Personal Investments • What does the precious metals supply chain look like?
I've recently decided to invest in some silver as a savings account and world like to educate myself on the supply chain. I know you have dealers, refiners, scrappers, collectors, jewelers, and the...
View ArticlePersonal Finance (Not Investing) • Employer coverage for jury duty
I have been summoned for jury selection (Voir Dire) in California for a very lengthy trial (2 months+). My employer offers an unlimited PTO policy, but to my surprise I recently became aware that they...
View ArticlePersonal Finance (Not Investing) • Eye Exam Out of Network - Hit with MASSIVE...
Recently I took my daughter to her first ever eye exam. Normally we would go to Target Optical, Costco, etc. pay around $100 for an exam and be done with it. As it was her first appointment ever, I...
View ArticlePersonal Consumer Issues • Truck
Boglehead community! I currently have a car with 185k on it. Its a 2011. My next vehicle I want to look into is a truck. Im holding this one for another year then looking to make a change.Im hoping to...
View ArticlePersonal Investments • 401K Rollover to Vanguard
In the coming months I plan to rollover my workplace 401K to Vanguard. I already have a Traditional and Roth IRA at Vanguard. My 401K has money in several buckets:Before tax—290KRoth—10KRoth...
View ArticlePersonal Investments • TIAA Traditional RAs, GSRAs vs. Annuitization vs TDR fund
Thank you all for this insightful discussion and for sharing your expertise! I'm here to seek advice and information on investment options and concerns with TIAA. Your guidance will be greatly...
View ArticleInvesting - Theory, News & General • Good YouTube videos from Chris Dime
I came across this video yesterday while researching a topic. I have only watched a couple of his videos so far, they are detailed and very informative. I learned a couple of things that I did not...
View ArticlePersonal Investments • 401K Fund Selection
Hello All, Looking for some insight from you all as to what funds and percentages you think would be the best path forward. Below are the selections available and what I currently have allocated is in...
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Personal Consumer Issues • DCA Workout Weight Routine
I'm 38 years-old, and am actual 5'11.5 and weigh depending on the day between 136-144lbs. I've been a runner and tennis player most of my life so I know how to DCA cardio. I do not know how to DCA...
View ArticlePersonal Finance (Not Investing) • Colorado real estate purchase without an...
I'm about to make an offer on a condo in Colorado. My realtor, as well as some friends who live in Colorado, tell me that having at attorney is not necessary and/or not typical. This is a little...
View ArticlePersonal Consumer Issues • Worries building in the housing market?
*The purpose of this post is to discuss possible weaknesses arising in the housing market. This post is not about politics or proposed policy. In order to keep the thread from getting locked, please...
View ArticleNon-US Investing • BOX Spreads, bonds, or future for NOK currency exposure
I've read about the box spread for borrowing or earning interest on USD and EUR, someone mentioned also SEK. But I havn't found how I could do this for exposure to NOK. How could I buy the box spreads...
View ArticleInvesting - Theory, News & General • Maybe we should invent a new...
I'm not sure where to post a new idea. Hopefully the mods will move it as needed. Maybe it is not a new idea.Maybe we should invent a new acronym. SOSR Sequence of Spending Risk ?Statistics: Posted by...
View ArticlePersonal Finance (Not Investing) • Windfall Elimination Program (WEP) for...
Is anyone in my situation?My very first job was in another country (which I'm also a citizen off and has a tax treaty with the US). I have two options with the retirement benefits of that job:a) Take...
View ArticlePersonal Finance (Not Investing) • The Tax Planning Side of an Estate Plan
My wife and I are about to get knee deep in the estate planning process which will include a revocable trust. The attorney we are planning to use has not specifically spoken to us using the words "tax...
View ArticlePersonal Investments • Equally weighted S&P and currency hedged...
A friend of mine who is a financial planner offered some free advice. He recommended instead of VXUS, in which I am currently invested, to invest in IHDG Wisdom Tree International Hedged Quality...
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Personal Consumer Issues • box vent on roof question
Part of home requires 6 box vents, but side A has no more room for vents at ridge.Can the others be placed on side B? Cannot locate an answer to this question anywhere Google, etc.Not 'mixing' vent...
View ArticlePersonal Finance (Not Investing) • Switch from Widow to Survivor Social...
I am helping a relative who lost her husband when they were both 58. She is now 62, and has not filed for any SS benefits. His total life income was much, much higher (probably near the SS earning...
View ArticleInvesting - Theory, News & General • Allan Roth & Concentrated Market...
Because this needs to be phrased in the form of a question:How cool is it that Allen Roth references Boglehead contributor McQ as part of his dissection of the effect of stock market...
View ArticlePersonal Finance (Not Investing) • Spendthrift trust and post-distribution...
I'm currently working my way through creating trusts. The one I'm setting up for my son is a spendthrift one. Up to now he has acted responsibly (with one major exception), but he has never worked...
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