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Personal Investments • Non-Working Spousal Roth IRA Contribution when Working Spouse Compensation is over Income Limit

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Spouse and I are both under 50. Married filing jointly. I earned $224k in 2023. Spouse earned $0k in 2023. I contributed $15,500 to a Simple IRA through my work.

Question: How much can my spouse and I both contribute to a Roth IRA in 2023?

My interpretation (I am not a CPA):

I can contribute $2,600 (Reduced amount due to income limits, following Worksheet Formula)

Spouse can contribute $6,500, per instruction from here: https://www.irs.gov/publications/p590a# ... 1000230412

Is this right? My intuition is that my spouse shouldn't be able to contribute more than me, but I can't find this 'officially' written out anywhere....

Thanks

Statistics: Posted by FaustF86 — Mon Apr 01, 2024 11:23 am — Replies 3 — Views 171



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