Personal Finance (Not Investing) • Step-up in basis for real estate
My parents were asking me some questions about how a step-up in basis would work with one of their properties, and I wasn't quite sure the answers, so I thought I'd seek guidance here.The property is...
View ArticlePersonal Investments • Total Market vs Growth vs Value
Given that growth stocks have been on a tear, isn't a total market fund like Vanguard Total Stock (VTSAX) actually loaded with growth and more similar to Vanguard Growth Index (VIGAX)? So buying isn't...
View ArticlePersonal Investments • Assest Allocoation & Starting a Portfolio
Hello Bogleheads! I want to take steps in the right direction therefore seeking advice getting started with asset allocation. I was not provided much insight on investing/retirement over the years; I...
View ArticlePersonal Consumer Issues • HVAC AC whistling noise
My HVAC system is 2 years old. A couple of days ago it started whistling. I have return air vent in the ceiling that requires a 20x20x1 filter. I googled and it seems that a common reason is...
View ArticlePersonal Finance (Not Investing) • Question and guidance on what to do with...
Hi all - I had a Vanguard solo401k and is now transferred to Ascensus. I opened the solo401k 2 years ago for my consulting. I have not consulted / had any clients for a year now. I’m debating to keep...
View ArticlePersonal Finance (Not Investing) • Can I afford this house?
Hello,My spouse and I have been living in our current smaller house for the past 12 years, and its value has appreciated to approximately $480K. As we are now in middle age, we are considering moving...
View ArticlePersonal Finance (Not Investing) • HSA Bank dropping Schwab Investment Option
I have an HSA through HSA Bank, and use Schwab as the investment option. I got a mailer today informing me that as of September, I would no longer be able to do anything with the Schwab account except...
View ArticlePersonal Investments • CEF Tender Offer to repurchase shares
My wife has shares in a CEF and received an email regarding her participating in an offer to buy back some of her shares.I’m unfamiliar with this and as best I can tell they do these offerings quite...
View ArticlePersonal Consumer Issues • 2 cities for retired snowbirds
I was reading viewtopic.php?t=435470 and several ppl suggested it may be better to buy 2 houses in 2 locations than 1 house in coastal California. Which 2 cities would you pick and why? (Weather is a...
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Personal Investments • Inflation, Fed rate, and Bond ETF Dividend / SEC Yields
After reading several posts, and videos, I've started learning about Bonds, and Bond ETF's.Here is my attempt at understanding the relationship between Inflation, and past/future returns of various...
View ArticlePersonal Investments • Financial planning for terminal ill spouse
Trigger warning: Seeking advice for thinking through long-term finances with a terminally ill spouxe.Background: We (early 50's, less than 55) currently have $1.6 million in investments (1m in...
View ArticleUnited Arab Emirates • Need details on transitions legacy platform to...
Details on transition from legacy account to brokerage account: Do mutual funds transitioned remain the same as to re invested dividends and capital gains and any automatic delivery of existing checks...
View ArticleNon-US Investing • Commodity producers
Hi all!I am looking for a EU-enabled ETF tracking Commodity Producers (not the commodities themselves via the futures market). More particularly, I am looking for EU alternatives to popular US etfs in...
View ArticlePersonal Investments • Why does Portfolio Visualizer say a 40% return?
Hello. I am trying to put together a slide or two for some of my interested colleagues in the powers of an HSA. I want to give an example of $x invested 5-, 10-, 15-years ago and what it would be...
View ArticlePersonal Finance (Not Investing) • 5500EZ Filing Question - Two Plans
Hi everyone. New here but been on the sub-reddit for quite some time. I have a question in relation to the 5500-EZ and the filing and my situation is a bit strange since I set it up incorrectly when I...
View ArticlePersonal Investments • T+1 settlement, sell/buy VUSXX/Stock the same day on VG
HICan I(Settlement account has $0 in it and account has margin enabled)1) enter a sell order for VUSXX2) then same day, buy some other stock/MF/ETF indicating funds will be from the settlement...
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Personal Investments • Help us select a pension option
Hi folks,We are planning to retire in 3 years. Wife is a public school teacher in CA and will get a pension, but no SS. Husband will get SS.Here is some background:Ages: Wife 52, Husband 49Ages (at...
View ArticlePersonal Investments • Solo 401K moved to Ascensus - how to consolidate/...
I am an employed professional, with some 1099 income on the side with moonlighting. Last year I opened a solo 401K with Vanguard as a sole proprietor and made some employer contributions (I max out my...
View ArticlePersonal Investments • I savings bonds serial numbers
Sorry for what I hope is a stupid question. We have several electronic i bonds in a treasurydirect „trust“ account. I am trying to figure out how to pass these bonds to new owners if we die....
View ArticlePersonal Investments • TIAA Traditional Liquidity Question
We inherited my father in law's TIAA IRA and after rolling over to an inherited IRA currently it is listed as an TIAA IRA IDX account. I'm trying to figure out whether a Traditional account within...
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