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Non-US Investing • Private SIPP worth it for UK resident?
Hi all,I’ve really appreciated reading all the collective wisdom in this forum, so now I come here looking for help and feedback regarding my plan Age: 31, married, no childrenResident: UKDesired...
View ArticlePersonal Investments • 2023 roth ira conversion
Hi All,I made above $153k in 2023 so could not directly contribute to a ROTH IRA. I did do a backdoor roth by contributing to a traditional IRA in Jan 2023 and then converting to roth. My tax forms...
View ArticlePersonal Finance (Not Investing) • Contesting a will
An elderly cousin passed back in Aug. 2023. I just found out about it by receiving the petition to probate and copy of the will from his county probate court. He had never married or had children. His...
View ArticlePersonal Finance (Not Investing) • Unfreeze/unlock credit for home/auto...
I've read a few articles about how insurers are relying more heavily on credit scores to determine insurance rates. But I've never bothered to unfreeze my credit reports before seeking quotes. How do...
View ArticlePersonal Investments • Best portfolio option for partner upon passing
I am retired and 68 years of age. In thinking ahead, I am trying to determine the best portfolio to leave for my DW, if I should pass unexpectedly.I am thinking a 2 or 3 index fund portfolio with a...
View ArticlePersonal Finance (Not Investing) • Sell overseas land or not
Hello All,My parents have a piece of land at a beach area in Vietnam. They bought it for $30,000 in 2010. Value peaked in 2019 but because of Covid 19, the real estate market stays put. Now the...
View ArticlePersonal Finance (Not Investing) • Nice home, nice neighborhood, unsavory...
Not sure Bogleheads is the best forum for this topic, but I am hoping there are some of you with experience in a similar situation that could provide some insight.My wife bought our home in 2018. It’s...
View ArticlePersonal Finance (Not Investing) • Taxes Owed, Likely not "Safe...
two completely separate tax accounts, but similar underpayment issues./1/ Was supposed to be making $300 x 4 quarterly payments for a Trust account. Forget to make #2,3, &4. I've missed Jan 15th...
View ArticleInvesting - Theory, News & General • Hypothetical: Timing of TIPS...
Suppose one had a TIPS ladder in an tIRA and wished to convert each rung to a Roth account in the year it matures, let's say every January. After conversion the funds in the Roth would be used for...
View ArticlePersonal Finance (Not Investing) • did not convert 100% to backdoor roth...
1. Made $6000 non-deductible contribution to an IRA with 0 balance and put in money market fund.2. Earned $1 before I converted to Roth, but instead of $6001, I only converted $6000. Left with $1 on...
View ArticlePersonal Finance (Not Investing) • Distributing Income from Trust
I am the Trustee of a Trust. I distribute (as allowed) most income from the Trust to get the income out of the high Trust tax brackets, into lower individual brackets. The Trust consists of an...
View ArticlePersonal Consumer Issues • Replacing tail light bulb
Have a 2010 Forester. This involves left rear tail light. Turn signal and light when you turn car lights on work fine. However, brake light does not illuminate.How hard is it to replace this bulb...
View ArticlePersonal Finance (Not Investing) • Pension or lump sum pay out
My company pension has option to take lump sum or fix amount pension payment (no cost of living adjustment till life ends). Shall I take lump or just pension payment? The lump sun could roll into...
View ArticlePersonal Investments • Getting My Wife Started Investing - Gameplan
My wife just started a full-time job and doesn't yet have access to a 401k (she's a contract worker for now, and will eventually convert to a regular employee in 6 months or so). To get her started...
View ArticlePersonal Finance (Not Investing) • How to make sure CPAs maintain security of...
I am going to be using a new CPA. How do you ensure they maintain total confidentiality and security of your information. These are quite sensitive info - social security, W2 etc etc. Somehow I didn't...
View ArticlePersonal Investments • Where to park RMD?
I'll soon be taking the RMD from my traditional IRA and I'm wondering where's the best place for those funds to sit? I have an established Vanguard Federal MM in my non-retirement brokerage account,...
View ArticlePersonal Consumer Issues • North East Heat pump + oil backup feedback
I live in North East and have single stage Trane A/C & oil heat. Since there will come a time to change my A/C I am doing research to replace it in the near future.Based on my research, people...
View ArticlePersonal Finance (Not Investing) • Avoiding Probate
Have a relative who was a nurse for over 40 years. Currently in a memory care unit. She never married and kept to herself all these years. Broke her neck back in 2019 and she then reached out to my...
View ArticlePersonal Investments • Assistance with Portfolio Appreciated
So glad I found this forum as trying to educate myself beyond my limited investment knowledge so the forum is incredibly helpful. I'm newly retired (3 months) and trying to navigate the best way to...
View ArticlePersonal Finance (Not Investing) • IRS Estimated Payment Still Pending
I paid my 2023 4th quarter estimated payment to IRS online on 1/12 and it is still pending.I know there is a delay in the beginning of the year, but I thought it would be processed by now.Anyone else...
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