Personal Finance (Not Investing) • $14000 of Roth Retirement Contributions on...
Say one makes $8000 net profit of self employment income and no other earned income. Say this person also has setup a Solo Roth 401k as well as an Individual Roth IRA. Shouldn't this person be able to...
View ArticlePersonal Investments • Hoping to retire in 4.5 years....starting to plan..
Hello all,I'm looking (hoping) to retire in about 4.5 years and just want to get a check up from the group and also any tips or suggestions on what we can change to better prepare.Basic Info:- I'm 50...
View ArticlePersonal Consumer Issues • Best Washing Machine
I am making a new thread because things seem to have changed with washing machines. The one I had a while back isn't sold anymore and there are hundreds of others.Unfortunately I made the mistake not...
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Personal Finance (Not Investing) • When to upgrade the house?
Hi everyone! We currently own a small house in a VHCOL area. The house is 3b2b, 1500 sqft and is currently valued at around $1.2-$1.3M. We have a mortgage balance of about $700k at a 2.375% interest...
View ArticlePersonal Finance (Not Investing) • What "ducks in a row" does...
I'll be applying for a mortgage at some point this year. As part of the prep work for doing so, what are some things to keep in mind? I see frequent posts about being encountering turbulence during...
View ArticleInvesting - Theory, News & General • Adding alternative strategies to...
Simplify ETFs look pretty compelling. https://www.simplify.us/model-portfoliosThe model portfolio I'm interested in: ModerateFixed Income: 25%BBSA: 5% JPMorgan BetaBuilders 1-5 Year U.S. Aggregate...
View ArticlePersonal Investments • Benchmark for Personal Portfolio
Mid-40s single, living in high cost location. Should i be using the S$P or a lifecycle fund, 2040, as my annual benchmark? Thanks in advance.Statistics: Posted by sorengard — Sat Jul 27, 2024 8:28 pm...
View ArticleUS Chapters • Diehards.org Birthday
Anniversary: Diehards.org. foundedSaturday, July 27Annually on July 27On July 1, 2001, Alex Frakt and Larry Auton create an index and search site designed to more efficiently track the Morningstar...
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Personal Finance (Not Investing) • How much to plan for Medicare and...
Is 1,000.- $ a month enough to budget for Medicare and all additional insurance premiums for health and drugs after 65?How can I find out prices?Thanks for any answers! Statistics: Posted by Bennie —...
View ArticlePersonal Investments • Roth Conversion vs. Backdoor Roth
DH and I always do backdoor Roth IRAs annually. However, I am considering using those funds this year to perform a Roth conversion. Would convert the amount that the $15k would allow for taxes.DH 52,...
View ArticleInvesting - Theory, News & General • Schwab Planning to House Customers’...
Schwab is planning to "rely more on partners" to "house customers’ deposits," says the CEO:Going forward, Schwab is planning to rely more on off-balance sheet arrangements to house customers’...
View ArticlePersonal Consumer Issues • Excessive vet bill
We went on vacation out of the country and left our dog with a sitter at her house. Sitter on 1st day notified us that our dog puked and pooped blood. It also appeared that she pooped out a little...
View ArticleNon-US Investing • Workplace Pension to SIPP transfers
Greetings all, had a question on whether my workplace pension transfer to sipp strategy makes sense or if there's a better way.I currently have a workplace pension that has an all in charge of 0.24%...
View ArticlePersonal Investments • Portfolio checkup/advice - spouse retiring in 1.5 years
Emergency funds: 6 monthsDebt: 4 years left on a 15-year fixed 2.7% loan - $4,500/monthTax Filing Status: Married Filing JointlyTax Rate: 24% Federal, 4.4% StateState of Residence: COAge: Him -56, Her...
View ArticleInvesting - Theory, News & General • Timeline for Retirement Planning
I've been thinking about this topic quite a bit recently and a post in another thread drove me to ask. Is there a recommended timetable for preparing for retirement? Not just for the person who's 5...
View ArticlePersonal Consumer Issues • How much left over flooring to save?
Thanks to the BHs who recommended I check out Home Depot's flooring services, my new LVP was installed beautifully on Friday. The installers did such a great job, there was none of the 10% extra for...
View ArticlePersonal Investments • Is this a Vanguard number?
Friday night at 8:03 pm I received an email from Vanguard saying some information was missing from a request and to call them within four business days. They closed at 8:00 pm. Not happy. Anyways,...
View ArticlePersonal Finance (Not Investing) • Married Couple LLC or Solo Proprietor
My wife and I both are getting started with our own businesses. She does social media management and I design/build websites that I offer managed hosting for the client. We both currently do business...
View ArticlePersonal Consumer Issues • Using an insurance broker (Homeowners/Auto)
So I have been with Allstate for awhile, probably 20+ years. I know insurance costs have increased across the board, but I feel like mine are just going through the roof and I need to shop them...
View ArticlePersonal Finance (Not Investing) • House Downpayment Funding Options
Hi folks, I'm exploring my options for building up a downpayment for a house and wanted to sanity check my plans with the smart people on this forum.I am in my early 30s and planning to buy my first...
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