28 years old, finished college 5 years ago with degree in finance
Currently have the following accounts and allocation is 100% S&P 500 (VFIAX in the Vanguard accounts) across the board:
1) about $400,000 in taxable brokerage account with Vanguard
2) about $160,000 in rollover IRA with Vanguard
3) about $50,000 in roth IRA with Vanguard
4) about $20,000 in 401(k) through employer
5) about $10,000 in HSA through employer
6) about $8,000 in Savings account with bank that my direct deposit goes into
No debt.
On the expenses side, I'm currently renting a cheap apartment, but may buy into an inexpensive townhome/condo next year with my significant other. I have a few trips a year that cost a bit, but total spending is about $3,000/month for everything included (rent, food, trips, gas, miscellaneous, etc.)
Overall, I'm just saving as much as possible while trying to enjoy life as much as I can.
Any suggestions or thoughts on ways to improve or what else I should be doing or focusing on?
Thank you.
Currently have the following accounts and allocation is 100% S&P 500 (VFIAX in the Vanguard accounts) across the board:
1) about $400,000 in taxable brokerage account with Vanguard
2) about $160,000 in rollover IRA with Vanguard
3) about $50,000 in roth IRA with Vanguard
4) about $20,000 in 401(k) through employer
5) about $10,000 in HSA through employer
6) about $8,000 in Savings account with bank that my direct deposit goes into
No debt.
On the expenses side, I'm currently renting a cheap apartment, but may buy into an inexpensive townhome/condo next year with my significant other. I have a few trips a year that cost a bit, but total spending is about $3,000/month for everything included (rent, food, trips, gas, miscellaneous, etc.)
Overall, I'm just saving as much as possible while trying to enjoy life as much as I can.
Any suggestions or thoughts on ways to improve or what else I should be doing or focusing on?
Thank you.
Statistics: Posted by cbtd22 — Mon Mar 18, 2024 8:44 am — Replies 0 — Views 41