Personal Investments • Liability matching portfolio as affected by early...
When we discuss liability matching portfolios (LMPs) we are often referring to tips ladders or defined maturity ETFs, in which inflation protected bonds mature each year, sufficient to address...
View ArticlePersonal Investments • I'm still a little troubled by the I bond feature of...
My plan as of now, and certainty is subject to change when the early purchases of I bonds mature in a few years ,move all the proceeds into a 529 plan. I do have a child who, is done with school and...
View ArticlePersonal Investments • Portfolio Review - $1M + 36 year old
Personal Details: ——————————Age: 36My Annual Income(Pre-Tax): 1.2 MillionSpouse’s Annual Income(Pre-Tax): 110,0002 kids - 3 Yo and 5 yoPortfolio—————I tried to mimic Fidelity 2045 Target funds (or...
View ArticlePersonal Investments • Should I stop investing in assets yielding Interest...
I'm a little embarrassed to be asking, what (to me) would be a no-brainer type question, but thinking about this a little more, it was within the context of while I was working and earning an income...
View ArticlePersonal Investments • Portfolio Review - Investor with High Anxiety
Please help me with my investment portfolio. Thanks ahead of time.Emergency funds: $50k (in checking account)Him: $200k/yearHer: $120k/yearDebt: a)Mortgage: $506K (30yrs Term, 2.75%, Loan ends Oct...
View ArticlePersonal Finance (Not Investing) • How do I teach my kids to be less generous
We moved into a new town 2 years ago and my kids 7 and 9 had recently made friend with the neighbors. It was nice that they play together and in the beginning it’s playing in the yard riding...
View ArticleNon-US Investing • Sell rental property and move to index funds?
I currently have a rental property in Norway. I personally live in Asia and pay no taxes on capital gains (or local taxes on dividends), but pay taxes in Norway on this rental property. I’m...
View ArticlePersonal Finance (Not Investing) • Buying used car: mileage?
I'm looking at buying a used Honda CR-V in the next year. My current Odyssey has 145K, so it's still OK but I'm beginning to look ahead. For those of you who always buy used, what is the range of...
View ArticleInvesting - Theory, News & General • Reporter doing story on...
A reporter from a national newspaper would like to speak with Bogleheads willing to be quoted about their experiences with "lopsided" savings. I.e., Do you have too little--or too much-- of your...
View ArticlePersonal Finance (Not Investing) • Should I Sell All Stocks While Finalizing...
Sadly, my spouse and I are going our separate ways. We are in our 40s and thus many years from retirement. As part of the separation/divorce, my spouse will use a large chunk of her share of our...
View ArticlePersonal Consumer Issues • Do you buy tire warranties?
Getting tires from Discount/America's Tire and they are pushing the tire warranty for ~$130 on four tires. They've been pretty good to me and have patched flats for free in the past, but if it can't...
View ArticlePersonal Investments • Portfolio review and feedback on financial plan...
Hello Bogleheads, I have reached a milestone in my investing journey and would appreciate any feedback to further improve my financial planning and portfolio. Emergency funds: yesDebt: 350K left on...
View ArticlePersonal Investments • Any material difference between T-Bill ladder/SGOV and...
I've been rolling approximately 150K in a 6 rung/6 month T-Bill ladder (25x6) and currently have an average yield of 5.22%. This money is a HYSA replacement and used for near term expenses, so funds...
View ArticlePersonal Investments • Consolidation of 401k's and IRA's at Fidelity
We (wife and I) have multiple 401k's and IRA's we would like to consolidate.We have two 401k accounts currently totaling approximately $3,160,000.We have six other IRA accounts currently totaling...
View ArticlePersonal Consumer Issues • How to find suspended ductwork experts
I have an attic with some commercial style ducting for several large air handlers. Two units have electric motors which operate dampers to bring in outside air on demand. The motors were originally...
View ArticlePersonal Consumer Issues • Recommendations for cheap beater truck
I'm looking for recommendations for a cheap "beater" truck. Truck, in order to have an open bed for manure and similar. By cheap, I mean $3k or less. Price cap is not a financial issue - paying more...
View ArticlePersonal Investments • My parents are retired
My Grandfather just died and my parents will inherit about $250,000 in an IRA and individual stocks. They have an annuity worth a few hundred thousand that I don't know all the details of. They are 66...
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Personal Consumer Issues • Don’t ask me how I know
$$$ is necessary, and generally good to have… too little can certainly bring pain and hardship. that said more doesn’t bring the happiness most I see tend to think it will. I certainly was one of...
View ArticlePersonal Finance (Not Investing) • Form 1116 and FTC carryover - can you...
Hi all, My FTC is approaching $300 and I'm wondering how quickly after needing to fill out form 1116 I'll hit the cap on FTC and will have interest in credit carryover. Would some folks mind sharing...
View ArticlePersonal Consumer Issues • Home Improvement Loan v Home Equity Line of Credit
Is there any real advantage to one form of credit versus the other? Is it of benefit to obtain the loan from a bank where you are already established?Statistics: Posted by maryslifestrategies — Tue...
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