Personal Investments • Can I afford this house?
Hi all, first post! Apologies if this should not be in the Personal Investments section, but I feel this is the best place.I am considering house purchase:* 1.3 Million* After financing, HOA, etc....
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Investing - Theory, News & General • Just how random are stock returns?
Monte Carlo simulations can be useful in providing insight into a number of problems, including, of course, retirement finance. However, interpreting the results and appreciating their limitations...
View ArticlePersonal Finance (Not Investing) • Chase Ink Points
I have some points on a Chase Ink business card. I just looked into using them for an upcoming hotel stay and found that the room rate using points didn't offer any benefit over just cashing them in....
View ArticlePersonal Finance (Not Investing) • Estimating Future Tax Rates for 24%...
The wiki on Traditional vs Roth has the following information for estimating future marginal tax rate:https://www.bogleheads.org/wiki/Traditi ... l_tax_rateEstimating future marginal tax...
View ArticlePersonal Consumer Issues • Any Google Analytics or SEO traffic experts here?
I built a web app that lets users chat with a "longevity healthbot" that only references high impact, evidence-based medical journals for its responses. It's working really well, and I'm floored by...
View ArticlePersonal Finance (Not Investing) • Small estate affidavit
My mother just passed. The majority of her estate is in her trust or is TOD. I was going to get small estate affidavit for vehicles/personal belongings. She has 2 residences with vehicles at both...
View ArticlePersonal Consumer Issues • Zoom lens for iPhone 15 pro
I have decided not to take my 12+ year old canon rebel DSLR for an African safari. I have done that before. Also playing in the decision is my side by side photo comparisons of pictures from that...
View ArticlePersonal Investments • BOND or BND
I thought I had read threads on this, but I searched and couldn't find.Is there a good comparison and analysis of which bond fund is better: PIMCO's BOND or Vanguard's BND?I understand their...
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Personal Consumer Issues • Maverick-like vehicles for $45,000 with great audio?
So I was very interested in a Ford Maverick, the combination of hybrid drive on a compact truck body was ideal for my purposes. One of my must-haves in a vehicle is an excellent sound system, whether...
View ArticleInvesting - Theory, News & General • Assignment of stocks to M* style boxes
If I look at M*'s style box for VOO, I see that 14% of VOO maps to large cap value, 29% to large cap blend, etc.For selected stocks held by VOO (say, MSFT), I want to see how M* maps the stocks to the...
View ArticlePersonal Investments • Rent and invest or buy? We have $250k to put down
Hello, I live in SoCal and am trying hard to find out if I should rent or buy given our current financial situation. Here are my inputs:DH Income: $120k (just assuming my base salary and not...
View ArticlePersonal Finance (Not Investing) • "Break-even" on mortgage points:...
It seems like it is common practice to calculate a "break-even period" for mortgage points by: (1) taking the monthly savings on the mortgage payment that you get by buying points, and (2) calculating...
View ArticlePersonal Finance (Not Investing) • Progressive auto insurance (for 2 cars)...
I used a Broker sometime last year and switched over our insurances.As of now, I have got two cars insured under Progressive: Subaru Ascent (lease) and Chevy Bolt (financing it).Does any of the...
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Personal Consumer Issues • Fixing scratches in wood stair railing
Has anyone dealt with fixing scratches in a stained wood stair railing? I have cat scratches in my stair railing from where my formerly kittens liked to do their catwalk. Of course, they lost their...
View ArticlePersonal Investments • Portfolio Review & Advice for Beginner..
Hi everyone, I am somewhat new to investing. I’ve read some finance stuff here and there and started putting some money in a savings account and also started investing a small amount in an index fund....
View ArticlePersonal Finance (Not Investing) • HSA or PPO? New job, HPDP deductible met...
Hello, I need advise on if I should enroll for HSA HDHP health plan at my new job. I was enrolled in HDHP at my old job and I had met the high deductible due to medical expenses related to me and my...
View ArticleNon-US Investing • 2 factor authentication
Hello all,this is not an investing question. If it is an inappropriate question to ask here, I hope you will let me know. When you are outside USA, as an ex pat or traveler, what is your favorite...
View ArticlePersonal Investments • European moving to the US for studies: Continue...
This is my situation.I am European, 24-years old. My investment goals are long-term (40-50 years; for retirement).I have been investing in VWCE on a monthly-basis for the past year using IBKR.I will...
View ArticleNon-US Investing • UK pensions: DB/DC offsetting?
Context: at the cusp of retirement; expect to have enough retirement income; give what's left to charity.Have a pair of related pensions, one defined benefit (DB), one defined contribution (DC). Could...
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Personal Investments • Courtesy Extension?
Posting this message for my Best Friend Can someone please tell us what this means in English? THANK YOU IN ADVANCE '"Based on the cash surrender value of $7,860.15 the annual automatic withdrawal of...
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