Personal Finance (Not Investing) • Company Provided vs ACA Medical Insurance
We are a couple 61me/59her ages. I recently retired and have deferred company provided post retirement medical since I am still covered by my wifes medical insurance. However, she is planning her own...
View ArticlePersonal Investments • State Spefic Municipal money market funds
Hi, my brokerage account is at Fidelity. I am in a high tax bracket. I have my cash parked in FSPXX - California municipal money market fund. Is there any recommendation regarding only keeping a...
View ArticlePersonal Investments • bonds, funds, CDs
I have 300K from my fixed income allocation that I need to invest. Candidates include: Brokered CDs callable brokered cds secondary market treasuries treasuries at auction a vanguard fundI don't need...
View ArticlePersonal Investments • HSA Option - Stay with Health Equity or Fidelity?
Current employer uses My Benefit Wallet for HSA. I've read that MBW had bad fees, but the employer either covered or sheltered us from those, that they weren't transparent.Health Equity is acquiring...
View ArticlePersonal Investments • Avoiding pro rata rule when doing back door roth
Hello.I have a Rollover IRA in which I have consolidated all my past employer 401k at Fidelity. The funds are all pre-tax dollars. To avoid dealing with the pro rata rule when wanting to do a back...
View ArticlePersonal Finance (Not Investing) • Federal retiree and FEHB
I went back to work as a second career with the Federal government. I am eligible to retire in June and be able to keep the FEHB. My finances are ok to retire so that is not the problem. The question...
View ArticlePersonal Investments • Whoops - Emergency Fund Way Too Big
Due to job uncertainty, my wife and I swept all extra cash flow to a ladder of 1-6 month T Bills and money market funds for the past few years. My worries about losing my job have subsided, and now...
View ArticlePersonal Consumer Issues • store: "Room and Board"
I know this store has a good reputation and called to ask about a few items.I was quite surprised when I asked about a warranty. They said they don't provide one but that they stand behind their work...
View ArticlePersonal Finance (Not Investing) • Pay off Parent Plus Loan or Save/Invest
I am staring my financial journey and am looking at the best place to put my extra income. I make 90k a year. My current savings and loans are:Savings:- 12k emergency fund (in traditional and want to...
View ArticlePersonal Investments • Annuity Lump Sum vs Deferred Pension Plan
I've recently changed jobs and am presented with the following option for my vested defined pension plan:1) Payout of $11,1292) Payout of $7034 and monthly annuity of $312 at 653) No Payout and...
View ArticlePersonal Finance (Not Investing) • Yahoo Finance --Beserk
What's going on with Yahoo? They show maket gains today when the actual mkt is down big timeStatistics: Posted by boater07 — Tue Apr 02, 2024 12:13 pm — Replies 2 — Views 199
View ArticlePersonal Finance (Not Investing) • Updating estate plans prepared by attorney...
In 2017, I had estate planning documents prepared by an attorney. After a recent health scare, I decided that I want to change the names authorized on my "Advanced Health Care Directive" and...
View ArticlePersonal Investments • Yellowstone NP in September
DW and I are planning a 1 week trip to Yellowstone NP in September, flying out of Philadelphia.Please advise...Should we fly into Bozeman or a different airport?Ideally we would like to spend 3 nights...
View ArticlePersonal Finance (Not Investing) • HSA-Eligible Plan Higher Premiums
For some reason, the HSA-eligible plan premium through the ACA marketplace is $170 more per month for our family ($2,040 per year) than a non-HSA comparable plan with a slightly higher deductible. My...
View ArticlePersonal Finance (Not Investing) • book recommendation on drawing down...
I am in my late 40's and comptempalting retiring from paid work within the next 5 years. I am sure that I have more than enough and will likely leave significant amount of money to my heirs. Most...
View ArticlePersonal Finance (Not Investing) • What amount to keep in a checking account...
Is there an industry-wide minimum amount that needs to be in a checking account to keep the institution from closing the account as inactive? Or does it vary by bank?Is $1 sufficient?Statistics:...
View ArticlePersonal Finance (Not Investing) • Question on house insurance renewal after...
Hello Community -I have house insurance renewal coming up this month. The house was severally damaged by hail 3 weeks ago. I just filed a claim. Current insurance did not raise premium (from renewal...
View ArticlePersonal Consumer Issues • How long to retain home sales records?
We have huge binders for each home we sold going back 30 years. Can I toss those? I’m thinking no bank, buyer, realtor or title company has a claim at this point.Statistics: Posted by snackdog — Wed...
View ArticlePersonal Finance (Not Investing) • Monthly tax payment report
Hello all,Is there a way to get a monthly report of taxes paid/withheld by the IRS? Or the only document are my paystubs?Thanks,CCDStatistics: Posted by CCD — Wed Apr 03, 2024 11:34 am — Replies 0 —...
View ArticlePersonal Finance (Not Investing) • Representing yourself as a buyer in a real...
Has anyone done this? If so, will you share your experience?I recently lost inspection and appraisal fees when I decided to back out of the deal due to seller recalcitrance on repair costs. I feel...
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