Personal Finance (Not Investing) • Paperwork for Capital Gains Tax Payment
I am easing into retirement this year. As part of the process, I sold a substantial quantity of stock which was in a non-sheltered Vanguard account. (In hindsight, I could have saved myself both taxes...
View ArticlePersonal Investments • Portfolio Review: Light at the end of the tunnel!?
Greetings Bogleheads! I wanted to thank you in advance for giving us some feedback. I've been altering my approach through the years and have learned some things the hard way. As I see a potential...
View ArticlePersonal Finance (Not Investing) • LTC Insurance + Annuity - advice sought
Hello Bogleheads, Long-time lurker; first-time poster:After several years of poor financial decision making, my 69 year old MIL has minimal assets (<$150,000) and lives primarily off a small...
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Personal Finance (Not Investing) • Need information for decision on moving...
Please let me know if you have information to consider when deciding if I want to move my retirement funds from TIAA/Cref to Fidelity before leaving my job. I was told it would be easier while still...
View ArticlePersonal Finance (Not Investing) • Transfer on Death (TOD) deed- CA problem...
I own a condo (no mortgage) in CA that currently is titled in just my name. I recently got married. I have a nephew in AZ. Only other assets I have are investment accounts with beneficiary/TOD already...
View ArticlePersonal Finance (Not Investing) • Schwab requirements for ultra shares money...
Anyone know what happens if I make a purchase of SNAXX (meeting the minimum initial investment) of $1M, and subsequently (say a week or month later) sell $900k which I then use to purchase other...
View ArticlePersonal Finance (Not Investing) • United American / Globe Life Medigap
I have been looking at the United American and Globe Life High deductible G Medigap policies for my Dad.One of the local Globe life agencies has all sorts of criminal charges against them so I...
View ArticleInvesting - Theory, News & General • Credit collapse risk?
Hey all,I was watching yesterday a video, and the person in the video has explained that a wise investor should get rid of every credit risk, including equities, stating that even if you own right now...
View ArticlePersonal Finance (Not Investing) • gift or disclaim for 1/2 step-up in basis...
Hi,My father recently passed away, and my mother was the sole beneficiary. Much of their assets were held as stocks jointly. Most had very low cost basis. My mother wishes to pass down an appreciable...
View ArticlePersonal Investments • Liquidate Company Stocks
Hi all,Looking for advise on my situation. I am fully vested in my former employer's stock and are now long-term holdings (over 1 year). I mistakenly held onto 100% of them after IPO due to the stock...
View ArticlePersonal Consumer Issues • Transmission flush costs?
Hey all,So my in-laws took their 2011 Camry in for an oil change back in December and a transmission flush was called out as a recommended item. Pricing for that was $250 and my FIL was hesitant so...
View ArticlePersonal Consumer Issues • Toilet Tank Leak
Hi, I had a leak coming from the bottom of the toilet tank. Okay, no problem; I'll replace the gasket. My Lowes didn't carry just the gasket, only the whole flush kit like this one. Okay, no problem;...
View ArticleForum Issues and Administration • New Posts functionality is behaving...
Hi,I am hitting an issue when I use the New Posts filter to see the updates since I last reviewed the site.There seems to have been a change in how long the New Posts queue lasts before it is...
View ArticlePersonal Finance (Not Investing) • Mailing address
My mom has moved to an assisted living facility. It's in the same town as her home, which she still owns. I have left her home as her official mailing address for everything except her newspaper. I...
View ArticlePersonal Finance (Not Investing) • New Wells Fargo One Key mastercard offer
Wells Fargo launched a couple of new Expedia OneKey rewards cards that might be interesting if you travel a lot. Expedia is the most popular travel booking site. I looked into the card as I think it...
View ArticlePersonal Finance (Not Investing) • Help me understand how I should make my...
The original holder of the loan sent out a letter on 12 July 2024, informing me that the note has been sold to a new bank (NewRez). This letter didn't get to me until 22 July 2024, and I have proof of...
View ArticleInvesting - Theory, News & General • Interesting Roth Conversion YouTube
Stumbled upon Number Crunch Nerds channel and thought he had a pretty well explained way to figure Roth Conversions.He left some out of the income piece, he needed to cover 401k/HSA and other...
View ArticlePersonal Investments • Treasury Direct - Redeeming Bonds
Hello! I had some paper bonds that were converted to electronic. There are some that are matured and some that are not yet. I'd like to redeem the matured bonds. I tried following the site...
View ArticleInvesting - Theory, News & General • VT vs ISAC in morningstar
I used Morningstar. Compared ISAC against vanguards VT. They should be similar but why does ISAC always above VT when looking at 10 yearshttps://www.morningstar.com/etfs/xlon/isac/chartI’m currently...
View ArticlePersonal Investments • Should we do a 401k rollover or no?
Hello I am trying to help out my aunt. I’ve listed out her assets below. She is 62 years old with no immediate plans to retire soon. Is a resident of FL and has annual income around $110K. Vanguard...
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