Personal Consumer Issues • Kettlebells
I am considering getting into kettlebell exercises. There seems to be too much info available online and too many books also. I'd like to get a few of the best books, perhaps learn of other resources...
View ArticlePersonal Finance (Not Investing) • How to refinance a 7/1 ARM during a...
Hey allI have a 2.75% 7/1 ARM with $700k in principle that is due to adjust in November 2024 to 2% + SOFR (7.5% today). I hope to refinance to a $650k (pay down principle) 15yr Fixed (~5.5% today). My...
View ArticlePersonal Finance (Not Investing) • Colonoscopy: Will Blue Shield of CA pay...
We recently started a new Covered California (ACA) plan - Blue Shield of California (Bronze PPO).Scheduled for a colonoscopy next week, and my doctor says due to my sleep apnea I will need full...
View ArticlePersonal Finance (Not Investing) • closing now LLC in 2025 ?
Every year I pay $75 to renew my LLC with the state.1. Should I not pay the next renewal in April 2025?I made $0 in 2023 and 2024. 2. If I shut down my LLC, what do I have do about the solo 401K at...
View ArticlePersonal Finance (Not Investing) • Need advice
We have 2 adult daughters. Daughter #1 is age 41, married 15 years to a doctor, has 2 children, and doing well financially. Daughter #2 is age 37, married 12 years to a musician, just had a baby girl...
View ArticlePersonal Finance (Not Investing) • When is the right time to creat an LLC for...
Hi guys,I was looking for some guidance from the community. I currently own two apartments in NYC area as investment properties. I am renting in CT for now while I try to find a home I like and can...
View ArticlePersonal Investments • Time to consolidate?
I’ve been debating whether to move my more risky investment into Vanguard Wellesley Income Fund Admiral Shares which will is and will be my income fund in retirement. So here is what I have right...
View ArticlePersonal Finance (Not Investing) • Worrying about future career, will we be...
Long time(>4years) lurker , first time post.I work in a small startup tech company and total compensation is 170k(will lose my job anytime), partner also has a 65k job. I feel if I lose my current...
View ArticleInvesting - Theory, News & General • Taking a 529 withdrawal for the...
After reviewing my withdrawals for my kid's 529 plan I realized that I had only withdrawn his tuition expenses for 2023. I had not remembered that since he moved off campus and was living in an...
View ArticlePersonal Investments • Asset location - gold/silver etf and miners
I currently own the following gold/silver etf's that hold physical metal and miner stocks in the accounts as noted- iau - physical gold - Rothsil -silver mining stocks - Rothiau - physical gold -...
View ArticlePersonal Finance (Not Investing) • Eminent Domain
My Mil owns a 120 acre property/farm in Missouri. There’s a proposed electric transmission line slated to go through her land. After working with the Land Agent from the Utility Company it’s not going...
View ArticleInvesting - Theory, News & General • Why is sp500 used as benchmark for...
In the USA, SP500 is generally used as a benchmark for stock market. I wonder why not TOTAL US STOCK MARKET INDEX instead?Statistics: Posted by matthewmatt — Sun Sep 01, 2024 12:17 pm — Replies 8 —...
View ArticlePersonal Investments • fidelity balanced fund vs puritan fund (FBALX vs FPURX)
I should start with saying that I know they are not ideal bogle being that they are actively managed. but they seem to have a good track record lasting multiple decades, and I like that it has a fixed...
View ArticlePersonal Finance (Not Investing) • MD Contract Negotiation - defer health...
My wife is an internal medicine physician who will be finishing her chief year in the spring of 2025. She is opening negotiations with several large academic institutions. We are planning on having...
View ArticlePersonal Investments • PFIC Tax - Sale Less Than Fair Market Value
My spouse is a US resident and owns shares in several overseas PFICs that are privately held companies. The company is owned by her aunt, and she is in discussions to sell the shares to her aunt...
View ArticlePersonal Finance (Not Investing) • estate planning - how to approach...
We are considering estate planning and planning to meet & interview attorney. Early 50s and still under estate-tax limit for now. It seems, with conservative growth estimate, that we have the...
View ArticlePersonal Finance (Not Investing) • How Much to Save with Imminent Job Switch
Background:I’m in enterprise sales, so I have a good sense of the future prospects of my company. I’m seeing a lack of innovation in the coming years along with a focus on cost cutting.My goal is to...
View ArticlePersonal Investments • Vanguard-how to schedule one-time transaction in advance?
I need to transfer cash from settlement fund to bank in order to pay upcoming 3Q estimated taxes. I'm trying to take care of this in advance. I've searched Vanguard and cannot find a way to schedule a...
View ArticlePersonal Finance (Not Investing) • Broker charging account closure fee
I'm moving my account from ETrade to Vanguard and it looks like they want to charge me an account closure fee (based on the vague email I received). How does this account closure fee get paid? Is it...
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Personal Investments • 26 y.o. needs portfolio check up!
Hello All; thanks in advance for your advice and critique. I'll listen with an open mind!Rollover IRA66% FXAIX - Fidelity 500 Index Fund44% FSCRX - Fidelity Small Cap Discovery Roth IRA77% FXAIX -...
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