View ArticlePersonal Investments • Seeking Advice: Early Retirement Funding Options and...
We're considering withdrawing from retirement accounts using SEPP for early retirement, seeking your insights.At 57 and 58, having left our previous jobs after 55, our goal is to use our savings to...
View ArticleClik here to view.
Personal Finance (Not Investing) • Turbo Tax not calculating tax correctly
I' been inputting data into TT Deluxe and also into the Excel 1040 s/s put out by Glenn Reeves. Very odd - if I wind up with 100K of taxable income TT says my tax is $12399 but the Excel 1040 s/s...
View ArticlePersonal Finance (Not Investing) • Is financial leverage a good approach at...
This might sound little different from the norm, but I feel I have no financial leverage at the moment and would like to use some to make myself more gainful financially, if possible. Let's assume:...
View ArticlePersonal Investments • Where to [put] this money? [100K after tax,...
You have $100k after tax money that needs to be put away for 7 to 10 years with all tax free growth until the last day. No interest or dividends that may be taxable during that time.Conservative...
View ArticlePersonal Finance (Not Investing) • Pros and Cons of settling in midwest vs...
I'd like seek your help to offer perspectives on the pros and cons of choosing a location to settle down for our family. Some financial information for our family: - We are in our mid thirties with...
View ArticleClik here to view.
Personal Consumer Issues • Costco Auto Program - Recreational Vehicle
Today, I received a marketing email from Costco Auto Program. Within the email there is a link that they also offer a buying program for RV's. As I may be in the market for a travel trailer this year,...
View ArticlePersonal Finance (Not Investing) • Do my own taxes?
I am 31 years old with I would say good investment/personal finance knowledge, but no expierence in taxes. Below are specifics on my situation but curious if I should take on learning how to do my own...
View ArticlePersonal Investments • Does my employer changing PEOs make me eligible to...
I work for Acme, a small business that uses a professional employer organization (PEO). The PEO sends my paychecks, and as I understand it, has technically been my employer of record, though I'm not...
View ArticlePersonal Finance (Not Investing) • Banned by Fidelity - Any other Auto ETF...
Hello,Last week, I was excited to hear in this forum that Fidelity launched Auto ETF recurring program. When I tried to open a new account, i was getting errors and called Fidelity and they told me...
View ArticleInvesting - Theory, News & General • A few thoughts on the 25x (4%)...
When people use the 25x (or 4%) or similar shorthand to determining their financial independence, I do wonder if they think about where taxes fits into that equation. The typical math is usually...
View ArticlePersonal Finance (Not Investing) • Medicare - Part D late enrollment Penalty ?
Medicare - Part D late enrollment Penalty ?==================================================Thanks for replies to my threads. I have medicare part A and B + D.Due lack of understanding of enrollment...
View Article