Personal Finance (Not Investing) • A few TurboTax questions, 0$ 1099s and AMT...
Hi Bogleheads,I'm almost ready to file my 2023 tax year return with TurboTax, I had a few questions that TurboTax support answered for me but wanted to run these by the community here and get your...
View ArticlePersonal Investments • Any Advice? Personal Finance / Portfolio Check
28 years old, finished college 5 years ago with degree in financeCurrently have the following accounts and allocation is 100% S&P 500 (VFIAX in the Vanguard accounts) across the board: 1) about...
View ArticlePersonal Investments • How to rebalance across multiple accounts?
I am just now starting to invest in index fund. I have five account which has my ROTH and Tradition IRA, my husband’s ROTH and Traditional IRA. One join Brokerage account.The breakdown of our holding...
View ArticlePersonal Consumer Issues • Realtor has ideas and a buyer
A friend is getting ready to sell her home and buy another home. It is a seller's market as inventory is low. Her realtor (that she has used before) told her to have a bathroom remodeled to get a...
View ArticlePersonal Finance (Not Investing) • Google Sheets Help Needed
I have a document with 4500 rows and 6 columns to which I am continuously adding rows of new data. This is sheet one.In a separate sheet, sheet 2, I’d like to draw in those rows that contain certain...
View ArticlePersonal Consumer Issues • Oak kitchen/bath cabinet solutions?
We have light oak, solid wood cabinets in our home. The finish is in bad shape in several area. The doors look dated. Recently we had a water problem that destroyed one of the bathroom...
View ArticlePersonal Finance (Not Investing) • TurboTax Printed Form 8453
I've been using TurboTax for many years and never was prompted to print Form 8453 before. One box on this form is checked (Form 8949 - Sales and Other Dispositions of Capital Assets). Does this mean I...
View ArticlePersonal Investments • Fully Paid Lending Program
I just received an email from Vanguard about this new program to generate extra income. I can't see any risk or downside. What am I missing? I'd appreciate any help form those who received a similar...
View ArticlePersonal Finance (Not Investing) • Use RMD to pay taxes
I am now the tax guy for my MIL. She is 82, $2.8M with $275k in an ira that requires an RMD of $18k. She has a federal pension of $65k that withholds federal and state taxes each month. Also gets $20k...
View ArticlePersonal Consumer Issues • 40 Minutes to Connect in DFW
Hi Bogleheads -I'm planning some travel for this fall. As part of that, I'll be flying cross-country east to west, between two regional airports -- Harrisburg, PA (MDT) and Redmond, OR (RDM). What's...
View ArticlePersonal Investments • Portfolio Overhaul Help Needed Due to Changing...
When I began investing with a small sum 30 years ago, my goal was to grow as much money for retirement as possible. Now that I’ve reached my 60’s, my investment goals have drastically changed. I have...
View ArticlePersonal Investments • Impending Retirement, Portfolio Review + Decumulation...
Emergency funds: between cash/MM, and intermediate term bond MFs there's plenty of liquidity to cover is my plan. Debt: NoneTax Filing Status: Married Filing JointlyTax Rate: 24% Federal, 9.9%...
View ArticlePersonal Finance (Not Investing) • Excess Roth IRA contribution in 2022
Hi,I have a pretty complicated issue on excess contribution to Roth IRA for tax year 2022. Any insights and suggestions are appreciated. In early 2023 when I started filing my tax for 2022, TurboTax...
View ArticlePersonal Finance (Not Investing) • IRS slow this year (2024)
I sent my return by mail in early Feb and so far I have not even received the Return Receipt card (over a month now).USPS tracking shows it was delivered the day after I sent it. So I have just...
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Personal Finance (Not Investing) • 2023 Fidelity 1099 IXUS "Addition to...
Hidden in the weeds in the supplement section of 2023 1099 from Fidelity, is a new entry for me. The supplement section is not sent to the IRS, so I normally look at it mostly for Foreign Tax Credit...
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Non-US Investing • Combining 2 financial goals (Retirement and Kids’...
Hi everyone. Recently I decided that it’s time to think about saving money for kids’ education and about own pension. I’m a new investor, so far finishing the planning part. Below is my background,...
View ArticleNon-US Investing • Courage to Invest in Equities
Besides staying the course and no one can predict the future accurately and consistently, how do you convince yourself in investing in equities like $VUSD or $VWRD at these levels where:1. Stocks are...
View ArticlePersonal Consumer Issues • Produce Delivery Service?
Do any of you use one of the produce delivery services like Misfit Markets or similar? pros? cons? Thanks.PS/wouldn't ask if I had good options locally.Statistics: Posted by LaurenRose — Tue Mar 19,...
View ArticlePersonal Finance (Not Investing) • Fidelity: using brokerage for cash savings...
Vanguard's cash plus was a huge letdown. I'm thinking of moving our taxable back to Fidelity. I keep a good amount of cash for the emergency fund, quarterly tax payments, and our yearly sinking fund....
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Personal Investments • Asset location for our international funds, and...
We maintain a 90/10 overall asset allocation with 30% of equities allocated to international.401ks: Fidelity International IndexTaxable: VXUS and VEA Taxable has more than double the amount of...
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