Investing - Theory, News & General • Do stocks return 10% on average...
https://youtu.be/Yl3NxTS_DgY?si=u_d-mr_1Y3oykeTzAnother good video by Ben FelixStatistics: Posted by Johm221122 — Sun Mar 31, 2024 12:02 pm — Replies 0 — Views 92
View ArticlePersonal Investments • Fixed Income Portfolio
I feel I have won the game and looking towards more fixed income investing. Currently have around 500k in stable value and money market. The remaining is divided between Wellesley and the S&P 500....
View ArticlePersonal Finance (Not Investing) • Form 1116 Foreign Tax Credits Questions
I have questions about filling out form 1116. In my Vanguard taxable account I'm holding VFWAX - VNGRD FTSE US IDX ADML. It's the only international fund I own. The same account also holds VTSAX and...
View ArticlePersonal Finance (Not Investing) • Rent or sell house?
We're moving to a new house soon. We have assumed that we'd sell our current house, but the combination of current rents and our low mortgage rate has me questioning whether that's actually the best...
View ArticlePersonal Investments • TIAA-CREF 1035 exchange to Fidelity
I have a TIAA-CREF "Teachers Personal Annuity" (a non-qualified/after tax/variable annuity), and I am almost certain I want to do a 1035 exchange for a "Fidelity Personal Retirement Annuity." I am...
View ArticlePersonal Finance (Not Investing) • Pension payout rollover - where to?
I am changing job before a 5 year vesting period so I need to cash out or rollover my pension. Clearly cashing out is a bad idea and will roll it over. I have the option to rollover my contributions...
View ArticlePersonal Investments • Non-Working Spousal Roth IRA Contribution when Working...
Spouse and I are both under 50. Married filing jointly. I earned $224k in 2023. Spouse earned $0k in 2023. I contributed $15,500 to a Simple IRA through my work.Question: How much can my spouse and I...
View ArticlePersonal Consumer Issues • Worth Getting A Used Hybrid Car with Over 100K Miles?
I have a very trustworthy Civic but it's getting old (2006 LX) and will need some work soon. I need access to another car while I repair the Civic. So I am considering getting a used Prius. My budget...
View ArticlePersonal Consumer Issues • Relocate from MA to Irving TX after retirement
Does it make sense to relocate from MA to Irving TX after retirement? Some factors are cost of living index, no snow, etc.Statistics: Posted by goru1 — Mon Apr 01, 2024 11:28 am — Replies 9 — Views 360
View ArticlePersonal Finance (Not Investing) • File Taxes during 401(k) transaction in...
Hi,Self employed. No legal entity registered. DBA (doing business as) , sole proprietor. No employee. One man show. I have a Solo 401(k) with Vanguard.For prior year (2023) 401(k) contributions we...
View ArticlePersonal Finance (Not Investing) • Two condos: continue renting + cash...
I outright own Condo #1 that I paid $95,000 for. Zillow now estimates the value at $125,000.I own another Condo #2 in the same building that I paid $110,000 for. Zillow estimates that value at around...
View ArticlePersonal Finance (Not Investing) • Can dependent kid file taxes before Parents ?
Hi,MFJ ( 49,43)Kids ( 16,8)Daughter (16) received a 1009-NEC for her summer internship work. $900.She is supposed to file her own taxes for the above 1099-NEC form.As parents we haven't filed our 2023...
View ArticleInvesting - Theory, News & General • VXUS alternatives?
VXUS is cheap (0.08 er) with PE ratio of 14 currently. The thing is, the top holdings are very attractive companies such as TSMC, ASML, Novo, LVMH, Toyota etc. These are great companies I would like...
View ArticleInvesting - Theory, News & General • Golden Butterfly Portfolio -...
[Split from older thread Subject: Golden Butterfly Portfolio - is it really that good? by Moderator Misenplace]Hi, I'm neutral on the question and just reading the comments [in the Golden Butterfly...
View ArticlePersonal Finance (Not Investing) • Making sure I understand how capital gains...
I find the language on the couple web sites I looked at confusing when they describe how capital gains are taxed, , and since I never sell (still in the accumulation phase) I have no practical...
View ArticlePersonal Finance (Not Investing) • Can I retire in 10 years through annuities?
So random thought but if have $2m today and an age 39. Annuity calculators say I could buy an annuity with joint life and 20 year certain payout to start paying in 10 years with monthly payments of...
View ArticlePersonal Consumer Issues • Connecting an iPad to a Screen and Wireless Keyboard
I was at a friend's house with a large iPad. They mentioned that did to have a computer and use the iPad instead. I am considering replacing my 2012 Mac Pro for basic tasks like browsing the internet,...
View ArticlePersonal Finance (Not Investing) • Prenup Insight
Longtime lurker, first time poster, wanting to get a bit of insight about prenups. I will volunteer that I'm fully open to a prenup in my situation and think it's a good idea, but I have never known...
View ArticlePersonal Consumer Issues • Credit Card Interest Accrual
If one pays off their credit card bill each month, but say they forget to pay on time one time, thereby triggering interest which will appear on next month's bill. If they pay off that next month's...
View ArticleNon-US Investing • Investing as a US expat living in Portugal
I am looking for some guidance on how to start investing while living in Portugal, possessing dual nationality (US & Portugal).For the past few years, I've been working in Portugal and filing tax...
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