Personal Investments • retirement income - reinvesting dividends
helloI am Living in retirement (68) with < 700k IRA 70/30 stock/bond AA. Mortgage is paid and no debt. MFJ 10-15% tax bracketI have built a ladder of investment grade ishares ibonds etfs within my...
View ArticlePersonal Finance (Not Investing) • deduct property survey as expense for rental?
My wife owns a farm that she rents out every year to a farmer. There was a question about whether an adjoining landowner was encroaching on the farm, so she hired a surveyor to stake out some of the...
View ArticleNon-US Investing • New etf's - v cheap All Country and Dev ex USA
Hi,Saw these 2 new etfs recently launched in Europe ( 1 on LSE 1 on XETRA at present - have emailed to ask if LSE inclusion coming)1. 0.07% Amundi Prime All Country World UCITS ETF (WEBG)WEBG’s fee...
View ArticlePersonal Investments • 12 months from retirement what do you wish you had done
Might be 12 months from retirement (debating at home). What do you wish you had done or what did you do that you think was very helpful?Statistics: Posted by Hillview — Fri Mar 22, 2024 9:05 am —...
View ArticlePersonal Finance (Not Investing) • MediGap Underwriting, Moving Up to Plan G:...
I am in the midst of evaluating all my options for upcoming Medicare coverage as I am turning 65 yo. I fully realize you cannot predict your health needs & requirements into the future. But I am...
View ArticlePersonal Finance (Not Investing) • Abode, or Domicile, or Statutory...
We've lived in Georgia for many decades, and a few years ago we purchased a second home in South Carolina.We planned to eventually move there and retire, so we went ahead and switched our DL's and a...
View ArticlePersonal Finance (Not Investing) • Use of LLCs and Trusts for Primary...
We were using the assessor's website to get comps for our property taxes and I was shocked to see the number of homes owned in LLCs and trusts. This is in an area where home values are in the 7 to...
View ArticlePersonal Finance (Not Investing) • Is Scholarship Income Taxable?
It has been a number of years since I was familiar with taxability of college scholarships. A friend's daughter currently enrolled in college has a Form 1098-T with $41,000 in box 1 (payments received...
View ArticlePersonal Investments • Advice on Moving Out of High-Fee Managed Account
Hello, I have a taxable brokerage account with a bank that is currently under a high AUM fee structure (1.50%) and looking for advice on how to move out of it into a low-fee simple 2 or 3 fund index...
View ArticlePersonal Finance (Not Investing) • Retirement Accounts or 529 or Saving for...
Hi all, We would really appreciate some insight into how we should be saving right now to be most efficient with our money. We have about $315K combined income per year and could reduce our tax burden...
View ArticlePersonal Finance (Not Investing) • HCOL in retirement - mortgage vs. paid off...
In 5 years (age: upper 50s) we may semi-retire and move close to family who live in a HCOL area. Lots of people advocate a paid off house in retirement, but the equity in our current house (LCOL area)...
View ArticleInvesting - Theory, News & General • TIPS and interest rate sensitivity...
A bond's interest rate sensitivity can be measured by their duration. My knowledge in this area is rather limited, but duration is sort of the length of time to recover the investment, so duration is...
View ArticlePersonal Finance (Not Investing) • Quicken and brokerage with cash mgmt
I'm getting rid of my big bank checking account and using a Fidelity taxable brokerage for all my banking. This includes auto drafts, online bill pay, etc. I've noticed that there are some limitations...
View ArticlePersonal Consumer Issues • Golf Cart Battery Charging
Our golf cart's 6 premium lead acid batteries (48v) were just replaced at $1,200. Lithium batteries would have been over $3,000. They are supposed to last 5 years on average but mine only lasted 2...
View ArticlePersonal Finance (Not Investing) • Problems for Medicare Advantage Plans
Saw this yesterday. These plans cost the government more than regular Medicare. There costs are increasing and providers are fighting their attempts to reduce provider...
View ArticleNon-US Investing • New Investor here - Thoughts on this investment?
Hi! So I've been in conversation with a fund management firm. I've been looking for USD or USD-linked investments (I live outside of the US). On to the firm's fees: They charge 1.2% on portfolio per...
View ArticlePersonal Finance (Not Investing) • How much house can I afford?
Does it make sense to buy a $1m house with how high interest rates are?I live in Town A - and have a pretty stable renting situation paying $4k/month. Landlord and us have a good relationship and I do...
View ArticlePersonal Finance (Not Investing) • Will/Trust lawyer in Charlotte NC area
I would like a recommendation for a good lawyer experienced in wills and trusts in Charlotte NC area. I have read a lot of information on both topics. But can’t decide which way to go. So I would like...
View ArticleInvesting - Theory, News & General • List of stock/fund prices in...
I want a list of stock and fund prices on a specific date as follows:BRK.B411.6FXAIX182.22FBALX28.77FPURX25.45FSKAX144.13VFIAX482.9The function =GOOGLEFINANCE(B3,"price","12/13/2023") will output two...
View ArticlePersonal Investments • Trying to replicate a 3-Fund portfolio
First, I would like to thank all who contribute to this forum. It's been a whirlwind of learning for me. I first stumbled across the BH subReddit a month or so ago. Saw a link to this forum and feel...
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