Non-US Investing • Loan rates are higher than expected - is there a way to...
I just applied for an auto loan refinance, and I was shocked the rates came back as high as they did. I have excellent credit. Is there a way to figure out why I got the rate that I did? The people I...
View ArticlePersonal Investments • Tax filing Turbotax Stock gain vs loss offeset
Dear Boglehead Gurus!Wanted to cross check if my understanding below is correct for tax filing through turbotax especially around stock sale gain or loss.Part A: 1/ Id there is no capital gain to...
View ArticlePersonal Investments • US estate tax if inherited by a UK citizen
My wife and I are U.S. residents/citizens. Our daughter, who is a UK citizen, would receive half our estate after our deaths, while the other half would go to our son, a US citizen. What are the...
View ArticleNon-US Investing • Expat in Germany: Adding kids as beneficiaries to US...
I'm a US citizen living in Germany and have a Schwab investment account in the US.The bank does not support adding "foreign" beneficiaries for the account. My kids are dual citizens and have always...
View ArticlePersonal Investments • Ongoing confusion regarding holding of a Russian...
[Title edited for clarity - moderator oldcomputerguy]Hi there,I am an infrequent but longtime lurker that has a question regarding a DR I have held (not by choice, at least the hold part) since 2014....
View ArticleInvesting - Theory, News & General • Past Performance as predictor of...
There appears to be a general consensus from research that picking stocks based on past performance is not recommended. Since most everyone has funds, even those who include individual stocks as a...
View ArticlePersonal Investments • Lump Sum Pension into Solo 401k
I have a pension plan with my old company (I was laid off in July) that has a lump sum pay out of about $20k. Would it be preferable to keep this in the pension plan or to roll it into a new solo...
View ArticlePersonal Investments • Invest Via a Target Date Fund for Beneficiaries?
My wife (age 71) and I (age 74) have about $1.7 million in savings -- about $1.2 million in our two Rollover and two Traditional IRAs and $0.5 million in our Brokerage account. We haven't needed to...
View ArticlePersonal Investments • NRA with G4 visa status: Does my investment setup have...
Greetings fellow bogleheads,my cousin lives as NRA with G4 visa status in the USA and doesn't know how to get the investing setup right. Since I'm a bit nerdy as far as personal investment is...
View ArticleNon-US Investing • Moving to a Bogle-type index fund portfolio
Hi I am seeking some thoughts on how to proceed in migrating our UK ISAs and SIPPs portfolios from a large number of investment trusts and funds to follow an approach more in line with Jack Bogle’s...
View ArticlePersonal Finance (Not Investing) • CA September Estimated Tax Payment Question
According to [ https://www.ftb.ca.gov/forms/2024/2024- ... tions.html ], Pay your estimated payments by the dates shown below:1st payment: April 15, 20242nd payment: June 17, 20243rd payment:...
View ArticlePersonal Consumer Issues • Travel Health Insurance for UK Trip
Hello, has anyone ever bought travel health insurance for a trip to the UK, we are young and healthy.Statistics: Posted by guyfromct — Wed Sep 11, 2024 1:56 pm — Replies 5 — Views 186
View ArticlePersonal Investments • Tax implications in non-retirement accounts
I read much about tax investment strategies regarding non-retirement accounts. It is advised to not keep bond investments in non-retirement accounts due to the tax burden. My question is so what if I...
View ArticlePersonal Investments • JAAA ETF for my emergency fund
Hey guys, im 27 years old with about 10k in an emergency fund. I want something with a little bit more yield and saw a great ETF called JAAA. Current YTD of 5.21% and yield of 6.41% with expense ratio...
View ArticlePersonal Investments • What percentage of portfolio in Roth versus tax...
Is there a rule of thumb for how much of one's portfolio should be in Roth accounts versus tIRA/401K accounts? Sort of like 60/40 for asset allocation. As a baby boomer, I'm late to the Roth game, but...
View ArticlePersonal Investments • 529 contribution and gift tax question
Had a question pop up based on another 529 thread. Wife is the owner of an Illinois 529 account for benefit of one of our kids. She contributed IL max state income tax deduction amount of $20K in...
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Personal Finance (Not Investing) • Life Review-College/ACA/Retirement
My spouse (64) and I (52) have a child who is a sophomore in HS. We have no debt and are a one income family. I kind of thought we had college costs covered (I just wanted enough to pay for a state...
View ArticlePersonal Finance (Not Investing) • net worth survey
RE: viewtopic.php?t=154364Is there an update to this? Is this done on a regular basis here?Statistics: Posted by 4nursebee — Wed Sep 11, 2024 4:15 pm — Replies 0 — Views 31
View ArticlePersonal Investments • Downside protection (buffer) funds
I see that fund companies are now starting to offer (or already offering) "downside protection" funds, which are typically tied to an index (S&P) and limit potential upside in exchange for a...
View ArticlePersonal Finance (Not Investing) • Heating and cooling system—may need to...
We are feeling very inexperienced in choosing a contractor and understanding the options for our 2 floor approximately 2200 sf home. We currently have a kind of noisy furnace in the attic for...
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