Non-US Investing • UK DC Pension TFLSM, UFPLS, India relocation etc - unable...
Reading up on UK defined contribution pension as I might need to do something fairly quickly. I have almost £ 1 million in my defined contribution pension with Aegon Scottish Equitable. I am 55 years...
View ArticleInvesting - Theory, News & General • Two Fund Portfolio Allocation and...
If an investor begin retirment with a two fund portfolio of 60 Stocks (VTSAX) and 40% Bonds (VBTLX) and a 4% Withdrawl, which fund should they distribute the 4% from?Should it be 2% from the Stocks...
View ArticlePersonal Investments • Please Help Me Allocate my Bonds and Equities Properly...
Greetings-Although I maintain a 60/40 Portfolio, I am not fully using the advantages of my Tax Advantaged Accounts for Bonds.Based on my reading on the forum, I am in the process of transitioning to a...
View ArticlePersonal Finance (Not Investing) • Rent a Timeshare ?
Hi Folks,Many years a go I took my wife to a timeshare weekend so that she could experience dirty sales tactics and awful contracts. It worked well -- she just hears 'timeshare' and she mutters for 5...
View ArticleInvesting - Theory, News & General • Vanguard mistake in publication
Hi Guys,On pg 4 of the linked publication, vanguard states: "The VCMM’s 10-year median return forecasts are 4.02% for U.S. stocks and 1.31% for U.S. bonds—both below the historical averages. Its...
View ArticlePersonal Investments • 25 Y/O Investment Strategy
Hello Boglehead community. This is the 3rd year I've provided an investment update to the forum. This post is coming a few months later than I expected. A few things have come up at work and personal...
View ArticlePersonal Finance (Not Investing) • Does U.S. Government interest contribute...
Minnesota's standard deduction is subject to limitation per calculation on 2023 M1, Individual Income Tax Instructions page 14. Specifically referring to Worksheet A for Line 4 - Standard Deduction...
View ArticlePersonal Finance (Not Investing) • Spending in Retirement
I retired 3 years ago at age 60. I retired from a lucrative career with only intermittent stress. People don't usually leave the job I had and many seemed to die before retirement (federal workforce -...
View ArticlePersonal Investments • Where to put additional savings?
Married, late 30s, MCOL area.Current Savings:$530k in 401k (~40k of it is Roth)$32k in Roth IRA$140k in taxable account$60k in cash balance pensionCurrent debt:$240k in 2.9% mortgage$105k in 5% home...
View ArticleInvesting - Theory, News & General • DCA into TIPS ETF’S
I have seen a lot of discussion about the idea of using defined maturity etf’s instead of individual TIPS.I understand the small expense difference and a few other things.One advantage of the etf’s is...
View ArticleInvesting - Theory, News & General • Recommended Stocks
I’m looking to create a LTCG Harvesting account to boost my retirement income.My current primary source for which stocks to invest in is currently only Yahoo Finance, I definitely want to find other,...
View ArticleInvesting - Theory, News & General • AA recommendations
Not sure how many folks here have their portfolios that are NOT ideal boglehead ways (VTI/BND only), but hoping some for sure so asking.I started with the typical way, investing in stocks wining some...
View ArticlePersonal Investments • SOFI Roth IRA and TDF Question
I am 30 and recently got my first job out of grad school. It's a bit late, but I finished my Ph.D. with no student debt, so I now finally get my investing in place. I am reading this forum and the...
View ArticlePersonal Finance (Not Investing) • Matching your kid's income into their ROTH...
If a parent matches their young adult child's income from a job 100% into that child's ROTH to "motivate" her to keep her job while also attending college full time, will that parent have tax...
View ArticlePersonal Finance (Not Investing) • Renting out starter home
Hello Boglehead community, I have been reading a couple of posts about people possibly renting out starter homes and wanted some feedback on my situation. My wife and I with our 2 boys are likely to...
View ArticleNon-US Investing • Help with VPW: how does it work? [in my situation]
HiI am soon approaching FI. Accumulating was simpel, I have put 100% in global ETFs. But figuring out how the portfolio should be in RE and how withdrawals work, I find less clear. For now, I am...
View ArticlePersonal Consumer Issues • My computer has 8GB of ram. Would I make it faster...
right now. The cost is only about $10 more to get the 16GB stick. This is a desktop.Statistics: Posted by iamblessed — Mon May 27, 2024 1:53 pm — Replies 34 — Views 1075
View ArticlePersonal Investments • Should I Invest in Bonds?
I’m 34 and my wife is 42. Our current investment allocation is:VTI = 70%VXUS = 20%BND = 10%Or their fidelity/mutual fund equivalent.Given that we didn’t try to sell anything except to do tax loss...
View ArticleInvesting - Theory, News & General • A case example of Willam Berstein's...
I have held Ford stock (yes I know bad on me for having an individual stock) for 8 years. When I purchased the stock in 2016, the cost was 200 shares for 11.15/share, 300 shares for $11.82/share and...
View ArticlePersonal Finance (Not Investing) • IRS sending lots of mail to previous...
For well over a year now, the IRS has been sending letters to the previous tenant. I always write “return to sender — no longer at this address” and put it back in the mailbox. However, the letters...
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