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Personal Finance (Not Investing) • $14000 of Roth Retirement Contributions on $7388

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Say one makes $8000 net profit of self employment income and no other earned income. Say this person also has setup a Solo Roth 401k as well as an Individual Roth IRA. Shouldn't this person be able to legally contribute say $7000 to the Solo Roth 401K as well as $7000 to the Individual Roth IRA? So it's $14k of contributions on only $8000 of net profit. From my understanding one can only contribute 92.35% of net profit to Solo Roth 401k, which would be $7388 max in this case -- however $7000 is below that.

Those who answer, I understand you aren't giving any tax advice to me.

Statistics: Posted by jnw — Sat Jul 27, 2024 4:44 pm — Replies 1 — Views 365



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