Personal Consumer Issues • Portable monitor recommendations?
I am looking to get a portable monitor for use with my laptop as a primary or second screen while travelling. I see some 16" 2560x1600 models in the $110-$150 range, with the $150 ones being 120-144Hz...
View ArticlePersonal Investments • 4% rule and the game
Just curious, how many retirees that longed for the set it and forget it 4% rule returns here, have stopped playing the market game by jumping on 4.5% treasury bonds and 5% Cds before they go away,...
View ArticlePersonal Consumer Issues • Yard Care Starter Kit
After living in apartments/condos for our entire adult lives, the wife & I are taking a plunge into homeownership later this year. It's a fairly big lot for our area (1/2 acre) with a long...
View ArticlePersonal Finance (Not Investing) • Car/Airplane/Toy Purchases % of Income or...
I've heard of the 20/3/8 rule. I've heard of certain other rules but what do bogleheads recommend for a car purchase as a % of net worth, or income, or investment portfolio? Are car purchases part of...
View ArticlePersonal Finance (Not Investing) • 401a and Government Pension Offset
Does anyone know how Government Pension Offset is figured with a 401a? I can't figure it out from the SS site.I have a regular job from which SS is taken out. I am also the higher earning spouse. My...
View ArticlePersonal Finance (Not Investing) • Schwab - how to figure unrealized gains or...
My account recently got moved from TD Ameritrade to Schwab, and I've mostly figured out how to use the website. I have shares of VTI that I have bought over many years. There doesn't seem to be a way...
View ArticlePersonal Finance (Not Investing) • Spousal Social Security when I turn 70
I am presently 68 years old and my wife is also 68, she being two months younger. Her SS is far lower than mine due to her working only 12 years. She started collecting her SS once she turned 66 years...
View ArticleInvesting - Theory, News & General • 2024 Updated but Reverted Fed Tax...
Hi all,As most of us are aware, the current Fed tax brackets will sunset 12/31/2025 without legislative action. Here is my attempt to estimate the Fed tax increase upon reversion. For inflation, I...
View ArticleInvesting - Theory, News & General • Question about Calculating Estimated...
Hello, I am reading the 2nd edition of the Boglehead's Guide to Investing, and I'm struggling in the chapter "How much do you need to save" - so I know there are various online tools but I'd like a...
View ArticlePersonal Finance (Not Investing) • Tax help for older relative in FTL
I have an older relative (80) who needs a good tax preparer in the Ft Lauderdale, FL area. He has a house and investments but is behind on tax filing. His accountant, a solo practitioner, retired. If...
View ArticlePersonal Finance (Not Investing) • Life Insurance [When to stop investing in...
Retirement is construed as having 'enough' to coast whilst not being able to predict the circumstances in which one coasts. How do married or parental Bogleheads decide when to stop investing in life...
View ArticlePersonal Finance (Not Investing) • Setting tax withholding - two income,...
My wife makes about $80k and front loads her 401k which means she has nearly zero taxable income for the first four months of the year. She just got her first full paycheck of about $5k and only $36...
View ArticleInvesting - Theory, News & General • How to place box spread orders and...
What’s the best way to place SPX box spread orders? I use IBKR and it seems I can do Market or limit? I want to get the best interest rate possible. Do I just place a limit and wait for it to go...
View ArticlePersonal Consumer Issues • Buying a Hybrid in 2025
I recently got around to replacing my old beater and thought I would share my experience buying a new car last month, as I was able to negotiate ~$2k below MSRP on a new 2025 hybrid CR-V. I used the...
View ArticlePersonal Consumer Issues • Replacing Hub caps
My mom said she lost one of the hub cap and wants me to fix the issue. I am not a car person, so what are the options. It is cheaper to get a single hub cap through the dealer or buy 4 new ones from...
View ArticlePersonal Finance (Not Investing) • Locked Credit Accounts
I periodically check creditkarma for updates. How is this possibleif all 3 agencies are locked?Statistics: Posted by boater07 — Fri Jun 14, 2024 4:51 pm — Replies 2 — Views 289
View ArticleInvesting - Theory, News & General • Retirees: what motivated your AA?
I struggle with allocation. For me, we are a year or two from retirement and the key factors I mull over are the following. Seeking feedback on others thoughts and if these factors played a part, and...
View ArticlePersonal Finance (Not Investing) • 529 withdrawals for K12: What are...
I have searched Google, IRS site, this forum and have not found an answer.The tax payer, Bob, has a child, Timmy, who is a 1st grader at a private school. In the calendar year 2023, Timmy enrolled in...
View ArticlePersonal Finance (Not Investing) • Pre-Tax State/Local Pension/Annuity Rollover
I will be retiring next year and plan to rollover my pension into a Traditional IRA w/Fidelity. No other money will be in this account except for my pension rollover funds, along with my union annuity...
View ArticlePersonal Finance (Not Investing) • Roth conversion/estimated taxes
I plan to do an 80 k Roth conversion in 2024. In March I figured out what my total 2024 income would be including the conversion. So ran this by my CPA and he set up the payments I have to make in...
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