Personal Investments • 5 or 10 year treasury for bucket 1
Hi, will retire between 1 and 4 1/2 years. Im thinking of putting 3 or 4 years living expenses in either a 5 or 10 year treasury and would sell as I need money.I know if rates rise, they will lose...
View ArticlePersonal Investments • 1St Time Investor
About me:- 37 years old male, single, not married, living rent free with pop since I cannot afford a house but will be basically living here and inheriting the house in 20 or so years, no interest in...
View ArticleInvesting - Theory, News & General • At what invested net worth do...
I am struggling with a thought exercise/math problem where I would appreciate this board's guidance. Assumptions:(1) I follow KlangFool's rule: each year, I spend $X and also invest $X into index...
View ArticleInvesting - Theory, News & General • TSM dividends for US investor
My foreign stocks, like CNQ and GSK, does a 15% qualified dividend as foreign tax (just like the US) and Fidelity clearly shows that in my Activity page so I don't need to concern myself for taxes.....
View ArticlePersonal Finance (Not Investing) • Edward Jones Brokerage Account Inheritance...
Good Afternoon All,I hope you're having a great Friday. I have an interesting one. My father recently passed away and had somewhat large holdings in an Edward Jones brokerage account (Single-2). I am...
View ArticlePersonal Finance (Not Investing) • Distribution Code on 1099R
My mother rolled my father's IRA into a spousal IRA in 2000.I inherited this IRA in 2008 and I rolled it into a stretch IRA or an inherited IRA. I have been taking RMDs since then based on my life...
View ArticleInvesting - Theory, News & General • TIAA Marketing?
A colleague recently sent me a link to a YouTube video of a hip-hop song called "Paper Straight" performed on The Tonight Show. What made this interesting to both me and my colleague was a press...
View ArticlePersonal Investments • Is anyone else putting “fun money” into NVDIA?
I’m tempted to put a little “fun money” into this fund, above and beyond what’s already baked into VTI. I realize it’s future is already priced in to current value, and it’s rise has already been...
View ArticlePersonal Investments • Vanguard Short Term Investment Grade Bonds
I am just starting my retirement at 65 and have 3 years of cash. Assuming money market rates start to drop mid-year am looking at alternatives. My financial advisor is suggesting we look at Vanguard's...
View ArticlePersonal Finance (Not Investing) • How would you project taxes in retirement
I know this has been discussed before - and I know no one knows what will happen in 2026, but how does one project taxes in retirement - how conservative do you go? For example if I retired in 2025...
View ArticlePersonal Investments • Withdrawal
I am 74 and about to retire. I have worked in the non-profit field with lower annual salaries but did what I thought was appropriate for my values. I have $420,000 in my 403 (b), a mortgage of...
View ArticlePersonal Finance (Not Investing) • Sell house on open market vs. to...
Greetings all,I am tasked with selling the house of a deceased relative. I have two options set before me:Option 1: Put the house on the market in the typical fashion. I have made contact with a...
View ArticlePersonal Investments • Security Lending -- Fidelity Large Cap Growth Index...
My 401K plan has Fidelity® Large Cap Growth Index Fund (FSPGX, it is a relatively new fund, similar to VIGAX (VG growth index fund). Its prospectus mentioned the fund will use security lending income...
View ArticleInvesting - Theory, News & General • Using the 4% rule for 29 years of...
I thought I'd share this post from John Greaney not only because it's a fun read but because not enough people know about what I believe to have been the very first website devoted to the topic of...
View ArticlePersonal Finance (Not Investing) • Withholding amount when taking IRA...
Happy New Year AllI'm trying to take a Simple IRA distribution (I'm 69 years old), but Vanguard online won't allow me to change the withholding amount from 10%. Any ideas?ThanksStatistics: Posted by...
View ArticlePersonal Investments • How do I find stock research/argus- on VG
In the past year I would access stock research from Argus or Market Grader through my account at Van Guard. I could do this on my pixel mobile phone. Recently I tried to access this information but...
View ArticlePersonal Finance (Not Investing) • 403(b) contribution change delay
I am hoping some of our very knowledgeable members will be able to help me with a question I am having a hard time searching for an existing topic of answer for.I made a request to change my 403(b)...
View ArticlePersonal Finance (Not Investing) • Non-Renewal of Insurance
We just heard from our homeowner’s Insurance company they will not be renewing our policy. Our roof was damaged due to a storm. The first claim was $900.00 because the adjuster missed the substantial...
View ArticleInvesting - Theory, News & General • Rebalance / Investment tracking...
I am struggling with MS Excel 2019. I was hoping to extract a stock/bond price from the web but I cannot get it to pull the info. Looking at the various templates that I've found, well they are...
View ArticlePersonal Investments • International student seeking investing advice
Hi Bogleheads!I'm an international student from China, doing my PhD (first year) in CA. I'm new to the US and newer to investment. I have read some general advice on the Bogleheads Wiki, but I found...
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